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SBI Debt Hybrid Fund

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.32 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.36 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.30 -0.02 0.17 2.52 3.68 7.68 22.96 9.67 8.73 9.47 9.43
VR MIP TRI 5.19 0.31 0.27 2.25 2.55 6.72 19.19 9.87 9.52 8.87 9.05
Hybrid: Conservative Hybrid 5.06 0.07 0.51 2.05 3.10 6.18 17.26 7.34 7.69 8.06 8.57
Rank within category 8 35 35 8 11 7 6 5 9 5 5
Number of funds in category 34 37 37 36 36 34 34 31 31 28 26

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Debt Hybrid Fund  | Invest Online
4 star
 Mar-01 22.96 9.67 8.73 1.18 1,436
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 16.68 9.58 9.99 1.76 3,260
HDFC Hybrid Debt Fund  | Invest Online
4 star
 Dec-03 25.11 9.80 9.06 1.88 2,500
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 22.39 11.26 9.96 2.24 582
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
 Apr-01 17.98 10.98 9.34 1.92 569

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.01 24-Mar-2020 - 31-Mar-2020 -6.43 16-Mar-2020 - 23-Mar-2020
Month 6.20 24-Mar-2020 - 23-Apr-2020 -11.93 20-Feb-2020 - 23-Mar-2020
Quarter 11.39 24-Mar-2020 - 23-Jun-2020 -9.59 23-Dec-2019 - 23-Mar-2020
Year 28.38 23-Mar-2020 - 23-Mar-2021 -8.50 12-Mar-2008 - 12-Mar-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.14 6.69 0.72 0.77 0.89 0.22
VR MIP TRI 9.52 6.87 0.76 0.89 -- --
Hybrid: Conservative Hybrid 6.97 6.51 0.51 0.61 0.72 -1.10
Rank within category 4 20 9 11 24 11
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 32
Number of Bonds 32
Average Maturity (yrs) 2.30
Top 10 Holdings (%) 34.45
Portfolio P/B Ratio 5.26
Portfolio P/E Ratio 34.74

