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Income Investing | Complete resource for investors seeking income with safety
Strategy & Opinion
Find out point-to-point returns with our tool
Use our Point-to-Point Returns tool and find out how your fund has performed in a particular period
Easy way to track your transaction
Use the Transactions tab of our Portfolio Manager to keep track on your stock and fund transactions
Fine tune your choices with the Fund Compare tool
Use the Fund Compare tool to choose the best fund from a set of funds that meets your investment needs
Investing in the National Savings Certificate
With assured returns and tax benefits on investments, the National Savings Certificate offers you the best of both worlds
Overview of the Public Provident Fund
The PPF offers tax benefits on contributions as well as withdrawals after the lock-in period
Fixed Income Know How
Check the expiry date of your debt fund
Average portfolio maturity helps an investor know how sensitive a debt fund is to changes in interest rates
A basic introduction to debt funds
Debt funds invest in fixed-income instruments like bonds, but that doesn't mean they are immune to ups and downs
Realise the benefits of asset rebalancing
Maintain a fixed proportion of debt and equity investments in your portfolio to realise higher returns and greater stability
The range of debt funds
Find out how debt funds are classified and the different categories available to investors
Debt fund vs fixed deposit
Debt Funds are a potent rival to the hallowed FD. Here are their pros and cons vis-a-vis bank deposits
Hope to retire some day, but no equity? Think again
The financial goal of retirement has a very long-term investment horizon and equity-based assets are an excellent choice
Liquid funds for short-term investments
Liquid funds are a good option for investors who would otherwise consider a savings account or a fixed deposit
Using Debt Funds for Income
Debt funds can be used to generate regular income to meet your living expenses. Find out how
Top Rated Debt Funds
Ask The Experts
How are SWPs taxed? Mutual fund withdrawals are subject to tax depending on the category of the funds
What's the maximum amount I can invest in SCSS? One can invest a maximum of Rs 15 lakh in Senior Citizens' Savings Scheme (SCSS) in individual capacity
Should I invest in PPF or debt funds? If you seek higher returns with liquidity, go for debt funds. For safety and tax efficiency, opt for PPF
Can I operate two PPF accounts? You can only have one PPF account for yourself except if you want to open one as a guardian of your minor child
Are debt funds and liquid funds the same? Liquid funds are a type of debt funds which invest in bond securities of very short maturity period
Does NSC investment on behalf of a minor qualify for 80C deductions? You can claim NSC investments on behalf of a minor under Section 80C
Is the increase in EPFO's equity exposure to 10% a reason to panic? Given the long-term nature of EPFO's investments, it should help them earn better returns
Is the new rate applicable to existing SCSS? For existing investors, the interest rate remains fixed for the five year tenure
Where do I park my money for regular Income during retirement? You can supplement your regular income by deploying the balance amount in monthly income plans of mutual funds
How can I withdraw my EPF? Submit your PF withdrawal application directly to the regional PF Office
Can I invest Rs 1.5 Lakh in both EPF and PPF in a FY? Yes, but the total tax deduction available per financial year under Section 80C is up to Rs 1.5 lakh only
How to check EPF status? You need to log onto the EPF website, enter your PF account number and receive their balance details through SMS
Debt Fund Returns
  • Trailing
  • Annual
  • Quarter
  • Month
  • Value Research
    As on November 15, 2019
    group 1-W1-M3-M1-Y3-Y5-Y10-Y
    Debt Debt: Long Duration 0.36 0.60 0.30 15.59 7.31 9.15 7.95
    Debt Debt: Medium to Long Duration 0.31 0.32 1.29 8.97 5.09 7.30 7.43
    Debt Debt: Medium Duration 0.29 0.79 1.78 5.63 5.64 7.16 7.45
    Debt Debt: Short Duration 0.25 0.67 1.52 5.80 5.50 6.79 7.53
    Debt Debt: Low Duration 0.16 0.51 1.35 3.10 5.36 6.44 7.19
    Debt Debt: Ultra Short Duration 0.14 0.46 1.75 6.95 6.35 7.17 7.96
    Debt Debt: Liquid 0.10 0.42 1.36 6.65 6.63 7.18 7.73
    Debt Debt: Money Market 0.14 0.56 1.85 8.17 7.11 7.56 7.94
    Debt Debt: Overnight 0.09 0.40 1.24 5.69 5.71 6.29 7.04
    Debt Debt: Dynamic Bond 0.27 0.62 1.62 8.99 5.41 7.67 7.98
    Debt Debt: Corporate Bond 0.26 1.01 2.36 6.65 5.17 6.81 6.89
    Debt Debt: Credit Risk 0.21 0.56 0.80 1.14 3.86 6.96 7.26
    Debt Debt: Banking and PSU 0.29 1.13 2.55 10.81 7.38 8.11 8.25
    Debt Debt: Floater 0.17 0.67 1.96 8.80 7.18 7.70 7.86
    Debt Debt: FMP 0.10 0.43 1.36 6.15 6.63 7.19 7.77
    Debt Debt: Gilt 0.32 0.37 1.21 12.93 6.21 8.68 8.20
    Debt Debt: Gilt with 10 year Constant Duration 0.40 0.34 1.56 14.96 7.99 9.87 8.98