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4 star

SBI Debt Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.43 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.49 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 12.94 0.26 1.12 2.17 5.22 10.93 21.56 12.75 8.54 9.85 10.03
VR MIP TRI 12.22 0.41 1.09 1.93 6.71 11.14 19.55 12.08 9.89 9.47 9.88
Hybrid: Conservative Hybrid 10.45 0.20 0.68 1.55 4.52 8.85 16.17 9.36 7.34 8.28 9.06
Rank within category 9 9 3 8 11 10 8 3 5 4 5
Number of funds in category 33 36 36 36 36 35 33 30 30 28 26

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 21.56 12.75 8.54 1.10 4,122
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 14.62 11.28 9.56 1.72 3,380
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 23.27 11.76 8.39 1.87 2,661
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 21.75 14.20 9.52 1.95 1,050
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
Apr-01 15.98 12.82 9.05 1.91 896

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.01 24-Mar-2020 - 31-Mar-2020 -6.43 16-Mar-2020 - 23-Mar-2020
Month 6.20 24-Mar-2020 - 23-Apr-2020 -11.93 20-Feb-2020 - 23-Mar-2020
Quarter 11.39 24-Mar-2020 - 23-Jun-2020 -9.59 23-Dec-2019 - 23-Mar-2020
Year 28.38 23-Mar-2020 - 23-Mar-2021 -8.50 12-Mar-2008 - 12-Mar-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.41 6.33 1.18 1.21 0.82 1.77
VR MIP TRI 10.89 6.85 1.01 1.24 -- --
Hybrid: Conservative Hybrid 8.72 6.31 0.88 1.01 0.68 0.08
Rank within category 3 19 7 11 23 6
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 41
Number of Bonds 68
Average Maturity (yrs) 3.49
Top 10 Holdings (%) 27.59
Portfolio P/B Ratio 5.06
Portfolio P/E Ratio 36.12

