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4 star

SBI Debt Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.34 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.38 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.86 0.33 0.26 1.68 5.41 7.17 18.87 10.13 8.39 9.57 9.47
VR MIP TRI 5.25 0.45 -0.26 0.02 4.03 4.15 14.96 9.35 8.95 8.75 8.91
Hybrid: Conservative Hybrid 6.14 0.11 0.19 1.22 4.31 5.49 14.03 7.45 7.30 8.09 8.51
Rank within category 7 3 5 6 8 5 6 6 8 5 5
Number of funds in category 33 36 36 36 35 33 33 30 30 27 26

As on 23-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 18.87 10.13 8.39 1.15 1,845
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 12.53 9.33 9.28 1.74 3,287
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 19.75 10.25 8.43 1.87 2,525
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 18.74 11.38 9.39 2.10 678
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
Apr-01 14.34 10.91 8.96 1.93 655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.01 24-Mar-2020 - 31-Mar-2020 -6.43 16-Mar-2020 - 23-Mar-2020
Month 6.20 24-Mar-2020 - 23-Apr-2020 -11.93 20-Feb-2020 - 23-Mar-2020
Quarter 11.39 24-Mar-2020 - 23-Jun-2020 -9.59 23-Dec-2019 - 23-Mar-2020
Year 28.38 23-Mar-2020 - 23-Mar-2021 -8.50 12-Mar-2008 - 12-Mar-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.60 6.65 0.81 0.86 0.88 0.69
VR MIP TRI 9.55 6.87 0.78 0.91 -- --
Hybrid: Conservative Hybrid 7.33 6.48 0.58 0.68 0.72 -0.71
Rank within category 5 21 8 11 24 10
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 34
Number of Bonds 40
Average Maturity (yrs) 2.94
Top 10 Holdings (%) 40.89
Portfolio P/B Ratio 5.18
Portfolio P/E Ratio 39.01

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 9.58 7.48
new 8.08% GOI 2022 Central Government Loan SOV 0.00 - 7.06 7.06
new 6.88% HDFC 16/06/2031 Debenture AAA 0.00 - 4.59 4.59
new 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 4.18 4.18
new 2.00% Tata Steel 23/04/2022 Debenture AA 0.00 - 3.90 3.90
equal Mahindra Rural Housing Finance 26/05/2023 Debenture AA+ 0.00 - 4.49 3.48
new 7.37% GOI 16/04/2023 GOI Securities SOV 0.00 - 2.84 2.84
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 2.70 2.70
equal 9.53% Indian Bank 27/12/2029 Additional Tier 2 Bond AA+ 0.00 - 4.63 2.38
equal 8.55% Coastal Gujarat Power 20/07/2023 Debenture AA 2.28 - 4.32 2.28
equal 6.18% Indian Bank 13/01/2031 Additional Tier 2 Bond AAA 0.00 - 4.01 2.11
equal TMF Holdings 2022 Debenture AA- 2.02 - 3.65 2.02
equal 10.10% The Indian Hotels Company 18/11/2021 Debenture AA 0.00 - 2.65 1.93
equal 9.75% Manappuram Finance 2022 Debenture AA 1.70 - 3.27 1.70
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 1.67 - 3.06 1.67
equal Indostar Capital Finance 14/06/2022 Debenture AA- 0.00 - 2.09 1.63
equal 11.25% Canara Bank Additional Tier 1 Bond AA 0.00 - 3.20 1.63
new JM Financial Credit Solutions 365-D 14/06/2022 Commercial Paper A1+ 0.00 - 1.52 1.52
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 7.21 1.42
equal 7.92% Cholamandalam Investment & Finance Company 2025 Debenture AA+ 1.41 - 2.69 1.41
new 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 1.39 1.39
equal 7.09% Tata Realty and Infrastructure 21/06/2024 Debenture AA 0.00 - 2.49 1.37
new M&M Financial Services 2024 Non Convertible Debenture AAA 0.00 - 1.35 1.35
new 6.59% Summit Digitel Infrastructure 16/06/2026 Debenture AAA 0.00 - 1.35 1.35
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 1.10 - 2.11 1.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Page Industries Textiles 109.14 1.28 0.00 1.28
up V-Guard Industries Consumer Durable 53.87 1.39 0.00 1.22
equal Thangamayil Jewellery Consumer Durable 13.28 1.38 0.00 1.11
up P&G Hygiene & Health Care FMCG 61.83 1.56 0.91 1.08
equal Wabco India Automobile 130.40 1.32 0.00 0.93
up TVS Motor Company Automobile 46.56 1.12 0.00 0.84
equal Dixon Technologies Engineering 166.68 1.96 0.56 0.84
equal SBI Life Insurance Company Insurance 72.17 1.02 0.00 0.82
up Axis Bank Financial 32.18 1.40 0.00 0.81
equal PI Industries Chemicals 62.16 1.53 0.00 0.79
equal L&T Technology Services Engineering 48.18 1.22 0.00 0.79
equal Sheela Foam Consumer Durable 48.64 1.58 0.42 0.79
equal SBI Cards & Payments Services Financial 91.47 1.12 0.00 0.79
equal JK Cement Construction 33.54 1.25 0.00 0.77
equal Titan Company Consumer Durable 155.17 1.42 0.75 0.75
new Manappuram Finance Financial 9.59 0.73 0.00 0.73
new Sona BLW Precision Forgings Automobile 114.52 0.69 0.00 0.69
equal Bajaj Finance Financial 83.63 1.80 0.65 0.65
new Maruti Suzuki India Automobile 50.17 1.80 0.00 0.61
equal ICICI Bank Financial 25.49 1.51 0.00 0.58
equal Automotive Axles Automobile 90.76 0.86 0.00 0.58
equal Interglobe Aviation Services -- 1.56 0.56 0.56
up The Ramco Cements Construction 32.96 1.24 0.49 0.56
equal Laxmi Organic Industries Chemicals 56.60 0.75 0.00 0.56
new Tata Motors Automobile -- 0.91 0.00 0.55

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Mansi Sajeja since 30-Jun-2021

Education: Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.

Experience: Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.

Funds Managed:


0.33%

Change from previous, NAV as on 23-Jul-2021

Growth: ₹ 50.5951

IDCW Yearly: ₹ 17.8464

More

IDCW Quarterly: ₹ 14.5923

IDCW Monthly: ₹ 15.5410


Investment Strategy

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 24-Mar-2001
Return Since Launch: 8.29%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,845 Cr (As on 30-Jun-2021)
Expense: 1.15% (As on 30-Jun-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 23-Mar-20180.0289
 23-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
IDCW Quarterly27-Dec-20190.1297

 27-Sep-20190.1441
 28-Jun-20190.1441
 29-Mar-20190.1441
 28-Dec-20180.1441
 07-Sep-20180.1441
 23-Mar-20180.1445
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1733
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1589
 20-Mar-20150.2178
 29-Dec-20140.2178
 29-Sep-20140.2252
 27-Jun-20140.2494
 28-Mar-20140.1247
 27-Dec-20130.2000
 25-Mar-20130.3524
IDCW Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.7013
 25-Mar-20130.8809
 30-Mar-20120.1498
 22-Mar-20110.1318
 26-Mar-20100.5256
 26-Mar-20080.4380
 28-Mar-20070.4385
 29-Mar-20060.6000
 24-Mar-20050.5250
 26-Mar-20041.5000
 28-Mar-20030.7750
 22-Mar-20021.0500

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

How to crash-proof your equity investments

DateFriday, 23-Jul-2021
Time12:30 PM - 01:00 PM

Registration Over