You're invited to try out the new version of Value Research Online. Click here to begin:

United India Health Insurance Policy- Platinum

Entry Age (years)  
Minimum 3 months
Maximum 35
Coverage Type Individual
Sum Insured (Rs)  
Maximum 1000000
Minimum 100000
Policy Term (years) 1
Discount Family discount of 5% of total premium if any family member is also insured under same policy.
No Claim Bonus No claim discount of 5% for every claim free year and subsequent years subject to a maximum of 25%.
Pre Policy Medical Check Up Person above 45 years of age will be required to undergo medical check up
Grace Period for Policy Renewal 15 days
Policy Termination Insurance company may cancel the policy by giving a 7 days notice period. Insurance company in such a case will repay the pro-rata premium to the insurer if claim has not been made. Insurer may also cancel the policy at any time.
Customer Service  
Address United India Insurance Co. Ltd.
24, Whites Road,
Chennai - 600014
Mail to [email protected]
Call to 1800 425 333 33(toll free), 91-044-28520161
Scope of Cover
Cashless facilityavailable if treatment availed in a network hospital
Reimbursement facilityavailable if treatment availed in a non-network hospital
Pre and post hospitalisationcovers medical expenses incurred during 30 days prior to admission to hospital and 60 days after discharge
Inpatient hospitalisationcovered
Room rent, boarding and nursing expensescovered upto 1% of sum insured per day or actual expenses whichever is less
I.C.U chargescovered upto 2% of sum insured per day
Surgeon, anaesthetist, medical practitioner, consultants, specialist fees, blood, oxygen, chemotherapy, Radiotherapy, Artificial limbs, Cost of prosthetic devices implanted during surgical procedure like pacemaker etc., X-Raycovered
Domiciliary hospitalisationcovered
Other benefits
organ donor's hospitalisation expensesmedical expenses for treatment of organ donor in case of major organ transplant is covered
Day care treatmentcovered for treatment of illnesses mentioned in the policy document
Cost of health check-upreimburses an amount upto maximum of 1% of average basic sum insured once after every 3 continuous claim free years
Ayurvedic/Homeopathic/ Unani treatmentcovered only if hospitalized in a government hospital or medical college hospital
Exclusions and Waiting Period
General ExclusionsAll congenital diseasesNaturopathy treatment, acupressure or any non allopathic treatment