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ICICI Lombard Health Advantage Plus

Eligibility  
Entry Age (years)  
Minimum 5
Maximum 65
Maximum Policy Renewal Age (years) 70
Coverage Type Individual/ floater (2 adults)
Sum Insured (Rs)  
Maximum 3 lakh
Minimum 2 lakh
Policy Term (years) 1
No Claim Bonus No claim bonus of 5% on continuous renewal upto 50% of initial sum insured
Pre Policy Medical Check Up Not required upto 45 years of age
Policy Termination Either of the policyholder or insurer can terminate the policy by giving a 15 days notice
Customer Service  
Address ICICI Lombard General Insurance Co. Ltd.
401-402, Interface Bldg; No.11,
Link Road, Malad (West),
Mumbai - 400064.
Mail to [email protected]
Call to 1800 2666
Network Hospitals Https://www.icicilombard.com/Content/ilom-en/Hospital_list/search.asp
Scope Of Cover
Cashless Facilityavailable at network hospitals
Reimbursement facilityavailable at non-network hospital
Pre and post hospitalisationcovered; 30 days prior and 60 days post hospitalisation
Inpatient Hospitalisationcovered
Day care procedurescovered
Swine Flu/ H1N1 influenzacovered if not pre-existing
Outpatient Departmentcovers orthopedic, maternity, dental and general practitioner on a reimbursement basis
Exclusions and Waiting Period
Pre-existing diseasecovered after 2 years of continuous years of coverage with the company
No claim periodfirst 30 days from inception of the policy.
Waiting periodcertain treatments and conditions such as cataract, hernia, arthritis, sinusitis and dialysis will be covered after 2 years from policy inception
General exclusionsnon-allopathic treatmenttreatment for HIV/ AIDS or related condition