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Reliance Critical Illness

Eligibility  
Entry Age (years)  
Minimum 20
Maximum 50
Maximum Policy Renewal Age (years) 55
Coverage Type Individual/ Family on an individual basis
Sum Insured (Rs)  
Maximum 20 lakh
Minimum 5 lakh
Policy Term (years) 1 or 3
No Claim Bonus 5% no claim bonus for 1 year policy and 10% for 3 year policy for every claim free renewal till it reaches 50% of initial sum insured
Pre Policy Medical Check Up Not required for upto 45 years of age
Policy Termination Either of the parties may terminate this policy by giving a 7 days notice. The insurer would pay proportionate premiums if no claim has been made.
Customer Service  
Address Reliance General Insurance Company Ltd., Regd Office: Reliance Centre, 19, Walchand Hirachand Marg, Ballard Estate, Mumbai 400001
Mail to Services.Rgicl@relianceada.com
Call to 1800 3002 8282(toll free) ; 022 3989 8282(charges apply)
SMS Type 'protect' and send it to 55454
Network Hospitals Http://www.reliancegeneral.co.in/insurance/cashless-hospitals.aspx
Scope of Cover
Life Threatening Illnesses
CancerCovered with exclusions as mentioned in the policy document
Major Organ transplant
Multiple Sclerosis
Third Degree burns
Aorta Graft Surgery
Lifestyle Disabling Illnesses
Heart Valve replacement or repairCovered with exclusions as mentioned in the policy document
Coma (persisting more than 30 days)
Quadriplegia (persisting more than 60 days post diagnosis without any significant recovery)
Total blindness
Hospital Cash Allowance( for upto 30 days)
End stage renal disease(not involving transplant)
Exclusions and Waiting Period
Pre-existing diseasesnot covered
No claim periodfirst 3 months from policy commencement
Survival period30 days from confirm diagnosis of the critical illness