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SBI Debt Hybrid Fund

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Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.62 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -6.00 2.13 0.69 -7.43 -6.03 -4.38 -1.43 2.41 5.43 7.26 7.35
VR MIP TRI* -7.86 0.56 0.39 -7.72 -8.06 -5.10 -1.77 4.97 5.76 7.65 7.18
Hybrid: Conservative Hybrid* -6.90 1.32 0.21 -7.64 -6.95 -4.81 -2.99 2.62 4.78 7.29 7.08
Rank within category* 22 3 14 26 21 24 21 24 12 15 11
Number of funds in category* 39 39 39 39 39 38 38 36 33 30 27

As on 27-Mar-2020

* As on 29-Mar-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.29 (26-Dec-2008 - 02-Jan-2009) -6.43 (16-Mar-2020 - 23-Mar-2020)
Month 5.66 (03-Dec-2008 - 02-Jan-2009) -11.93 (20-Feb-2020 - 23-Mar-2020)
Quarter 8.42 (12-Mar-2009 - 11-Jun-2009) -9.59 (23-Dec-2019 - 23-Mar-2020)
Year 21.84 (31-Jan-2014 - 02-Feb-2015) -8.50 (12-Mar-2008 - 12-Mar-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.14 3.99 -0.12 -0.20 0.67 -1.81
VR MIP TRI 7.61 4.23 0.47 0.75 -- --
Hybrid: Conservative Hybrid 5.52 4.26 0.04 0.13 0.74 -1.57
Rank within category 26 18 26 26 18 23
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 29-Feb-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 27
Number of Bonds 28
Average Maturity (yrs) 4.56
Top 10 Holdings (%) 55.87
Portfolio P/B Ratio 3.96
Portfolio P/E Ratio 35.82

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 7.27% GOI 2026 GOI Securities SOV 0.00 - 12.01 12.01
down 8.90% State Bank of India 2028 Non Convertible Debenture AAA 8.35 - 9.99 9.68
new 7.17% GOI 2028 GOI Securities SOV 0.00 - 8.63 6.43
equal 8.84% Tata Power 21/02/2023 Debenture AA 0.00 - 5.39 5.39
equal 9.15% ICICI Bank Debenture AA+ 3.95 - 4.93 4.93
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 3.83 3.83
equal 9.27% Tata Motors 30/06/2023 Debenture AA- 0.00 - 3.66 3.66
equal 9.25% Power Finance Corp. 25/09/2024 Non Convertible Debenture AAA 0.00 - 3.58 3.58
equal 8.10% Tata Capital Housing Finance 14/01/2023 Non Convertible Debenture AAA 0.00 - 3.36 3.36
equal 9.53% Allahabad Bank 27/12/2029 Debenture AA- 0.00 - 3.00 3.00
equal TMF Holdings 2022 Debenture AA- 0.00 - 2.96 2.96
equal 11.25% Syndicate Bank Bonds A+ 2.44 - 2.94 2.94
equal 9.75% Manappuram Finance 2022 Debenture AA 0.00 - 2.86 2.86
equal 9.81% L&T Metro Rail (Hyderabad) 2035 Debenture AAA 2.09 - 2.58 2.58
equal 8.00% HDFC Credila Financial Services 25/02/2022 Debenture AAA 1.86 - 2.74 1.93
equal 8.10% Power Finance Corp. 2024 Non Convertible Debenture AAA 0.00 - 0.99 0.99
equal 10.10% L&T Vadodara Bharuch Tollway 30/06/2021 Debenture A 0.79 - 0.95 0.95
equal Shreyas Renewable Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29
equal Zuvan Energy Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29
equal Aashman Energy Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29
equal Aarish Solar Power Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29
equal Divyesh Power Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29
equal Elena Renewable Energy Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29
equal Pratyash Renewable Pvt. Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29
equal SEI Bhaskara Power Ltd. 16/11/2027 Zero Coupon Bonds AA- 0.28 - 0.68 0.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Sheela Foam Textiles 32.31 1.58 0.37 1.58
equal Aavas Financiers Financial 34.19 1.59 0.00 1.52
equal Bajaj Finance Financial 27.90 1.80 0.00 1.49
equal ICICI Bank Financial 23.21 1.51 0.00 1.42
equal Bharti Airtel Communication -- 1.22 0.00 1.22
equal P&G Hygiene & Health Care FMCG 75.96 1.56 0.30 1.17
equal Kotak Mahindra Bank Financial 30.64 1.78 0.52 1.16
equal Interglobe Aviation Services 32.10 1.56 0.00 1.11
equal Dixon Technologies Engineering 35.84 1.42 0.00 1.09
equal Maruti Suzuki India Automobile 22.70 1.28 0.55 1.08
equal Titan Company Cons Durable 55.56 1.42 0.67 1.08
equal Larsen & Toubro Construction 12.02 1.35 0.00 1.07
equal Lemon Tree Hotels Services 45.11 1.39 0.00 1.05
equal PI Industries Chemicals 31.61 1.02 0.00 1.02
equal Axis Bank Financial 21.20 1.34 0.00 0.96
equal HDFC Bank Financial 18.88 1.95 0.00 0.95
equal The Ramco Cements Construction 19.05 1.24 0.60 0.66
equal JK Cement Construction 15.22 0.66 0.00 0.66
equal Prataap Snacks FMCG 28.10 0.78 0.00 0.62
equal Page Industries Textiles 49.99 0.57 0.00 0.53
equal Zee Entertainment Services 7.76 0.62 0.00 0.52
equal Chalet Hotel Services 57.78 0.35 0.00 0.33
down Indian Terrain Fashions Textiles 7.04 1.02 0.33 0.33
equal HDFC Life Insurance Financial 65.90 0.35 0.00 0.31
equal Elgi Equipments Engineering 24.33 0.42 0.00 0.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Ruchit Mehta since 27-Jun-2011

