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Tata AIG Accident Guard

Annual Premium (Rs.)
Benefits for individual5 lakh Sum Insured (1 unit)
Accidental Death & Dismemberment497
Accident Death & Dismemberment Plus Permanent Total Loss of Use of 661
Benefits for family
Accident Death & Dismemberment792
Accident Death & Dismemberment Plus Permanent Total Loss of Use1056
Premiums are exclusive of service tax and cess. Rs 5 lakh of sum insured equals 1 unit. Multiply the above stated premium with number of units to find premium applicable on higher sum insured. For an instance, a sum insured of Rs 15 lakh (equivalent to 3 units of sum insured) for availing Accidental Death & Dismemberment benefit will require a premium equal to 497*3= Rs 1491. Premiums payable under other plans and for family cover can be calculated in the similar fashion.