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Star Senior Citizen Red Carpet

Entry Age (years)  
Minimum 60
Maximum 69
Coverage Type Senior Citizens
Sum Insured (Rs)  
Maximum 5 lakh
Minimum 1 lakh
Policy Term (years) 1
Tax Benefit Premium paid is eligible for tax benefit under section 80D of the Income Tax Act
Discount 10% on premium if proposer produces certain documents to satisfaction of the company. Documents include Stress Thallium Report, BP Report, Sugar (blodd and urine), blood urea & creatinine and Self-declaration stating that heart/ brain/ cancer or related surgeries have not been done in past
Pre Policy Medical Check Up Not required
Grace Period for Policy Renewal 15 days
Customer Service  
Address Star Health and Allied Insurance Company Limited
Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 600034.
Mail to [email protected], [email protected]
Call to 1800 425 2255/ / 044 2826 3300
SMS STAR to 56677
Scope Of Cover
Cashless facilityAvailable at empanelled network hospitals in India
Post Hospitalisationlumpsum calculated at 7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.5,000 per occurrence
In-patient hospitalisationCovered
Room rent, boarding1% of Sum Insured subject to a maximum of Rs. 4,000 per day
ICU expenses2% of Sum Insured per day
Nursing expenses, Cost of Blood, Oxygen, Pacemakercovered
Cost of Drugs and Diagnostic testsu00A0covered @ 50% of sum insured per hospitalization
Fees for Doctor / Surgeon / Consultant / Anesthetist per illnescovered @ 25% of Sum Insured per illness
CataractCovered upto maximum of Rs 15000 both eyes including
Emergency AmbulanceRs 600 per hospitalisation upto maximum of Rs 1200 per policy period
Exclusions and Waiting Period
Pre existing diseasesCovered from first year itself except those germinated during immediate preceeding 12 months. Such diseases will be covered from second year and onwards
No claim periodAny disease contracted during the first 30 days of commencement of the policy
Waiting PeriodCertain diseases such as hernia, piles, sinusitis etc shall be covered after a waiting period of 1 year.Certain diseases such as Cataract, Joint/Knee Replacement surgery(other than caused by an accident), Varicose Veins, Ulcers etc. will be covered after a period of 2 years
Co-payment50% for pre-existing diseases and 30% for all other admissible claims
General exclusionsCosmetic or beauty related treatmentsNaturopathy treatment