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HDFC Life Click2Protect 3D Plus

Entry Age (years)  
Minimum 18 (25 for whole life variant)
Maximum 65
Maximum Maturity Age (years) 75 (Except for the whole life variant)
Policy Term (years)  
Minimum 5
Maximum 40
Sum Assured (Rs)  
Minimum 1000000
Minimum Annual Premium 2234
Minimum Premium (Rs)  
Yearly 2234
Premium Payment Frequency Monthly/Quarterly/Half-yearly/Yearly
Premium Payment Term Single payment is one-time. For regular payment or limited payment plans: 5-39 years (For whole life, it is 65 - age of entry)
Policy Cover Cover remains fixed for the tenure of the policy. It can be enhanced under certain conditions such as marriage or the birth of children.
Other Features Waiver of premiums and continuation of the policy incase of permanent disability resulting from an accident and in one variant, for critical illness.
Other Features  
Free Look Cancellation You can cancel within 15 days of receiving the policy documents. For online or distance marketing, this period is extended to 30 days
Grace Period If are late in the payment of premiums, you are allowed a grace period of 30 days under the annual and quarterly payment options and 15 days under the monthly option, in which to pay the premium. After the expiry of the grace period your policy will lapse resulting in the termination of the insurance cover
Lapsed Policy Reinstatement You can reinstate your lapsed policy within 2 years from the date of lapse subject to the terms specified by the insurance company
Tax Benefits Section 80C, 10 (10D) of the Income Tax Act, 1961 would apply.
Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, 80% of the premium will be paid to the nominee. Other restrictions apply to specific policy options such as the accidental death feature and critical illness feature
Customer Service  
Address HDFC Standard Life Insurance Company Limited, 13th Floor, Lodha Excelus, Apollo Mills Compound, N M Joshi Road, Mahalaxmi, Mumbai - 400011
Mail To [email protected]
Call On 18002669777
SMS LIFE to 56161