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Tata AIA Life Plus Plan

Entry Age (years)  
Minimum 18
Maximum 60
Maximum Maturity Age (years) 80
Policy Term (years)  
Minimum 20
Maximum 20
Sum Assured (Rs)  
Minimum 10000 and in multiples of Rs 1000 thereafter
Maximum No limit
Minimum Premium (Rs) ..
Premium Payment Frequency Yearly, Half-yearly, Quarterly, Monthly
Premium Payment Term Limited (15 years)
Premium Factor (multiply with annual premium) Half Yearly: 0.51 times annual premium; Quarterly: 0.26 time annual premium; Monthly: 0.0883 time annual premium
Policy Cover Cover remains fixed for the tenure of the policy
Other Features  
Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered.
Grace Period You are allowed to pay premiums within 31 days from the due date. If a due premium is not received within the grace period of 31 days, your policy will lapse and the life insurance cover will be terminated.
Lapsed Policy Reinstatement You can reinstate your lapsed policy any time (within 5 years from the due date of the first unpaid premium) by paying all the due premiums with interest and undergoing underwriting requirements, if any.
Tax Benefits Section 80C, 10(10D) of the Income Tax Act, 1961 would apply.Premium paid is eligible for tax deduction as per current income tax act.
Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable.
Maturity Value It returns all basic premium paid on survival at maturity.
Surrender Value Allowed after first three years have been paid in full on time. Guaranteed Surrender Value= 30%* Basic Premiums paid(excluding rider premiums or extra premiums paid if any) - first year's premium
Customer Service  
Address Tata AIG Life Insurance Company Limited Delphi-B Wing, 2nd Floor, Orchard Avenue, Hiranandani Business Park, Powai, Mumbai 400076
Mail To .
Call On 1800119966; 24 hours
SMS SERVICE' to 58888
Additions to the Plan  
Available Rider(s) AIG Life Accidental Death and Dismemberment Short Scale Rider: covers Accidental death, dismemberment, loss of sight, speech and hearing resulting from accident
Rider Conditions  
Entry Age (years)  
Minimum 18
Maximum 60
Maximum Maturity Age (years) 80
Sum Assured (Rs)  
Minimum Minimum Sum Assured of Base policy
Maximum Maximum sum assured of base policy
Rider Premium (Rs) Rider premiums vary for each policyholder. For instance, if a 30-year old opts for the AIG Life Accidental Death and Dismemberment Short Scale Rider for Rs 5 lakh, the annual premium works to Rs 800.