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Bharti AXA Life Family Income Secure

Entry Age (years)  
Minimum 18
Maximum 60
Maximum Maturity Age (years) 70 years for 10 year term
75 years for 15 year term
80 years for 20 year term
Policy Term (years)  
Minimum 10,15
Maximum 20
Sum Assured (Rs)  
Minimum Annual Income (as selected while buying the policy x 20 years)
Maximum No limit
Minimum Premium (Rs)  
Yearly 2500
Half-Yearly 1300
Quarterly 675
Monthly 225
Premium Payment Frequency Yearly, Half-Yearly, Quarterly(via ECS), Monthly(via ECS)
Premium Payment Term Equal to Policy term
Policy Cover Cover remains same throughout the policy term.
Other Features  
Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered.
Grace Period You are allowed to pay premiums within 30 days from the due date for Yearly, Half yearly and quarterly premium payment modes and 15 days in case of monthly premium payment mode.. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover will be terminated.
Lapsed Policy Reinstatement You can reinstate your lapsed policy any time (within 2 years from the due date of the first unpaid premium) by paying all the due premiums with interest and undergoing underwriting requirements, if any.
Tax Benefits Section 80C, 10(10D) of the Income Tax Act, 1961 would apply.
Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable.
Maturity Value 100% of total premiums paid during benefit term
Surrender Value Allowed after three year premiums have been paid duly on time and three years have alapsed. It is calculated as: 30% x premiums paid till date excluding first years premium excluding first year's premium and any extra premium paid.
Customer Service Bharti AXA Life Insurance Company Limited, Unit 601 & 602, 6th Floor, Raheja Titanium, Off Western Express Highway, Goregaon (East), Mumbai 400 063
Customer Service  
Mail To [email protected]
Call On 1800 102 4444 during business hours (9:00
a.m. to 9:00 p.m.)
SMS Service' 56677