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Chola MS Critical Healthline

Entry Age (years)  
Minimum 18; 5 for Children
Maximum 65; 25 for Children
Maximum Policy Renewal Age (years) Lifetime
Coverage Type Individual/ family
Sum Insured (Rs)  
Maximum 10 lakh
Minimum 3 lakh
Policy Term (years) 1
Customer Service  
Address Registered Office:Cholamandalam MS,
General Insurance
Company Ltd,
2nd Floor, "Dare House",
No.2, NSC Bose Road,
Chennai - 600001, India
Mail to [email protected]
Call to 044-3044 5400, 1800-200-5544 (Toll Free)
SMS SMS "CHOLA" to 56677
Network Hospitals Http://
Scope of Cover
Standard Critical HealthlineAdvanced Critical Healthline
Critical illnesses (Survival Period in days)
Cancer of specified severity(30)coveredcovered
Stroke resulting in permanent symptoms(90)coveredcovered
First Heart Attack(30)coveredcovered
Open chest CABG(30)coveredcovered
Kidney Failure RequiringRegular Dialysis(30)coveredcovered
Multiple Sclerosis with persisting symptoms(180)coveredcovered
Major organ/ bone marrow transplant(30)coveredcovered
Permanent paralysis of limbs(180)coveredcovered
Surgery of Aorta(30)coveredcovered
Primary Pulmonary hypertension(30)coveredcovered
Parkinson's disease(180)NAcovered
Motor Neuron Disease With Permanent Symptoms(90)NAcovered
Emergency AmbulanceNAcovered upto Rs 1000 per insured per policy year
Exclusions and Waiting Period
Pre-existing diseasesnot covered
No claim Period90 days from commencement of the policy
Survival periodas stated under scope of cover