Eligibility | |
Entry Age (years) | |
Minimum | 5 months |
Maximum | 65 |
Maximum Policy Renewal Age (years) | Lifetime renewal |
Coverage Type | Family floater |
Sum Insured (Rs) | |
Maximum | 3 lakh |
Minimum | 2 lakh |
Policy Term (years) | 1 |
Policy Termination | Either of insurance company or policyhlder can terminate the policy by giving a 30 days notice period. |
Customer Service | |
Address |
Corporate Office: No.1, New Tank Street, Valluvar Kottam High Road, Nungambakkam, Chennai - 60003 |
Mail to | [email protected] |
Call to | 1800 425 2255, 044-28288800 |
SMS | STAR to 56677 |
Network Hospitals | Http://www.starhealth.in/hospital.php |
Scope Of Cover | |
Cashless Facility | available at network hospitals |
Reimbursement facility | available at non-network hospital |
Pre hospitalisation | covered upto 30days |
Post hospitalisation | 7% of the hospitalization expenses (excluding room rent) subject to a maximum of Rs.5000/- per hospitalisation within 60 days of discharge |
Inpatient hospitalisation | covered |
Room rent, boarding and nursing | 1% of the sum insured |
ICU charges | 1.5% of the sum insured |
Surgeon's fees Consultant's fees Anesthetist fees | covered |
Cost of blood, oxygen, diagnostic expenses, cost of pace maker | covered |
Ambulance expenses | covered |
Day care procedures | covered |
Exclusions and Waiting Period | |
Pre-existing diseases | covered after initial 48 months |
No claim period | 30 days since inception of the policy |
Waiting period | 2 years for certain diseases namely hernia, catarct, vericose veins, sinusitis, tonsillitus etc. |
General exclusions | pregnancy related claims |