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Iffco Tokio Individual Medishield

Eligibility  
Entry Age (years)  
Minimum 5
Maximum 55
Coverage Type Individual
Sum Insured (Rs)  
Maximum 5 lakh
Minimum 50000
Policy Term (years) 1
Discount 5% for 2 people and 10% for 3 or more people
No Claim Bonus 5% of Sum Insured for each claim free till it reaches 50% of sum insured
Pre Policy Medical Check Up Required above 45 years of age
Customer Service  
Address Corporate Office:
IFFCO TOWER
4th & 5th Floors
Plot No.3, Sector 29
Gurgaon-122001
Haryana (India)
Call to 1800-103-5499(toll free) or 0124-4285499
SMS CLAIM' to 56677
Network Hospitals Https://www.paramounttpa.com/ProviderNetwork/ProviderNetwork.aspx
Scope Of Cover
Cashless facilityavailable if taken in a network hospital
Reimbursement facilityavailable if treatment taken in non-network hospital
Pre hsopitalisation and post hospitalisation expensescovers expenses for 60 days prior and 60 days after discharge from hospital
In patient hospitalisation
Room, boarding and nursing charges covered upto 1%(2.5% if admitted to ICU) of sum insured per day.
Hospital Daily Allowancepays a daily cash amount if hospitalised
Domiciliary hospitalisation benefitscovered
Emergency Assistance seviceprovides medical consultation, emergency medical evacuation, care for minor children, emergency cash coordination etc
Local Ambulance servicecovered
General health check-upcovered once after 4 claim free years
Additional Cover (requires payment of additional premium)
Critical Illnesscovers 10 critical illnesses for twice the basic sum insured
Exclusions and Waiting Period
Pre-existing diseaseswill be covered after 3 years of continuous policy renewal
No claim periodinitial 30 days
Waiting periodcertain illnesses such as hernia, cataract,, sinusitis and related disorders etc. will be covered after first year of insurance
Other exclusionsnaturopathy or other non-allopathic treatmentsOut patient treatment, AIDS or related conditions