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Chola MS Accident Protection Plan

Eligibility  
Entry Age (years)  
Minimum 18; 6 Months for Children
Maximum 69; 18 for Children ( 25, if pursuing higher education)
Coverage Type Individual/ Family
Sum Insured (Rs)  
Maximum 25 lakh
Minimum 5 lakh
Policy Term (years) 1
Policy Termination Insurer may terminate the policy by giving a 7 days notice. Policyholder may also cancel the policy. Insurance company will return the premiums on pro-rata basis only if no claim has been made.
Customer Service  
Address Registered Office:Cholamandalam MS,
General Insurance
Company Ltd,
2nd Floor, "Dare House",
No.2, NSC Bose Road,
Chennai - 600001, India
Mail to [email protected]
Call to 044-3044 5400, 1800-200-5544 (Toll Free)
SMS SMS "CHOLA" to 56677
Network Hospitals Http://www.cholainsurance.com/nwhosp/
Scope of Cover
Accidental Deathpays 100% of sum insured
Permanent Total Disabilitypays 100% of sum insured
Permanent Partial Disabilitypays benefit from 2% to 50% of sum insured
Broken bonespays from 3% upto 100% of sum insured
Temporary Total Disabilitypays 1% of sum insured subject to maximum of Rs 10000 for maximum 100 weeks
Transportation of mortal remainspays lower of upto 3% of sum insured or Rs 6000
Ambulance chargescovered upto Rs 1000
Religious ceremonies at the time of cremation or latercovered for lower of actual cost or Rs 5000
Modification of residential acomodation or vehiclepays for expenses in event of Permanent Total Disability
Family transportation to the Insured's placepays expenses in case of accidental death or permanent total disability
Fee for private tuitionpays a per day benefit if insured is unable to attend school or college
Accidental Hospital Daily Cashpays a daily cash allowance for each day completed in hospital
Exclusions and Waiting Period
Pre-existing diseasesnot covered
Waiting periodfirst 3 days of fees for private tuition
Other exclusionsAIDS/ HIV, mental disorders and related conditions