| Eligibility |
|
| Entry Age (years) |
|
| Minimum |
18; 3 months for children
|
| Maximum |
80; 18 (except for unmarried, unemployed girls disabled children without income dependent upon Proposer) or 26 for male child if they pursue full-time higher studies and submit Bonafide Certificate from Educational Institution
|
| Maximum |
80; 18 for children (except for unmarried, unemployed girls disabled children without income dependent upon Proposer or 26 for male child if they pursue full-time higher studies and submit Bonafide Certificate from Educational Institution.)
|
| Coverage Type |
Individual/ Family floater
|
| Sum Insured (Rs) |
|
| Maximum |
15 lakh
|
| Minimum |
3 lakh
|
| Policy Term (years) |
1
|
| Tax Benefit |
Premium paid is eligible for tax benefit under section 80D of the Income Tax Act
|
| Pre Policy Medical Check Up |
Compulsory for entry age 45 years or above
|
| Grace Period for Policy Renewal |
15 days
|
| Policy Termination |
Insurance company may terminate the policy by giving a written notice of 7 days. Policyholder is allowed to terminate the policy at anytime by giving a written notice. In case no claim has been made under the policy, percentage of premium will be refunded
|
| Customer Service |
|
| Address |
United India Insurance Co. Ltd.
24, Whites Road,
Chennai - 600014
|
| Mail to |
[email protected]
|
| Call to |
1800 425 333 33(toll free), 91-044-28520161
|
| Scope of Cover |
| Cashless facility | Available at empanelled hospitals in India. |
| Re-imbursement | Available |
| Pre-post hospitalisation | Relevant medical expenses covered from 30 days prior and 60 days post hospitalisation |
| In-patient Treatment | Covered upto sum insured |
| Expenses for organ donor of transplant | Covered |
| Emergency Ambulance | Up to Rs 2,500 per hospitalisation |
| Expenses for organ donor or transplant | Covered |
| Day-Care Procedures | Covers Dialysis, Chemotherapy, Radiotherapy; Eye Surgery, Dental Surgery, Lithotripsy (KidneyStone removal), D & C, Tonsillectomy |