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 4.28 4.04
new 7.42% Power Finance Corporation 19/11/2024 Non Convertible Debenture AAA 0.00 - 3.70 3.70
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 3.82 3.61
equal 9.18% Andhra Pradesh State 28/05/2024 State Development Loan SOV 0.00 - 2.84 2.66
equal 7.72% GOI 25/05/2025 Central Government Loan SOV 0.00 - 2.78 2.61
equal 5.89% Andhra Pradesh State 2025 State Development Loan SOV 0.00 - 2.60 2.45
equal 2.00% Tata Steel 23/04/2022 Debenture AA+ 0.00 - 2.56 2.42
new 8.08% Tamilnadu State 26/12/2028 State Development Loan SOV 0.00 - 2.12 2.12
equal 8.88% Uttar Pradesh State 2022 State Development Loan SOV 0.00 - 2.23 2.09
up 6.69% Madhya Pradesh State 17/03/2025 State Development Loan SOV 0.00 - 1.89 1.89
equal Tata Projects 309-D 28/06/2022 Commercial Paper A1+ 0.00 - 1.86 1.76
up 6.24% State Bank of India Additional Tier 2 Bond AAA 0.00 - 1.70 1.70
equal 5.95% Tamilnadu State 13/05/2025 State Development Loan SOV 0.00 - 1.70 1.60
equal Mahindra Rural Housing Finance 26/05/2023 Debenture AA+ 0.00 - 4.49 1.55
equal 8.30% Muthoot Finance 2022 Debenture AA+ 0.00 - 1.53 1.44
equal 5.94% Rajasthan State 2025 State Development Loan SOV 0.00 - 1.43 1.35
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 2.69 1.28
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.00 - 2.01 1.28
equal 7.44% Bank of Baroda Additional Tier 2 Bond AAA 0.00 - 1.34 1.27
equal Power Finance Corporation 2024 Floating Rate Debenture AAA 0.00 - 1.29 1.22
new 5.70% Tata Capital Housing Finance 13/09/2024 Debenture AAA 0.00 - 1.21 1.21
new 5.58% Cholamandalam Investment & Finance Company 20/09/2023 Debenture AA+ 0.00 - 1.21 1.21
equal 6.59% Summit Digitel Infrastructure 16/06/2026 Debenture AAA 0.00 - 1.35 1.21
new 5.00% Bajaj Housing Finance 15/09/2023 Non Convertible Debenture AAA 0.00 - 1.21 1.21
new 4.82% Tata Capital Financial Services 28/02/2023 Non Convertible Debenture AAA 0.00 - 1.21 1.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Page Industries Textiles 106.49 1.30 0.00 1.23
equal JK Cement Construction 31.28 1.25 0.00 1.06
equal L&T Technology Services Engineering 66.49 1.22 0.00 1.03
equal Axis Bank Financial 29.10 1.40 0.63 0.93
equal V-Guard Industries Consumer Durable 50.85 1.39 0.00 0.88
equal ICICI Bank Financial 25.20 1.51 0.58 0.85
equal Ultratech Cement Construction 33.94 0.93 0.00 0.83
equal Manappuram Finance Financial 9.21 0.83 0.00 0.82
equal P&G Hygiene & Health Care FMCG 68.66 1.56 0.63 0.82
equal Tata Motors Automobile -- 0.91 0.00 0.81
equal TVS Motor Company Automobile 36.33 1.12 0.00 0.80
equal Britannia Inds. FMCG 55.06 0.77 0.00 0.72
equal Sheela Foam Consumer Durable 47.64 1.58 0.43 0.71
equal SBI Life Insurance Company Insurance 91.92 1.02 0.00 0.68
equal Thangamayil Jewellery Consumer Durable 21.72 1.38 0.00 0.67
new Max Healthcare Institute Healthcare 105.74 0.66 0.00 0.66
new Blue Star Consumer Durable 66.34 0.66 0.00 0.66
equal Bajaj Finance Financial 106.37 1.80 0.54 0.64
equal Larsen & Toubro Construction 20.18 1.35 0.49 0.62
equal Zomato Services -- 0.63 0.00 0.60
equal SBI Cards & Payments Services Financial 119.24 1.12 0.00 0.60
equal Wabco India Automobile 90.87 1.32 0.00 0.58
equal Titan Company Consumer Durable 177.22 1.42 0.45 0.55
equal Maruti Suzuki India Automobile 44.09 1.80 0.00 0.53
equal State Bank of India Financial 17.50 0.52 0.00 0.52

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Mansi Sajeja since 30-Jun-2021

Education: Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.

Experience: Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.

Funds Managed:


0.26%

Change from previous, NAV as on 14-Oct-2021

Growth: ₹ 52.9800

IDCW Yearly: ₹ 18.6876

More

IDCW Quarterly: ₹ 15.2803

IDCW Monthly: ₹ 16.2738


Investment Strategy

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 24-Mar-2001
Return Since Launch: 8.44%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 4,122 Cr (As on 30-Sep-2021)
Expense: 1.10% (As on 30-Sep-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 23-Mar-20180.0289
 23-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
IDCW Quarterly27-Dec-20190.1297

 27-Sep-20190.1441
 28-Jun-20190.1441
 29-Mar-20190.1441
 28-Dec-20180.1441
 07-Sep-20180.1441
 23-Mar-20180.1445
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1733
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1589
 20-Mar-20150.2178
 29-Dec-20140.2178
 29-Sep-20140.2252
 27-Jun-20140.2494
 28-Mar-20140.1247
 27-Dec-20130.2000
 25-Mar-20130.3524
IDCW Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.7013
 25-Mar-20130.8809
 30-Mar-20120.1498
 22-Mar-20110.1318
 26-Mar-20100.5256
 26-Mar-20080.4380
 28-Mar-20070.4385
 29-Mar-20060.6000
 24-Mar-20050.5250
 26-Mar-20041.5000
 28-Mar-20030.7750
 22-Mar-20021.0500

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over