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Star Accident Care Insurance

Entry Age (years)  
Minimum 18; 3 years for children
Maximum 70
Maximum Policy Renewal Age (years) 70
Sum Insured (Rs)  
Maximum 5 lakh
Minimum 1 lakh
Policy Term (years) 1
Tax Benefit Not Available
Discount Offers discount on premium for including two or more members.
5% for group of 2 to 100
10% for a group of 101 to 1000
12.5% for a group of 1001 to 5000
15% for a group of 5001 to 10000
20% for bigger groups
No Claim Bonus 5% increase in Sum Insured would be applicable for every claim free year till it reaches to a maximum of 50% of initial Sum Insured. Not valid for group policies.
Customer Service  
Address Star Health and Allied Insurance Company Limited
Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 600034.
Mail to [email protected], [email protected]
Call to 1800 425 2255/ / 044 2826 3300
SMS STAR to 56677
Scope of Cover
Cashless Facilityavailable at empanelled hospitals
Reimbursement Facilityavailable if treatment taken in non network hospital
Accidental Death (AD)Covered; pays Sum Insured
Permanent Total Disablement [PTD]Covered
Permanent Partial Disablement [PPD]Covered
Temporary Total Disablement weekly benefit of 1% of the Sum Insured subject to a maximum of Rs 5000 per week upto 100 weeks
Family Transportation to hospital (NA for group policies)Rs 1000
Transportation of Mortal RemainsRs 3000
Education Fund (NA for group policies)Rs 5000 for one child and Rs 10000 for two children(maximum 2 children)
Medical ExpensesCovered on payment of additional premium
Exclusions and Waiting Period
Pre-existing conditionNot coveerd
Physically or mentally challenged peopleNot covered
General ExclusionsAccident as a result of drunkenness or addictionNuclear, Chemical and biological terrorismSuicide