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Tata AIG Income Guard

Eligibility  
Entry Age (years)  
Minimum 18; 6 months for children
Maximum 70; 18 for children(23 in case child is financially dependent, unmarried, Full time student
in accredited Institute)
Coverage Type Individual/ Family
Sum Insured (Rs) As stated in the Scope of Cover. Spouse is covered for 50% and upto 3 dependent children are covered for 10% each of selected benefit
Policy Term (years) 1
No Claim Bonus 5% of original benefit is added to the sum insured for a maximum of 5 years on each policy renewal
Policy Termination Insurer may cancel the policy at anytime by providing a prior notice of 7 days. Policy can be cancelled by insured person as well. Insurer will refund a proportionate premium as stated in the policy document
Customer Service Registered Office:TATA AIG Insurance, 9th Floor, Piramal Towers, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 01
Customer Service  
Mail to customersupport@tata-aig.com
Call to 1800-266-7780
SMS TAG to 5616181
Network Hospitals Http://emeditek.co.in/Network_Provider.aspx
Scope of Cover
Plan Options
Level 1Level 2Level 3
Accidental death10 lakh15 lakh20 lakh
Partial disabilitypays a pre specified percentage of sum insured on basis of nature of disablement upto maximum of Rs.20 lakhpays a pre specified percentage of sum insured on basis of nature of disablement upto maximum of 30 lakhpays a pre specified percentage of sum insured on basis of nature of disablement upto maximum of 40 lakh
Total Disability10 lakh15 lakh20 lakh
Special Coverage(only with Family Plan Option)
Special Education Benefit (for full time child in Grade 12 or above in case of death of insured member)covered for maximum upto 10% of principal Sum Insured
Modification of House &/or vehicle in case of disabilitycovered upto maximum of Rs 50000
Repatriation of Remainscovers expenses upto Rs 5000
Family Transportationcovers expenses upto Rs 25000
Additional Benefits
Tuition benefit (in case of accidental death)Rs 150000
Home Alteration & Vehicle Modification Benefitcovers expenses incurred between 1 year after the date of accident upto amount stated in the policy schedule
Repatriation benefitpays upto maximum of Rs 5000
Family Transportation benefitreimburses the actual expenses subject to maximum of Rs 25000
Exclusions and Waiting Period
Pre-existing diseasesnot covered