On 14th December, we shall be changing over completely to the new version of Value Research Online. You can try it out here:

Religare Enhance - Super Top-up Insurance

Entry Age (years)  
Minimum 18; 5 for children
Maximum No age limit
Maximum Policy Renewal Age (years) Life long renewal
Coverage Type Individual / Family Floater
Policy Term 1/2/3 Years
Sum Insured (Rs)  
Maximum 55 lakh
Minimum 1 lakh
Deductible (Rs)  
Minimum 50000
Maximum 20 lakh
Discount 7.5% on selecting a 2 year policy term and 10% on selecting a 3 year policy term.
Pre Policy Medical Check Up Not required only if the Sum Insured is Up to 5 lakh and the age of the insured is less than 46 years. Required in all other cases.
Free look Period 15 days
Grace Period for Policy Renewal 30 days
Customer Service  
Address Religare Health Insurance Company Limited, GYS Global, Plot No. A3, A4, A5,Sector - 125, Noida, U.P.-201301
Mail to [email protected]
Call to 1800 200 4488 (toll free)
SMS Religare' to 56677
Network Hospitals Http://
Scope Of Cover
PlanEnhance 1Enhance 2
Sum Insured1 lakh to 30 lakh (in multiples of 1 lakh)45 Lakh; 55 Lakh/40 Lakh; 50 Lakh/35 Lakh; 45 Lakh/30 lakh; 40 lakh
Deductible50,000/1 Lakh-10 Lakh (in multiples of 1 lakh)5 Lakh/10 lakh/15 lakh/20 lakh
Cashless facilityavailable if treatment availed in empanelled hospitals
Reimbursement facilityavailable if treatment taken in non-network hospitals
Pre and Post Hospitalisation expensescovered from 30 days before hospitalisation and 60 days post hospitalisation
Room rentSingle private room with ACSingle private room with AC, upgradable to next
ICU ChargesCovered without any limit
In-Patient HospitalisationCoveredCovered
Day Care TreatmentCoveredCovered
Ambulance expensesNot covered
Organ Donor ExpensesCoveredCovered
Health Check-upCoveredCovered
Exclusions and Waiting period
Pre-existing diseasescovered after 48 months of continuous policy renewal
No claim period30 days from the policy start date
Waiting period24 months for specific illnesses namely, Arthritis, Benign ENT, surgery, cataract, Hernia,Varicose veins, ulcers, etc.
Co-payment clause20% (Applicable where age of eldest member at entry is 61 years or above)
Other exclusionsNon-Allopathic treatment, Dental treatment, Weight control program, Pshyciatric & Psychosomatic disorders, etc