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Star Family Delite Insurance Policy

Eligibility  
Entry Age (years)  
Minimum 5 months
Maximum 65
Maximum Policy Renewal Age (years) Lifetime renewal
Coverage Type Family floater
Sum Insured (Rs)  
Maximum 3 lakh
Minimum 2 lakh
Policy Term (years) 1
Policy Termination Either of insurance company or policyhlder can terminate the policy by giving a 30 days notice period.
Customer Service  
Address Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 60003
Mail to customercare@uiic.co.in
Call to 1800 425 2255, 044-28288800
SMS STAR to 56677
Network Hospitals Http://www.starhealth.in/hospital.php
Scope Of Cover
Cashless Facilityavailable at network hospitals
Reimbursement facilityavailable at non-network hospital
Pre hospitalisationcovered upto 30days
Post hospitalisation7% of the hospitalization expenses (excluding room rent) subject to a maximum of Rs.5000/- per hospitalisation within 60 days of discharge
Inpatient hospitalisationcovered
Room rent, boarding and nursing1% of the sum insured
ICU charges1.5% of the sum insured
Surgeon's fees Consultant's fees Anesthetist feescovered
Cost of blood, oxygen, diagnostic expenses, cost of pace makercovered
Ambulance expensescovered
Day care procedurescovered
Exclusions and Waiting Period
Pre-existing diseasescovered after initial 48 months
No claim period30 days since inception of the policy
Waiting period2 years for certain diseases namely hernia, catarct, vericose veins, sinusitis, tonsillitus etc.
General exclusionspregnancy related claims