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Future Accident Suraksha Insurance

Entry Age (years)  
Minimum 18; 5 for Children
Maximum 65; 25 for Children
Maximum Policy Renewal Age (years) 70
Coverage Type Individual/ family
Sum Insured (Rs)  
Maximum 25 lakh
Minimum 1 lakh
Policy Term (years) 1
No Claim Bonus 5% on primary cover(s) every year subject to 25% of the original policy sum insured
Policy Termination Either of insurer or insured can cancel the policy by giving a 15 days notice in writing.
Customer Service  
Address Registered Office: Indiabulls Finance Centre, Tower 3, 6th Floor, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400 013
Mail to [email protected]
Call to 1800-220-233 (BSNL / MTNL) 1860-500-3333 (others)
SMS FG to 567678
Scope of Cover
Accidental Deathpays 100% of the sum insured
Permanent Total Disablementpays 100% of the sum insured
Permanent Partial Disablementpays a pre-specified percentage of sum insured depending on the nature of disablement
Temporary Total Disablementpays a sum as stated in the policy
Additional Benefits (requires payment of extra premium)
Child Education Supportmonthly benefit for stated term upon death of permanent total disablement of the insured for child upto 21 years of age
Life Support Benefitmonthly benefit of stated amount for a stated term if insured becomes Permanent totally disable
Accidental Medical Expensescovers hospitalisation expenses
Hospital Cash Allowanceprovides a cash amount for each completed day in hospital for a maximum period mentioned in policy document
Loan ProtectorPays lower of actual loan EMI or the monthly sum mentioned in the policy schedule upon death or permanent disablement or in case hospitalized as a result of an accident.
Repatriation Benefit and Funeral Expensespays upto 1% of principal sum insured subject to maximum of Rs 12500
Adaptation Allowanceany modification to vehicle or house due to Permanent Total Disablement(PTD) will be covered upto 10% of principal sum insured subject to a maximum of Rs 50000 provided insurer pays claim towards PTD
Family Transportation Allowancepays upto 10% of principal sum insured subject to maximum of Rs 50000
Exclusions and Waiting Period
Pre-existing diseasesnot covered
Other exclusionsany pre-existing disablementemergency medical evacuation participation in any adventurous sport or activityparticipation in any illegal or criminal or related activities