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Reliance Personal Accident

Eligibility  
Entry Age (years)  
Minimum 18
Maximum 60
Coverage Type Individual/ Family on an individual basis
Sum Insured (Rs)  
Maximum 10 lakh
Minimum 5 lakh
Policy Term (years) 1
No Claim Bonus 5% no claim bonus for every claim free renewal till it reaches 50% of initial sum insured
Grace Period for Policy Renewal 30 days
Policy Termination Either of the parties may terminate this policy by giving a prior notice. The insurer would pay proportionate premiums if no claim has been made.
Customer Service  
Address Reliance General Insurance Company Ltd., Regd Office: Reliance Centre, 19, Walchand Hirachand Marg, Ballard Estate, Mumbai 400001
Mail to Services.Rgicl@relianceada.com
Call to 1800 3002 8282(toll free) ; 022 3989 8282(charges apply)
SMS Type 'protect' and send it to 55454
Network Hospitals Http://www.reliancegeneral.co.in/insurance/cashless-hospitals.aspx
Scope Of Cover
Death benefit100% of sum insured is payable
Permanent total disability100% in case of loss of two limbs; 100% of sum insured in case of loss of two eyes or one limb and 50% in case of loss of one limb or one eye
Permanent Partial DisabilityVaries from 1% to 75% of CSI as per policy
Temporary Total Disabilitypays 1% of sum insured per week as per policy conditions
Additional benefit
Medical expenses(requires extra premium)reimburses actual accidental medical expenses upto 40% of compensation paid of 20% of basic sum insured whichever is lower
Education fundpays an amount equal to 10% of capital sum insured upto Rs 5000 per child for maximum two children upon death of insured member
Transportation of dead body pays upto Rs 2500 for carrying dead body to residence
Exclusions and Waiting Period
General ExclusionsPregnancy related claims will not be entertainedWar and nuclear perils related claims