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2 star

UTI Multi Asset Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.34 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.49 Lakh

Suitability:

"Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 12.68 -0.30 -0.71 0.61 5.78 11.47 20.61 10.38 8.12 7.17 8.54
VR Balanced TRI 26.98 -0.41 -0.77 3.07 14.53 24.35 45.64 19.90 15.55 12.91 13.79
Hybrid: Multi Asset Allocation 20.81 -0.14 -0.80 2.48 7.28 16.38 32.73 15.60 9.96 10.22 10.38
Rank within category 15 18 11 22 15 17 15 12 9 9 6
Number of funds in category 18 22 22 22 22 21 18 14 10 9 6

As on 21-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Multi Asset Fund - Regular Plan  | Invest Online
2 star
Nov-08 20.61 10.38 8.12 2.05% 754
Axis Triple Advantage Fund
5 star
Aug-10 41.22 21.56 13.28 2.05% 1,435
SBI Multi Asset Allocation Fund  | Invest Online
5 star
Dec-05 22.43 13.77 9.84 1.88% 460
ICICI Prudential Multi Asset Fund  | Invest Now
3 star
Oct-02 63.07 18.74 14.90 1.83% 12,405
HDFC Asset Allocator FoF - Regular Plan  | Invest Online
Unrated
May-21 -- -- -- 1.45% 1,851

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 15.68 13-May-2009 - 20-May-2009 -13.43 16-Mar-2020 - 23-Mar-2020
Month 26.72 11-May-2009 - 10-Jun-2009 -25.03 20-Feb-2020 - 23-Mar-2020
Quarter 55.85 09-Mar-2009 - 10-Jun-2009 -23.27 23-Dec-2019 - 23-Mar-2020
Year 76.53 06-Jan-2009 - 06-Jan-2010 -20.80 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.07 13.34 0.46 0.48 0.69 -3.11
VR Balanced TRI 17.41 18.03 0.75 0.87 -- --
Hybrid: Multi Asset Allocation 14.44 13.76 0.76 0.88 0.66 1.65
Rank within category 13 6 14 14 6 15
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Holdings (%) 40.04
Top 5 Holdings (%) 26.95
Top 3 Sectors (%) 36.87
Portfolio P/B Ratio 3.86
Portfolio P/E Ratio 27.22
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.10% Union Bank of India Additional Tier 1 Bond AA 2.02 - 2.29 2.02
new 6.60% REC 21/03/2022 Debenture AAA 0.00 - 2.01 2.01
new HDFC Bank 21/03/2022 Certificate of Deposit A1+ 0.00 - 1.96 1.96
equal Punjab National Bank 365-D Short Term Deposit -- 0.79 - 1.20 0.79
equal Punjab National Bank 368-D Short Term Deposit -- 0.79 - 0.90 0.79
equal 8.60% LIC Housing Fin. 14/01/2022 Debenture AAA 0.67 - 0.79 0.67
new 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 0.54 0.54
equal Punjab National Bank 366-D Short Term Deposit -- 0.53 - 0.90 0.53
equal Punjab National Bank 367-D Short Term Deposit -- 0.53 - 0.90 0.53
equal Clearing Corporation 92-D Short Term Deposit -- 0.00 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 26.23 6.12 3.02 4.90
up Sun Pharmaceutical Industries Healthcare 32.67 4.59 0.70 4.59
up Axis Bank Financial 29.35 3.97 0.00 3.97
down Infosys Technology 35.31 9.69 2.30 3.39
new Hero Motocorp Automobile 17.70 3.02 0.00 3.02
equal Hindustan Unilever FMCG 68.41 3.52 0.00 2.62
down HDFC Bank Financial 27.18 7.71 2.57 2.57
down State Bank of India Financial 17.95 5.60 1.10 2.46
up Tech Mahindra Technology 30.74 2.42 0.00 2.42
down Bharti Airtel Communication 361.65 4.28 0.90 2.23
equal Tata Consultancy Services Technology 35.73 4.29 0.00 2.22
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 2.18
equal Larsen & Toubro Construction 20.36 4.03 1.29 2.16
up Lupin Healthcare 25.40 2.06 0.00 2.06
up Maruti Suzuki India Automobile 44.56 2.83 0.83 1.85
equal Ultratech Cement Construction 32.27 2.39 0.00 1.51
up Tata Steel Metals 7.60 1.45 0.00 1.45
equal Bajaj Finance Financial 104.71 2.25 0.00 1.45
new Coal India Energy 8.15 1.43 0.00 1.43
equal Dabur India FMCG 58.06 2.09 0.00 1.41
new Tata Motors Automobile -- 1.39 0.00 1.39
equal Gujarat Gas Energy 25.59 1.62 0.00 1.38
equal Mphasis Technology 49.20 1.27 0.42 1.11
equal SBI Life Insurance Company Insurance 90.85 1.56 0.00 1.10
equal Cipla Healthcare 28.95 1.15 0.00 1.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Sudhanshu Asthana since 15-Jul-2021

Education: Mr. Asthana is a M.A (Economics) from Mumbai University and PGDM (Investment Management) from NMIMS.

Experience: Prior to joining UTI Mutual Fund, he has worked with Tamohara Investment Managers, Axis Mutual Fund, Barclays Wealth Management, SBI Mutaul Fund, Quantum Mutual Fund and BRICS Securities Ltd.

Funds Managed:

— Sunil Patil since 01-Sep-2021

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:


-0.30%

Change from previous, NAV as on 21-Oct-2021

Growth: ₹ 44.3412

IDCW: ₹ 20.3599


Investment Strategy

The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 19-Nov-2008
Return Since Launch: 12.21%
Benchmark: S&P BSE 200 TRI (65), CRISIL Composite Bond Index (25), Domestic Price of Gold (10)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 754 Cr (As on 30-Sep-2021)
Expense: 2.05% (As on 31-Aug-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: 322.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW22-Sep-20210.0850

 23-Aug-20210.0850
 22-Jul-20210.0850
 23-Jun-20210.0850
 24-May-20210.0850
 26-Apr-20210.0850
 22-Mar-20210.0850
 24-Feb-20210.0850
 25-Jan-20210.0850
 23-Dec-20200.0850
 25-Nov-20200.0850
 26-Oct-20200.0850
 23-Sep-20200.0850
 25-Aug-20200.0850
 22-Jul-20200.0850
 22-Jun-20200.0850
 23-Mar-20200.0753
 24-Feb-20200.0753
 22-Jan-20200.0753
 23-Dec-20190.0753
 25-Nov-20190.0753
 22-Oct-20190.0753
 19-Sep-20190.0753
 19-Aug-20190.0753
 16-Jul-20190.0753

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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