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Tata AIG Wellsurance Family

Eligibility  
Entry Age (years)  
Minimum 18; 6 months for children
Maximum 65; 18 yrs (23 yrs in case studying for higher education) for children
Maximum Policy Renewal Age (years) Life long renewal
Coverage Type Family on an individual sum insured basis
Sum Insured (Rs)  
Maximum As stated in the policy document. Children will be covered for 50% of basic sum insured
Minimum As stated in the policy document. Children will be covered for 50% of basic sum insured
Policy Term (years) 1
Grace Period for Policy Renewal 15 days
Policy Termination Insurer may cancel the policy by providing a 15 days prior notice. Insured person may also cancel the policy at any time. Insurer will refund a proportionate premium as stated in the policy document
Customer Service  
Address Registered Office:TATA AIG Insurance, 9th Floor, Piramal Towers, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 01
Mail to [email protected]
Call to 1800-266-7780
SMS TAG to 5616181
Scope of Cover
Plan Options
Classic PlanSupreme PlanElite Plan
Hospitalisation benefits
Hospital Cash (1 day deductible; up to 90 days for room rent, boarding, etc)2000 per day3000 per day4000 per day
ICU Benefit (upto 15 days)3000 per day4500 per day6000 per day
Ambulance charges payable per incident of hospitalisation200020002000
Convalescence benefit (payable per incident of hospitalisation)150025004000
Critical Illnesses (available for self and spouse only)
Cancer / First Heart Attack / Stroke / Kidney Failure / Coma / Coronary Artery Bypass Grafting (CABG) / Major Organ Transplant / Total Blindness / Paralysis / Multiple Sclerosis / Major burns2 lakh3 lakh4 lakh
Education benefit500001 lakh2 lakh
Other benefits
Health and Wellness Offerspolicyholder will receive discounts at select gyms, spas, skin care and weight management centres
Wellsurance Health PerksPrivileged customers get discounts on selected health check up packages at network hospital
Exclusions and Waiting Period
Pre-existing diseasescovered after 4 years of continuous policy renewal
No claim period90 days from inception of the policy or 120 days for major surgeries
Waiting period90 days from inception of the policy
Survival periodinsured person needs to survive for a minimum of 30 days starting from the day of contracting any of the covered critical illness