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DLF Pramerica U Protect

Entry Age (years)  
Minimum 18
Maximum 55
Maximum Maturity Age (years) 65
Policy Term (years)  
Minimum 10
Maximum 30
Sum Assured (Rs)  
Minimum 2500000
Maximum No Limit
Minimum Premium (Rs)  
Yearly 4000
Premium Payment Frequency Yearly and Half Yearly
Premium Payment Term Regular, equal to policy tenure
Policy Cover Cover remains fixed for the tenure of the policy
Other Features  
Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered
Grace Period You are allowed to pay premiums within 30 days from the due date. If a due premium is not received within the grace period of 30 days, your policy will lapse and the life insurance cover, including the rider cover, if any, will be terminated
Lapsed Policy Reinstatement You can reinstate your lapsed policy any time (within 3 years from the due date of the first unpaid premium) by paying all the due premiums and undergoing underwriting requirements, if any
Tax Benefits Section 80C and Section 10 (10D) of the Income Tax Act, 1961 would apply. . Premiums paid for Critical Illness Rider may qualify for deduction under Section 80D of the Income Tax Act, 1961
Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable
Surrender Value There is no surrender benefit in this plan
Customer Service  
Address DLF Pramerica Life Insurance Company Limited, 4th Floor, Building 9B, Cyber City, DLF City Phase-III, Gurgaon - 122002
Mail To [email protected]
Call On 1800-102-7070
SMS 5607070
Additions to the Plan  
Available Rider(s) DLF Pramerica Traditional Accidental Death Benefit Rider: covers death due to accident.
DLF Pramerica Traditional Critical illness Rider: The 10 critical illnesses are Aorta Surgery, Blindness, Cancer, Coronary Artery Bypass Surgery, Heart Attack, Heart Valve Surgery, Kidney Failure, Major Organ Transplant, Paralysis And Stroke. There is a survival period of 30 years to claim the benefit.
Rider Conditions  
Entry Age (years)  
Minimum 18
Maximum 55
Maximum Maturity Age (years) 65
Rider Term (years)  
Minimum 10
Maximum 30
Sum Assured (Rs)  
Minimum 50000
Maximum 50 lakh for ADDB Rider ; 25 lakh for Critical Illness rider
Rider Premium (Rs) Rider premiums vary for each policyholder. For instance, if a 30-year old male opts for the ADB rider for Rs 5 lakh sum assured over a 10 year tenure; the annual ADB rider premium works to Rs 425