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Sahara Kavach

Entry Age (years)  
Minimum 18
Maximum 50
Maximum Maturity Age (years) 65
Policy Term (years)  
Minimum 15
Maximum 20
Sum Assured (Rs)  
Minimum 500000; in multiples of 50000 thereafter
Maximum No limit
Premium Payment Frequency Yearly, Half-yearly, Quarterly, Monthly (via ECS only)
Premium Payment Term Equal to policy tenure
Policy Cover Cover remains fixed for the tenure of the policy
Other Features  
Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered.
Grace Period You are allowed to pay premiums within 30 days for annual, semi-annual and quarterly premium and 15 days for monthly mode from the due date. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover will be terminated.
Lapsed Policy Reinstatement You can reinstate your lapsed policy any time (within 5 years from the due date of the first unpaid premium) by paying all the due premiums with interest and undergoing underwriting requirements, if any.
Tax Benefits Section 80C and Section 10(10D) of the Income Tax Act, 1961 would apply.
Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable. Further, if the Life Assured under the policy, whether medically sane or insane, commits suicide, within one year of exercising the option to increase the Sum Assured, then the amount of increased Sum Assured will not be considered in the calculation of the Death Benefit
Customer Service  
Address Sahara India Life Insurance Company Limited Corporate Office: Sahara India Centre, 2, Kapoorthala Complex, Luckhnow-226024
Mail To [email protected]
Call On 1800 180 9000 from 10 AM to 5 PM
SMS SERVICE' to 58888