Reliance Credit Risk Fund
(Erstwhile Reliance Regular Savings Debt )

Regular
Direct Plan
Status: Open for subscription | Invest Online

0.06%

Change from previous, NAV as on Aug 22, 2019

Growth: R 25.5011
Dividend Quarterly: R 12.6145
NAV of Other Plans

Category:	Debt: Credit Risk
Assets:	R 7,478 crore (As on Jul 31, 2019)
Expense:	1.56% (As on Jul 31, 2019)

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Basic Details
Fund House:	Reliance Mutual Fund
Launch Date:	Jun 08, 2005
Benchmark:	NIFTY Credit Risk Bond
Riskometer:	Moderate
Risk Grade:	Average
Return Grade:	Average
Type:	Open-ended

Investment Details
Return since Launch:		6.81%
Minimum Investment (R)		500
Minimum Addl Investment (R)		500
Minimum Withdrawal (R)		100
Minimum SWP Withdrawal (R)		500
Minimum Balance (R)		1
Exit Load (%)	For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Performance

	YTD	1-Month	3-Month	1-Year	3-Year	5-Year	10-Year
Fund	1.10	0.33	0.99	3.38	5.83	7.41	7.76
CCIL T Bill Liquidity Weight	3.03	0.40	1.24	4.63	4.28	4.65	4.63
Category	-0.90	0.19	-2.56	0.37	4.57	7.60	7.25
Rank within Category	13	14	9	11	9	7	1
Number of funds in category	20	20	20	19	17	11	2

As on Aug 22, 2019

Peer Comparison

Fund	Launch	1-Year Ret	3-Year Ret	5-Year Ret	Expense Ratio (%)	Assets (Cr)
Reliance Credit Risk Fund	Jun-2005	3.38	5.83	7.41	1.56	7,478
Franklin India Credit Risk Fund	Dec-2011	6.97	7.85	8.53	1.60	6,867
ICICI Prudential Credit Risk Fund	Dec-2010	8.08	7.53	8.39	1.54	10,793
Kotak Credit Risk Fund Regular Plan	May-2010	8.01	7.33	8.43	1.65	4,745
SBI Credit Risk Fund	Jul-2004	6.66	6.81	8.37	1.54	5,245

Portfolio

Portfolio Aggregates
	Fund	1Y High	1Y Low	Category
Number of Securities	87	119	87	64
Modified Duration (yrs)	1.64	1.81	1.47	1.51
Average Maturity (yrs)	2.15	2.34	1.96	2.01
Yield to Maturity (%)	11.75	11.75	10.21	9.85

	Value Research Fund Style


Company	Instrument	Credit Rating	1Y Range	% Assets
RMZ Buildcon 2031	Non Convertible Debenture	BBB+	7.61 - 10.33	10.33
Yes Bank	Bonds/NCDs	BBB+	0.00 - 7.57	7.57
14.5% Mariposa Agri Ventures And Hospitalities 2021	Non Convertible Debenture	Unrated	0.62 - 4.46	5.14
10.4% Renew Power 2021	Debenture	A+	2.99 - 4.42	4.42
Adani Rail Infra 2020	Zero Coupon Bonds	A+	2.71 - 4.40	4.40
9.5% Nirma	Non Convertible Debenture	AA-	2.65 - 3.96	3.96
9.08% Indiabulls Housing Finance 2021	Non Convertible Debenture	AAA	0.00 - 3.88	3.88
9.6% Renew Wind Energy Delhi 2023	Debenture	A+	2.64 - 3.72	3.72
Vineha Enterprises 2021	Zero Coupon Bonds	Unrated	2.10 - 3.57	3.57
11.95% Aqua Space Developers 2022	Non Convertible Debenture	A	0.00 - 2.88	2.88

Indicates an increase or decrease or no change in holding since last portfolio

Indicates a new holding since last portfolio

As on Jul 31, 2019

Most Recent Dividends

Plan

Record Date

Dividend
(R / Unit)

Dividend Quarterly

Jun 21, 2019

0.1585

More...

		Mar 22, 2019	0.1585
		Dec 21, 2018	0.1585
		Sep 21, 2018	0.1585
		Jun 21, 2018	0.1585
		Mar 21, 2018	0.1589
		Dec 21, 2017	0.1589
		Sep 21, 2017	0.2022
		Jun 21, 2017	0.2022
		Mar 21, 2017	0.1589
		Dec 21, 2016	0.2022
		Sep 21, 2016	0.2022
		Jun 21, 2016	0.2022
		Mar 21, 2016	0.1589
		Dec 21, 2015	0.1835
		Sep 21, 2015	0.1589
		Jun 22, 2015	0.1589
		Mar 23, 2015	0.1896
		Dec 22, 2014	0.2032
		Sep 22, 2014	0.2182
		Jun 23, 2014	0.2182
		Mar 21, 2014	0.1714
		Dec 24, 2013	0.2182
		Sep 24, 2013	0.1714
		Jun 21, 2013	0.2182

News and Analysis

Fund News: Benchmark Change in Schemes of Reliance Mutual Fund| Oct 11, 2018
Fund News: Nine Schemes of Reliance Mutual Fund gets Renamed| Apr 16, 2018
Fund News: Reliance Regular Savings Debt Fund: Announces Dividend| Jun 16, 2017
Fund News: Reliance Yearly Interval Series IV Fund: Dividend Declaration| Mar 16, 2017
Fund News: Reliance Regular Savings Debt Fund: Announced Dividend| Dec 16, 2016
Fund News: Dividend Declaration in Reliance Regular Savings Debt Fund| Sep 16, 2016
Fund News: Reliance Regular Savings Fund - Debt Option revises Exit Load| Jun 28, 2016
Fund News: Reliance Regular Savings Debt: Dividend Announced| Jun 16, 2016
Interview: Stick to Investment Horizon| Jul 29, 2015
Fund News: Reliance Arbitrage Advantage Fund declares dividend at Rs 0.4 per unit| Mar 18, 2015
More news and analysis on this fund

Contact Information

AMC: Reliance Nippon Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055 | Phone: (022) 68334800 / 18602660111 | Fax: (022) 33037662

Email: [email protected]

Website: www.reliancemutual.com

Registrar & Transfer Agent: Karvy Fintech Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034 | Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Related Funds	3-Year Return
Franklin India Credit Risk Fund	7.85%
ICICI Prudential Credit Risk Fund	7.53%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan	7.38%
Kotak Credit Risk Fund Regular Plan	7.33%
HDFC Credit Risk Debt Fund - Regular Plan	7.05%
SBI Credit Risk Fund	6.81%
Baroda Credit Risk Fund- Plan A	6.44%
L&T Credit Risk Fund	6.24%
Axis Credit Risk Fund - Regular Plan	5.72%
UTI Credit Risk Fund - Regular Plan	5.26%