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Bajaj Allianz iSecure Loan Insurance Plan

Entry Age (years)  
Minimum 18
Maximum 60
Maximum Maturity Age (years) 65
Policy Term (years)  
Minimum 5
Maximum 25
Sum Assured (Rs)  
Minimum 300000
Maximum No limit
Minimum Premium (Rs)  
Yearly 1500
Half-Yearly 750
Quarterly 400
Monthly 150
Premium Payment Frequency Yearly, Half-Yearly, Quarterly, Monthly
Premium Payment Term Limited (2/3rd of policy term)
Premium Factor (multiply with annual premium) Semi Annually: 0.51
Quarterly: 0.26
Monthly: 0.09
Policy Cover Cover remains fixed throughout the policy tenure
Other Features  
Free Look Cancellation In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered.
Grace Period You are allowed to pay premiums within 30 days from the due date for Yearly, Half yearly and quarterly premium payment modes and 15 days in case of monthly premium payment mode.. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover will be terminated.
Lapsed Policy Reinstatement You can reinstate your lapsed policy any time (within 2 years from the due date of the first unpaid premium) by paying all the due premiums with interest and undergoing underwriting requirements, if any.
Tax Benefits Section 80C, 10(10D) of the Income Tax Act, 1961 would apply.
Exclusions In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable.
Surrender Value There is no surrender benefit. However, in case of advance premium payment, on death or surrender, discounted advance premiums paid but not yet due will be refunded without any interest.
Customer Service  
Address Bajaj Allianz Life Insurance Company Limited,
G.E. Plaza, Airport Road, Yerawada, Pune - 411 006.
Mail To [email protected]
Call On BSNL/ MTNL: 1800 22 5858; Others: 1800 209 5858
SMS LIFE to 56070