Education: Mr. Mehta is a B.Com (H), MSc (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with HSBC AMC, ASK Raymond James & Associates Pvt. Ltd. and Prabhudas Lilladher Pvt. Ltd.

Funds Managed:

— Dinesh Ahuja since 18-Jan-2011

Education: Mr. Ahuja is a B.Com (H) and MMS (Finance).

Experience: Prior to joining SBI AMC he has worked with L&T Investment management Ltd., Reliance Asset Management Ltd and Reliance General insurance Company Ltd.

Funds Managed:

Invest Online
2.13%

Change from previous, NAV as on 27-Mar-2020

Growth: ₹ 38.8352

Dividend Yearly: ₹ 13.6981

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Dividend Quarterly: ₹ 11.2004

Dividend Monthly: ₹ 11.9286

Investment Strategy

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 24-Mar-2001
Return Since Launch: 7.39%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 1,050 Cr (As on 29-Feb-2020)
Expense: 1.81% (As on 29-Feb-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 23-Mar-20180.0289
 23-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
Dividend Quarterly27-Dec-20190.1297

 27-Sep-20190.1441
 28-Jun-20190.1441
 29-Mar-20190.1441
 28-Dec-20180.1441
 07-Sep-20180.1441
 23-Mar-20180.1445
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1733
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1589
 20-Mar-20150.2178
 29-Dec-20140.2178
 29-Sep-20140.2252
 27-Jun-20140.2494
 28-Mar-20140.1247
 27-Dec-20130.2000
 25-Mar-20130.3524
Dividend Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.7013
 25-Mar-20130.8809
 30-Mar-20120.1498
 22-Mar-20110.1318
 26-Mar-20100.5256
 26-Mar-20080.4380
 28-Mar-20070.4385
 29-Mar-20060.6000
 24-Mar-20050.5250
 26-Mar-20041.5000
 28-Mar-20030.7750
 22-Mar-20021.0500

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateFriday, 20-Mar-2020
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