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Apollo Munich Individual Personal Accident- Premium

Entry Age (years)  
Minimum 18; 3 months for children
Maximum 69
Maximum Policy Renewal Age (years) 70
Coverage Type Individual
Sum Insured (Rs)  
Maximum 5 crore
Minimum 5 lakh
Policy Term (years) 1
Tax Benefit Not Available
Discount Family discount of 10% is applicable if 2 or more family members included
No Claim Bonus 5% increase in Sum Insured would be applicable for every claim free years till it reaches to a maximum of 50% of initial Sum Insured. a cumulative bonus has been applied and a claim is made, then in the
subsequent Policy Year the cumulative bonus will automatically reduce to zero in
that following Policy Year. It is applicable only to Accidental death, Permanent Total Disability and Permanent Partial Disability Sum Insured.
Policy Termination Insurance company may terminate the policy by giving a written notice of 30 days. Policyholder is allowed to terminate the policy at anytime by giving a written notice. In case no claim has been made under the policy, percentage of premium will be refunded
Customer Service  
Address Apollo Munich Health Insurance Company Limited
Corporate Office: 10th floor, Tower B, Building No. 10, DLF Cyber City, Phase -II, Gurgaon, Haryana-122002
Registered Office: Apollo Hospital Complex, Jubilee Hills, Hyderabad - 500033
Mail to [email protected]
Call to 1800-102-0333
Network Hospitals Http://
Scope of Cover
Accidental Death (AD)Covered; pays Sum Insured
Permanent Total Disablement [PTD]Predetremined percentage of Sum insured depending on nature of permanent total disablement
Permanent Partial Disablement [PPD]Predetremined percentage of Sum insured depending on nature of permanent partial disablement
Temporary Total Disablement weekly benefit upto maximum of 100 weeks. 1% of the Sum Insured for each week; maximum Rs 15 lakh
Emergency AmbulanceUp to Rs 2,000
Family Transportation to hospital (atleast 200 kms away) where insured is admitted 1% of AD Sum Insured; max Rs. 100000 . Restricted to one immediate member
Transportation of Mortal Remains2 % of AD Sum Insured; maximum Rs. 10,000
Education Fundallowed upto 2 children. 10% of Accidental Death Sum Insured upto a maximum of Rs 20000
Temporary Total Disablement100% of AD Sum Insured; max Rs. 15,00,000
Accident Medical ExpensesCovered
Broken Bones20 % of AD Sum Insured; max Rs.1,00,000
Transportation of Imported Medicine5 % of AD Sum Insured; max Rs 20,000
Purchase of Blood5 % of AD Sum Insured; max Rs 10,000
Modification of Residence/Vehicle10 % of AD Sum Insured; max Rs 1,00,000
Accidental Hospitalisation (In-patient)Rs. 1,00,000