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Apollo Munich Easy Health Exclusive- Family Floater

Eligibility  
Entry Age (years)  
Minimum 18; 3 months for children
Maximum 65
Maximum Policy Renewal Age (years) No Limit
Coverage Type Family floater
Sum Insured (Rs)  
Maximum 7.5 lakh
Minimum 3 lakh
Policy Term (years) 1 or 2
Tax Benefit Premium paid is eligible for tax benefit under section 80D of the Income Tax Act
Discount Premium discount of 7.5% on advance premium payment for 2 year policy term.
No Claim Bonus 10% increase in your annual inpatient benefit sum insured for every claim free year, till it reaches 50% of the Sum insured. In case a claim is made during a policy year, the cumulative bonus would reduce by 20% in the following year
Grace Period for Policy Renewal 15 days grace period is allowed to policyholder for payment of premium at the insurers discretion.
Policy Termination Insurance company may terminate the policy by giving a written notice of 30 days. Policyholder is allowed to terminate the policy at anytime by giving a written notice. In case no claim has been made under the policy, percentage of premium will be refunded
Customer Service  
Address Apollo Munich Health Insurance Company Limited
Corporate Office: 10th floor, Tower B, Building No. 10, DLF Cyber City, Phase -II, Gurgaon, Haryana-122002
Registered Office: Apollo Hospital Complex, Jubilee Hills, Hyderabad - 500033
Mail to customerservice@apollomunichinsurance.com
Call to 1800-102-0333
SMS 'easyhealth' to 56767333
Network Hospitals Http://www.apollomunichinsurance.com/our-hospital-network.aspx
Scope of Cover
Sum Insured (in Rs)
3 lakh, Rs 4 lakh and Rs 5 lakh7.50 lakh
Cashless facilityavailable at empanelled hospitals
Re-imbursementavailable at non-network hospitals
Pre-post hospitalisationRelevant medical expenses covered upto 60 days prior and upto 90 days post hospitalisation
In-patient TreatmentCovered
Day-Care Procedures140 in number are covered
Domiciliary TreatmentCovered
Daily cash for choosing shared accommodationRs 500 per day, Maximum Rs 3,000Rs 800 per day, maximum Rs 4800
Expenses for organ donor of transplantCovered
Ayush BenefitCovered upto Rs 25000
Emergency AmbulanceUp to Rs 2,000 per hospitalisation
Daily Cash for 1 adult accompanying an insured childRs 300 per day, maximum Rs 9000Rs 500 per day, maximum Rs 15000
Maternity ExpensesNormal Delivery Rs 15000Caesarean Delivery Rs 25000 (Sums are including pre/post natal limit of Rs 1500 and new born limit of Rs 2000)Normal Delivery Rs 25000Caesarean Delivery Rs 40000 (Sums are including pre/post natal limit of Rs 2500 and new born limit of Rs 3500)
Newborn baby coverOptional
Additional cover for critical illnessOptional 50% or 100% of in-patient Sum Insured
Health Check-upUpto 1% of Sum insured subject to a maximum of Rs 5000 per insured person, only at the end of a block of every continuous 3 claim free years
Exclusions and Waiting Period
Pre-existing diseasePre-existing Diseases will be covered after a waiting period of 36 months
No claim period30 days from policy start date
Waiting PeriodCertain diseases or treatment will be covered after 2 years of continuous renewal.Maternity benefit will be made available after first 4 policy years.
General ExclusionsAIDS or HIV and related treatment.Treatment of mental disorder or insanity.