| Eligibility | |
| Entry Age (years) | |
| Minimum | 5 months |
| Maximum | 65 |
| Maximum Policy Renewal Age (years) | Lifetime renewal |
| Coverage Type | Family floater |
| Sum Insured (Rs) | |
| Maximum | 3 lakh |
| Minimum | 2 lakh |
| Policy Term (years) | 1 |
| Policy Termination | Either of insurance company or policyhlder can terminate the policy by giving a 30 days notice period. |
| Customer Service | |
| Address |
Corporate Office: No.1, New Tank Street, Valluvar Kottam High Road, Nungambakkam, Chennai - 60003 |
| Mail to | customercare@uiic.co.in |
| Call to | 1800 425 2255, 044-28288800 |
| SMS | STAR to 56677 |
| Network Hospitals | Http://www.starhealth.in/hospital.php |
| Scope Of Cover | |
| Cashless Facility | available at network hospitals |
| Reimbursement facility | available at non-network hospital |
| Pre hospitalisation | covered upto 30days |
| Post hospitalisation | 7% of the hospitalization expenses (excluding room rent) subject to a maximum of Rs.5000/- per hospitalisation within 60 days of discharge |
| Inpatient hospitalisation | covered |
| Room rent, boarding and nursing | 1% of the sum insured |
| ICU charges | 1.5% of the sum insured |
| Surgeon's fees Consultant's fees Anesthetist fees | covered |
| Cost of blood, oxygen, diagnostic expenses, cost of pace maker | covered |
| Ambulance expenses | covered |
| Day care procedures | covered |
| Exclusions and Waiting Period | |
| Pre-existing diseases | covered after initial 48 months |
| No claim period | 30 days since inception of the policy |
| Waiting period | 2 years for certain diseases namely hernia, catarct, vericose veins, sinusitis, tonsillitus etc. |
| General exclusions | pregnancy related claims |