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HDFC ERGO Critical Illness

Eligibility  
Entry Age (years)  
Minimum 5
Maximum 45
Maximum Policy Renewal Age (years) 66 for one year policy term and 67 years for two years policy term
Coverage Type Individual
Sum Insured (Rs)  
Maximum 10 lakh
Minimum 2.5 lakh
Policy Term (years) 1 or 2 years
Tax Benefit Section 80D of the Income Tax Act are applicable
Discount Discount on choosing a policy tenure of 2 years
Pre Policy Medical Check Up Required depending upon age and sum insured
Grace Period for Policy Renewal 15 days
Policy Termination Insurer may cancel the policy by giving a 30 days written notice to policyholder. Policyholder may also cancel the policy at any time by giving a written notice to insurer. In case policyholder cancelling the policy, a certain percentage of premium would be refunded based on policy term elapsed till date.
Customer Service  
Address HDFC ERGO General Insurance Company Limited 6th floor, Leela Business Park, Andheri-KurlaRoad Andheri East, Mumbai 400 059; Registered Office: Ramon House, HT Parekh Marg 169, Backbay Reclamation, Mumbai 400 020
Mail to [email protected]
Call to 1800 2 700 700
Exclusions and Waiting Period
Pre-existing diseasesNot covered
Survival periodCritical illness benefits will be paid only after a survival period of 30 days from the date of first diagnosis.
Waiting Period90 days from the date of buying the policy for the first time
General ExclusionsHIV/ AIDS or any other related diseaseWar, participation in any criminal activity or adventurous activities such as mountaineering etc or any other related condition