We believe that regular income seekers should invest some portion of their money, roughly a quarter, in equity and the rest in fixed income. This is the kind of combination offered by conservative hybrid funds, making them suitable... for the income goal. To derive dependable, inflation-protected income, invest your accumulated savings in 2-3 good conservative hybrid funds and maintain a withdrawal rate in the range of 4-6% of the value of your investment every year. Below is the list of conservative hybrid funds rated four or five star by Value Research. Read more
| Fund name | Rating | Analysts' Choice? | Category |
|
Expense Ratios (%) | Add to watchlist | Add to My Investments | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Returns (%) | Returns (growth of 1 lakh) | SIP Return (%) | SIP Return (growth of 10k/mth) | ||||||||
| Baroda Conservative Hybrid Dir |  | Coming Soon | HY-CH | 9.14 | 1,09,145 | 13.94 | 1,27,711 | 1.25 | |||
| Baroda Conservative Hybrid Reg | | Coming Soon | HY-CH | 8.25 | 1,08,249 | 13.05 | 1,27,230 | 2.05 | |||
| BNP Paribas Cons Hybrid Dir | | Coming Soon | HY-CH | 7.27 | 1,07,266 | 9.18 | 1,25,120 | 0.77 | |||
| BNP Paribas Cons Hybrid Reg |  | Coming Soon | HY-CH | 5.62 | 1,05,619 | 7.58 | 1,24,236 | 2.22 | |||
| Canara Robeco Cons Hybrid Dir | Invest Online | | Coming Soon | HY-CH | 10.84 | 1,10,836 | 14.40 | 1,27,964 | 0.79 | |||
| Canara Robeco Cons Hybrid Reg | Invest Online | | Coming Soon | HY-CH | 9.70 | 1,09,700 | 13.26 | 1,27,347 | 1.93 | |||
| Essel Regular Savings Dir | | Coming Soon | HY-CH | 4.38 | 1,04,384 | 5.80 | 1,23,251 | 0.68 | |||
| Franklin Life Stage FoF 50s Plus FR Dir | Invest Online Now | | Coming Soon | HY-CH | 5.01 | 1,05,007 | 7.05 | 1,23,945 | 0.11 | |||
| Franklin Life Stage FoF 50s Plus FR Reg | Invest Online Now | | Coming Soon | HY-CH | 4.45 | 1,04,455 | 6.43 | 1,23,599 | 0.79 | |||
| HDFC Retrmnt Svngs Hybrid Debt Dir | Invest Online | | Coming Soon | HY-CH | 5.44 | 1,05,441 | 6.92 | 1,23,875 | 1.14 | |||
| HSBC Managed Solutions Ind Cons Reg | Invest Online | | Coming Soon | HY-CH | 8.17 | 1,08,173 | 11.05 | 1,26,142 | 1.63 | |||
| ICICI Pru Income Optimizer (FOF) Reg | Invest Now | | Coming Soon | HY-CH | 2.91 | 1,02,908 | 4.52 | 1,22,537 | 1.07 | |||
| ICICI Pru Regular Savings Dir | Invest Now | | Coming Soon | HY-CH | 7.50 | 1,07,503 | 9.56 | 1,25,327 | 1.39 | |||
| ICICI Pru Regular Savings Reg | Invest Now | | Coming Soon | HY-CH | 6.83 | 1,06,834 | 8.88 | 1,24,953 | 1.95 | |||
| IDFC Asset Allocation Cons Dir | | Coming Soon | HY-CH | 5.85 | 1,05,848 | 7.30 | 1,24,080 | 0.10 | |||
| IDFC Asset Allocation Cons Reg | | Coming Soon | HY-CH | 5.10 | 1,05,104 | 6.57 | 1,23,678 | 0.74 | |||
| Indiabulls Savings Income Dir | | Coming Soon | HY-CH | 2.97 | 1,02,972 | 4.57 | 1,22,570 | 0.25 | |||
| Indiabulls Savings Income Reg | | Coming Soon | HY-CH | 1.35 | 1,01,346 | 2.87 | 1,21,620 | 2.00 | |||
| Kotak Asset Allocator Reg | Invest Online | | Coming Soon | HY-CH | 10.25 | 1,10,247 | 18.66 | 1,30,260 | 0.75 | |||
| Kotak Debt Hybrid Dir | Invest Online | | Coming Soon | HY-CH | 8.70 | 1,08,701 | 11.29 | 1,26,272 | 1.15 | |||
| Kotak Debt Hybrid Reg | Invest Online | | Coming Soon | HY-CH | 7.48 | 1,07,485 | 10.05 | 1,25,597 | 2.22 | |||
| LIC MF Debt Hybrid Dir | Invest Online | | Coming Soon | HY-CH | 8.44 | 1,08,444 | 10.54 | 1,25,863 | 1.18 | |||
| LIC MF Debt Hybrid Reg | Invest Online | | Coming Soon | HY-CH | 7.51 | 1,07,507 | 9.53 | 1,25,310 | 2.24 | |||
| Tata Retrmnt Savings Cons Dir | Invest Online | | Coming Soon | HY-CH | 7.98 | 1,07,982 | 11.27 | 1,26,265 | 1.05 | |||
| Tata Retrmnt Savings Cons Reg | Invest Online | | Coming Soon | HY-CH | 6.70 | 1,06,696 | 9.95 | 1,25,538 | 2.22 | |||
