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Tata AIG Accident Guard

Entry Age (years)  
Minimum 18; 6 months for child
Maximum 65; 18 years for child (23 years in case of higher education)
Coverage Type Individual/ family
Sum Insured (Rs)  
Maximum 1 crore
Minimum 500000
Policy Term (years) 1
No Claim Bonus Sum insured increases by 5% for each claim free year upto 5 years
Pre Policy Medical Check Up Not required
Customer Service  
Address Registered Office:TATA AIG Insurance, 9th Floor, Piramal Towers, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 01
Mail to [email protected]
Call to 1800-266-7780
SMS TAG to 5616181
Scope of Cover
Accidental deathpays accidental benefit equal to sum insured
Accidental Disablementpays an amount equal to as agreed upon in the policy document
Accidental weekly benefit (not available with family option)available in multiples of Rs 1000 depending on the opted sum insured
Additional benefits (applicable only with Family Option)
Education allowance10% of sum insured is paid towards child education in case of accidental death
Repatriation of remainspays an amount upto Rs 5000 for transportation of insured person's remains
Modification allowancepays upto maximum of Rs 1 lakh towards the cost of modifying house or vehicle in case of Permanent Total disability or Dismemberment
Double Dismemberment benefit for childrenchildren who are automatically insured, Dismemberment benefit doubles
Family transportation (if hospital is 150 kms away from residence)reimburses actual expenses incurred by immediate family member to reach insured person upto maximum of Rs 50000
Exclusions and Waiting Period
Pre-existing disabilitynot covered