We believe that regular income seekers should invest some portion of their money, roughly a third, in equity and the rest in fixed income or equivalent. One can create such an asset allocation by combining equity and debt funds. ... But for those looking for convenience can opt for equity savings funds which invest about a third each in equity, equity arbitrage and debt. To derive dependable, inflation-protected income, invest your accumulated savings in a couple of good equity savings funds and maintain a withdrawal rate in the range of 4-6% of the value of your investment every year. Below is the list of equity savings funds rated four or five star by Value Research. Read more
