| Eligibility |
|
| Entry Age (years) |
|
| Minimum |
46
|
| Maximum |
No age limit
|
| Maximum Policy Renewal Age (years) |
Life long renewal
|
| Coverage Type |
Individual/Family floater
|
| Policy Term |
1/2/3 Years
|
| Sum Insured (Rs) |
|
| Maximum |
10 lakh
|
| Minimum |
2 lakh
|
| Discount |
7.5% on selecting a 2 year policy term and 10% if a 3 year policy term is selected.
|
| Pre Policy Medical Check Up |
Required if the entry age is 46 years and above.
|
| Free look Period |
15 days
|
| Grace Period for Policy Renewal |
30 days
|
| Customer Service |
|
| Address |
Religare Health Insurance Company Limited, GYS Global, Plot No. A3, A4, A5,Sector - 125, Noida, U.P.-201301
|
| Mail to |
customerfirst@religarehealthinsurance.com
|
| Call to |
1800 200 4488 (toll free)
|
| SMS |
Religare' to 56677
|
| Network Hospitals |
Http://www.religarehealthinsurance.com/health-plan-network-hospitals.html
|
| Scope of Cover |
| Plans | Plan 1 | Plan 2 |
| Sum Insured | 2 lakh/3 lakh/4 lakh/5 lakh | 2 lakh/3 lakh/4 lakh/5 lakh/7 lakh/10 lakh |
| Cashless facility | available at network hospitals |
| Reimbursement facility | available if treatment taken in non-network hospitals |
| Pre and post hospitalisation expenses | Up to 7.5% of payable hospitalisation expenses if the Sum Insured is below 5 lakh. Up to 10% of payable hospitalisation expenses if the Sum Insured is equal to or more than Rs 5 lakh. |
| Automatic recharge of Sum Insured | 100%, if the Sum Insured is Rs 3 lakh and above |
| Inpatient treatment | covered |
| Day care procedures | Covered |
| Dialysis Cover | Up to Rs. 1,000 per sitting; up to 24 months from date of occurrence of event |
| Domiciliary Hospitalisation | up to 10% of Sum Insured covered after 3 days |
| Room rent and nursing charges | Twin Sharing Room subject to a maximum of 1% of Sum Insured per day; Twin sharing room without limit if the Sum Insured is 5 lakh | Twin Sharing Room subject to a maximum of 1% of Sum Insured per day; Twin sharing room without limit if the Sum Insured is 5 lakh; Single private room if the Sum Insured is 7/10 lakh |
| ICU/ICCU charges | Up to 2% of Sum Insured per day if the Sum Insured is below 5 lakh; No limit if the Sum Insured is 5 lakh and above | Up to 2% of Sum Insured per day if the Sum Insured is below 5 lakh; No limit if the Sum Insured is 5 lakh and above |
| Emergency ambulance | Up to Rs 1,000 per hospitalisation |
| Companion Benefit(If Hospitalization exceeds 10 days) | Rs 10,000 if the Sum Insured is below Rs 5 lakh; Rs 15,000 if the Sum Insured is 5 lakh and above |
| Consumable Allowance(Max. 7 days per Hospitalization covered after 3 days) | Rs 500 per day for Sum Insured of Rs 2 lakh; Rs 750 per day for Sum Insured of Rs 3 and 4 lakh; Rs 1000 per day if Sum Insured is Rs 5 lakh and above |
