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HDFC ERGO Individual Personal Accident - Revive

Entry Age (years)  
Minimum 18; 3 Months for Children
Maximum 65 for self and 70 for parents(if opted for Family Package Cover); 21 for Children
Maximum Policy Renewal Age (years) 65
Coverage Type Self/ Self & Family/ Self + Dependent parents/ Self & Family +Dependent Parents
Sum Insured (Rs)  
Maximum 15 lakh
Minimum 2.5 lakh
Policy Term (years) 1
Discount Family discount of 10% if 2 or more members are covered
No Claim Bonus 5% for each claim free year upto maximum of 50% of initial Sum insured. On acceptance of claim during any policy year, cumulative bonus will be reduced by 10% in subsequent policy year.
Pre Policy Medical Check Up Not required
Grace Period for Policy Renewal 15 days
Policy Termination Insurer may cancel the policy by giving a 30 days written notice to policyholder. Policyholder may also cancel the policy at any time by giving a 30 days written notice to insurer. In case policyholder cancelling the policy, a certain percentage of premium would be refunded on prorata basis.
Customer Service  
Address HDFC ERGO General Insurance Company Limited 6th floor, Leela Business Park, Andheri-KurlaRoad Andheri East, Mumbai 400 059; Registered Office: Ramon House, HT Parekh Marg 169, Backbay Reclamation, Mumbai 400 020
Mail to [email protected]
Call to 1800 2 700 700
Scope Of Cover
Self PlanFamily Plan
Accidental Death (within 12 months post accident)covered upto 100% of Sum insured 100% of Sum Insured for Self or spouse and 10% for children
Permanent Disablement (within 12 months post accident)pays upto 100% of Sum Insured100% of Sum Insured for Self or spouse and 10% for children
Emergency Ambulancecovered; it pays Rs 1500 for Sum Insured upto Rs 10 lakh and Rs 2000 for Rs 15 lakh Sum Insuredno discretion of coverage
Broken Bonespays upto 10% of Sum Insuredpays upto 10% of Sum Insured for self or spouse. No payout for children
Hospital Cash- Accident and SicknessRs 250 per day for Sum Insured upto Rs 7.5 lakh and Rs 500 per day for higher Sum Insured. Daily Cash Benefit is realised only if need of hospitalisation arises within one month following the date of accident. There is a time deductible of 3 daysSame entitlement for self or spouse and 50% of entitlement for children
BurnsSecond and third degree burns caused whilst on a common carrier are covered upto maximum of Sum Insured100% of Sum Insured for Self or spouse. No payout for children
Add On Coverage for parents (requires payment of additional premium)
Dependent parents Cover
Accidental DeathCovered upto maximum of Rs 2.5 lakh
Permanent Disablement
Broken BonesCovered upto maximum of Rs 50000
Exclusions and Waiting Period
General ExclusionsSelf inflicted bodily injury Bodily injury due to driving two wheeler of more than 150 ccEngagement in any illegal or criminal activitiesEngagement in adventurous acts such as parachuting, bunjee jumping etc.Bodily injury arising as aresult of terrorismbodily injury or disease caused as a result of HIV/ AIDS or any related condition