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 9.58 9.58
new Mahindra Rural Housing Finance 26/05/2023 Debenture AA+ 0.00 - 4.49 4.49
equal 9.53% Indian Bank Additional Tier 2 Bond AA+ 0.00 - 4.63 3.11
equal 8.55% Coastal Gujarat Power 20/07/2023 Debenture AA 0.00 - 4.32 2.92
equal 6.18% Indian Bank Additional Tier 2 Bond AAA 0.00 - 4.01 2.78
equal TMF Holdings 2022 Debenture AA- 2.58 - 3.65 2.58
equal 10.10% Indian Hotels 18/11/2021 Debenture AA 0.00 - 2.65 2.50
equal 9.75% Manappuram Finance 2022 Debenture AA 2.20 - 3.27 2.20
equal Embassy Office Parks REIT 2022 Non Convertible Debenture AAA 2.15 - 3.06 2.15
equal 11.25% Canara Bank Additional Tier 1 Bond AA 0.00 - 3.20 2.14
new Indostar Capital Finance 14/06/2022 Debenture AA- 0.00 - 2.09 2.09
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 7.24 1.83
equal 7.92% Cholamandalam Invest. & Fin. 2025 Debenture AA+ 0.00 - 2.69 1.81
equal 7.09% Tata Realty and Infrastructure 21/06/2024 Debenture AA 0.00 - 2.49 1.75
equal Shriram Transport Finance 68-D 30/06/2021 Commercial Paper A1+ 0.00 - 1.82 1.73
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 1.43 - 2.12 1.43
equal 8.84% Tata Power 21/02/2023 Debenture AA 1.32 - 2.71 1.32
equal 9.21% Punjab National Bank Additional Tier 1 Bond AA 0.00 - 1.03 0.71
equal 10.10% L&T Vadodara Bharuch Tollway 30/06/2021 Debenture A 0.70 - 1.04 0.70
equal 7.25% Punjab National Bank Additional Tier 2 Bond AA+ 0.00 - 1.02 0.70
equal 8.44% Indian Bank Additional Tier 1 Bond AA 0.00 - 0.50 0.35
equal Elena Renewable Energy Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21
equal SEI Enerstar Renewable Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21
equal Shreyas Renewable Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21
equal Zuvan Energy Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA 0.21 - 0.32 0.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Thangamayil Jewellery Cons Durable 13.85 1.38 0.00 1.38
equal Wabco India Automobile 125.62 1.32 0.00 1.19
equal V-Guard Industries Cons Durable 57.07 1.39 0.00 1.17
equal SBI Cards & Payments Services Financial 104.73 1.12 0.00 1.09
new SBI Life Insurance Company Financial 67.88 1.02 0.00 1.02
equal BPCL Energy 6.49 1.03 0.00 0.99
equal JK Cement Construction 33.70 1.25 0.00 0.99
equal Dixon Technologies Engineering 153.53 1.96 0.56 0.98
equal L&T Technology Services Engineering 45.52 1.22 0.00 0.94
equal Sheela Foam Textiles 45.81 1.58 0.41 0.93
equal PI Industries Chemicals 58.30 1.53 0.00 0.91
equal P&G Hygiene & Health Care FMCG 63.14 1.56 0.91 0.91
equal Titan Company Cons Durable 157.68 1.42 0.85 0.89
equal TVS Motor Co. Automobile 50.89 1.12 0.00 0.86
equal Page Industries Textiles 98.65 1.23 0.00 0.85
equal ICICI Bank Financial 23.94 1.51 0.00 0.78
equal Bajaj Finance Financial 83.56 1.80 0.73 0.78
equal Automotive Axles Automobile 89.76 0.86 0.00 0.75
equal Laxmi Organic Industries Chemicals 46.64 0.75 0.00 0.75
equal Interglobe Aviation Services -- 1.56 0.73 0.73
equal Axis Bank Financial 31.45 1.40 0.00 0.63
equal Lemon Tree Hotels Services -- 1.39 0.39 0.62
equal The Ramco Cements Construction 29.70 1.24 0.49 0.61
equal Larsen & Toubro Construction 18.22 1.35 0.59 0.61
equal Mrs. Bectors Foods Specialities FMCG 34.08 0.99 0.00 0.57

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Ruchit Mehta since 27-Jun-2011

— Dinesh Ahuja since 18-Jan-2011

Education: Mr. Ahuja is a B.Com (H) and MMS (Finance).

Experience: Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.

Funds Managed:

Invest Online
-0.02%

Change from previous, NAV as on 11-Jun-2021

Growth: ₹ 49.8630

IDCW Yearly: ₹ 17.5880

More

IDCW Quarterly: ₹ 14.3810

IDCW Monthly: ₹ 15.3160

Investment Strategy

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 24-Mar-2001
Return Since Launch: 8.27%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,436 Cr (As on 31-May-2021)
Expense: 1.18% (As on 30-Apr-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 23-Mar-20180.0289
 23-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
IDCW Quarterly27-Dec-20190.1297

 27-Sep-20190.1441
 28-Jun-20190.1441
 29-Mar-20190.1441
 28-Dec-20180.1441
 07-Sep-20180.1441
 23-Mar-20180.1445
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1733
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1589
 20-Mar-20150.2178
 29-Dec-20140.2178
 29-Sep-20140.2252
 27-Jun-20140.2494
 28-Mar-20140.1247
 27-Dec-20130.2000
 25-Mar-20130.3524
IDCW Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.7013
 25-Mar-20130.8809
 30-Mar-20120.1498
 22-Mar-20110.1318
 26-Mar-20100.5256
 26-Mar-20080.4380
 28-Mar-20070.4385
 29-Mar-20060.6000
 24-Mar-20050.5250
 26-Mar-20041.5000
 28-Mar-20030.7750
 22-Mar-20021.0500

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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