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Tata AIG Individual Accident & Sickness Hospital Cash

Eligibility  
Entry Age (years)  
Minimum 18; 6 months for children
Maximum 50; 18 for children(23 in case child is financially dependent, unmarried, Full time student
in accredited Institute)
Maximum Policy Renewal Age (years) 50
Coverage Type Individual/ Family
Sum Insured (Rs) As stated in the Scope of Cover. Insured and spouse will be covered for 100% of the sum insured and upto 50% in case of each child for maximum upto 2 children
Policy Term (years) 1
No Claim Bonus 5% of original benefit is added to the sum insured for a maximum of 5 years
Pre Policy Medical Check Up Not required
Policy Termination Either of the insurer or insured member may cancel the policy. Insurer may cancel the policy by giving a 7 days notice. Insurer in such a case will refund a proportionate premium as stated in the policy document
Customer Service  
Address Registered Office:TATA AIG Insurance, 9th Floor, Piramal Towers, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 01
Mail to [email protected]
Call to 1800-266-7780
SMS TAG to 5616181
Network Hospitals Http://emeditek.co.in/Network_Provider.aspx
Scope of Cover
Sickness Hospital Cashpays daily cash benefit of upto Rs 5000 a day for maximum upto 180 days
Accidental Hospital Cashpays upto Rs 10000 per day to cover incidental expenses for maximum upto 180 days
Accident Medical Expense Reimbursementreimburses medical bills due to accidental injuries on a day to day basis
Exclusions and Waiting Period
Pre-existing diseasesnot covered
No claim period90 days since inception of the policy
Waiting period90 days for Sickness Hospital Cash
Deductible1 day for Sickness Hospital Cash5% for benefit amount for Accident Medical expenses reimbursement