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ICICI Pru iCare II

Entry Age (years)  
Minimum 18
Maximum 60
Maximum Maturity Age (years) 65
Policy Variants Option 1: Sum Assured Option 2: Sum Assured + Accident Death Benefit (sum asured equal to base plan sum assured subject to a maximum limit of Rs 50 lakh)
Policy Term (years)  
Minimum 5
Maximum 30
Sum Assured (Rs)  
Minimum Depends on minimum premium amount
Maximum Unlimited
Minimum Premium (Rs)  
Yearly 2400
Premium Payment Frequency Yearly, Half-yearly, Monthly, one pay option for 5 and 10 year policy terms
Premium Payment Term Equal to policy term or Single
Policy Cover Cover remains fixed for the tenure of the policy
Other Features  
Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for t
Grace Period You are allowed to pay premiums within 30 days from the due date. If a due premium is not received within the grace period of 30 days, your policy will lapse and the life insurance cover, including the rider cover, if any, will be terminated.
Lapsed Policy Reinstatement You can reinstate your lapsed policy any time (within 2 years from the due date of the first unpaid premium) by paying all the due premiums and undergoing underwriting requirements, if any.
Tax Benefits Section 80C, 10 (10D) of the Income Tax Act, 1961 would apply. Premiums paid for Dread Disease Rider may qualify for deduction under Section 80D of the Income Tax Act, 1961.
Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable. Further, if the Life Assured under the policy, whether medically sane or insane, commits suicide, within one year of
Surrender Value It will be based on surrender value factor provided in policy document
Customer Service  
Address ICICI Prudential Life Insurance Co.Ltd. #1089, ICICI Prulife Towers, Appasaheb Marathe Road, Prabhadevi, Mumbai - 400025
Mail To [email protected]
Call On 18602667766