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Bajaj Allianz Extra Care - Top Up Health Insurance

Eligibility  
Entry Age (years)  
Minimum 18; 3 Months for Children
Maximum 70; 25 for Children
Maximum Policy Renewal Age (years) 80
Coverage Type Individual/ Family floater
Sum Insured (Rs)  
Maximum 15 lakh
Minimum 10 lakh
Policy Term (years) 1
Tax Benefit Premium paid is eligible for tax benefit under section 80D of the Income Tax Act
Pre Policy Medical Check Up Not required below 55 years of age. 50% reimbursement of medical check up costs on acceptance of proposal in case where medical tests have been conducted.
Grace Period for Policy Renewal 15 days grace period is allowed to policyholder for payment of premium. If policyholder fails to make payment within the grace period, the applicable waiting period(s) shall start afresh
Policy Termination Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded
Customer Service  
Address Bajaj Allianz General Insurance Company Limited. GE Plaza, Airport Road, Yerawad, Pune - 411006
Mail to customercare@bajajallianz.co.in
Call to 1800 225858(BSNL/ MTNL); 1800 1025858 (Bharti users- mobile/ landline) or 020 30305858
SMS Extra' to 56070
Scope Of Cover
Cashless facilityAvailable at empanelled hospitals in India
Re-imbursementIn case policyholder opts for non empaneled hosiptal , expenses are re-imbursed withing 14 working days from date of submission of all records.
Pre-post hospitalisationRelevant medical expenses covered from 60 days prior and 90 days post hospitalisation
In-patient treatmentCovered
Emergency AmbulanceCovered; subject to maximum limit of Rs 3000
Exclusions and Waiting Period
Deductible per hospitalisation3 lakh for Sum insured 10 lakh4 lakh for Sum insured 12 lakh5 lakh for Sum insured 15 lakh
Pre-existing disease4 years waiting periods applicable for Pre-existing diseases
No claim periodAny disease contracted during the first 30 days of commencement of the policy
Waiting Period4 years waiting perod on enhanced Sum Insured in case of change in plan to a high cover.Certain diseases such as joint replacement surgery (unless necessitated due to accident )will have a waiting period of 4 years.
General ExclusionsNon allopathic treatment.AIDS and other related diseases.Cosmetic, beauty, weight reduction and other likely treatments.Use of alcohol or other addictive substances.War, participation in any criminal activity or any other related condition.Treatmenmt of any mental or related disease.