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IDFC Bond Fund Short Term Plan - Regular Plan download report


Debt: Short Duration

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
IDFC Bond Short Term Reg-G 1.42 0.24 0.34 1.06 1.96 0.86 2.58 5.80 6.33 6.85 7.44
CCIL T Bill Liquidity Weight 1.24 -0.04 0.05 0.21 0.72 0.97 1.98 2.58 3.26 3.62 4.20
Debt: Short Duration 2.06 0.18 0.25 0.73 1.53 1.58 3.86 5.84 5.51 6.36 7.18
Rank within category 16 2 2 1 1 18 12 11 6 9 9
Number of funds in category 26 26 26 26 26 26 26 24 21 21 20

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Short Term Plan - Regular Plan  | Invest Online
3 star
Dec-00 2.58 5.80 6.33 0.77 10,181
ICICI Prudential Short Term Fund  | Invest Now
4 star
Oct-01 3.73 6.64 6.57 1.12 15,543
HDFC Short Term Debt Fund  | Invest Online
4 star
Jun-10 3.02 6.58 6.92 0.75 13,533
Nippon India Short Term Fund  | Invest Online
4 star
Dec-02 2.80 6.12 6.19 1.15 6,681
Axis Short Term Fund
4 star
Jan-10 3.14 6.19 6.54 0.96 6,499

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.84 11-Dec-2008 - 18-Dec-2008 -1.92 12-Mar-2020 - 19-Mar-2020
Month 8.38 18-Nov-2008 - 18-Dec-2008 -2.34 20-Feb-2020 - 23-Mar-2020
Quarter 8.97 16-Oct-2008 - 15-Jan-2009 -1.40 17-Mar-2022 - 16-Jun-2022
Year 14.43 16-Jul-2008 - 16-Jul-2009 1.14 11-Jun-2021 - 13-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
IDFC Bond Short Term Reg-G 5.65 1.90 1.13 1.92 2.74 4.61
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Short Duration 5.59 2.81 0.96 1.95 1.26 3.23
Rank within category 11 14 10 12 21 5
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 34 91 34 47
Modified Duration (yrs) 2.16 2.19 1.35 1.53
Average Maturity (yrs) 2.48 2.50 1.53 2.05
Yield to Maturity (%) 6.55 6.57 4.44 6.77
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 5.63% GOI 2026 GOI Securities SOV 24.86 - 63.30 63.30
equal National Bank Agr. Rur. Devp 175-D 30/08/2022 Commercial Paper A1+ 0.00 - 5.38 5.38
equal HDFC 154-D 25/11/2022 Commercial Paper A1+ 0.00 - 3.37 3.37
equal 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 0.00 - 2.71 2.71
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.42 2.42
down Axis Bank 25/08/2022 Certificate of Deposit A1+ 0.00 - 9.26 2.20
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 1.77 1.62
equal 7.28% HDFC 26/09/2022 Debenture AAA 1.22 - 1.62 1.62
equal 7.03% REC 2022 Non Convertible Debenture AAA 0.76 - 1.38 1.38
equal 6.70% National Bank Agr. Rur. Devp 2022 Debenture AAA 0.37 - 0.98 0.98
equal HDFC Bank 13/12/2022 Certificate of Deposit A1+ 0.00 - 0.96 0.96
new National Bank Agr. Rur. Devp 14/02/2023 Commercial Paper A1+ 0.00 - 0.95 0.95
down 7.45% REC 30/11/2022 Non Convertible Debenture AAA 0.79 - 1.08 0.79
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 0.73 0.73
down First Business Receivable Trust Securitised Debt AAA 0.03 - 0.06 0.53
equal 7.11% Nat. Highways Authority 2022 Non Convertible Debenture AAA 0.37 - 0.49 0.49
new Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 0.48 0.48
equal SIDBI 182-D 31/10/2022 Commercial Paper A1+ 0.00 - 0.48 0.48
new Export-Import Bank 17/03/2023 Certificate of Deposit A1+ 0.00 - 0.47 0.47
new SIDBI 22/02/2023 Certificate of Deposit A1+ 0.00 - 0.47 0.47
equal 7.18% National Bank Agr. Rur. Devp 2022 Non Convertible Debenture AAA 0.37 - 0.95 0.44
equal 9.30% Power Grid Corporation 28/06/2024 Bonds AAA 0.20 - 0.26 0.26
equal 8.93% Power Grid Corporation 20/10/2023 Bonds AAA 0.19 - 0.25 0.25
new SIDBI 2023 Commercial Paper A1+ 0.00 - 0.24 0.24
equal 9.35% Power Grid Corporation 29/08/2023 Bonds/NCDs AAA 0.15 - 0.20 0.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Suyash Choudhary since 11-Mar-2011

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:


0.24%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 46.7359

IDCW Yearly: ₹ 10.5296

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IDCW Quarterly: ₹ 10.5657

IDCW Periodic: ₹ 17.3411

IDCW Monthly: ₹ 10.4106

IDCW Fortnightly: ₹ 10.4393


Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 14-Dec-2000
Return Since Launch: 7.37%
Benchmark: NIFTY Short Duration Debt Index A-II
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 10,181 Cr (As on 31-Jul-2022)
Expense Ratio: 0.77% (As on 31-Jul-2022)
Risk Grade: Above Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Fortnightly12-Aug-20220.0098

 02-Aug-20220.0329
 29-Mar-20220.0137
 15-Mar-20220.0072
 15-Feb-20220.0621
 01-Feb-20220.0017
 18-Jan-20220.0018
 04-Jan-20220.0039
 07-Dec-20210.0126
 23-Nov-20210.0096
 09-Nov-20210.0267
 26-Oct-20210.0090
 12-Oct-20210.0075
 28-Sep-20210.0014
 14-Sep-20210.0157
 31-Aug-20210.0248
 17-Aug-20210.0285
 03-Aug-20210.0106
 20-Jul-20210.0446
 08-Jun-20210.0140
 25-May-20210.0220
 11-May-20210.0286
 27-Apr-20210.0347
 12-Apr-20210.0247
 05-Jan-20210.0368
IDCW Monthly30-Mar-20220.0405

 25-Feb-20220.0522
 28-Jan-20220.0022
 30-Dec-20210.0097
 29-Nov-20210.0444
 28-Oct-20210.0151
 29-Sep-20210.0210
 30-Aug-20210.0577
 29-Jul-20210.0566
 29-Jun-20210.0087
 28-May-20210.0410
 29-Apr-20210.0800
 26-Mar-20210.0135
 28-Dec-20200.0219
 25-Nov-20200.0693
 28-Oct-20200.0991
 28-Sep-20200.0562
 28-Jul-20200.0711
 26-Jun-20200.0674
 28-May-20200.1440
 28-Apr-20200.0421
 27-Mar-20200.0251
 28-Feb-20200.0614
 28-Jan-20200.0606
 27-Dec-20190.0081
IDCW Quarterly28-Mar-20220.0813

 28-Dec-20210.0739
 28-Sep-20210.1436
 28-Jun-20210.1500
 24-Dec-20200.1823
 28-Sep-20200.1214
 26-Jun-20200.3096
 24-Mar-20200.0831
 26-Dec-20190.1081
 25-Sep-20190.1364
 25-Jun-20190.1344
 27-Mar-20190.1713
 27-Dec-20180.1916
 26-Sep-20180.0829
 26-Jun-20180.0176
IDCW Yearly28-Mar-20220.4258

 24-Mar-20210.6795
 24-Mar-20200.4405
 27-Mar-20190.5076

Contact Information

AMC: IDFC Asset Management Company Limited

Address: No. 27, Ground Floor Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Fax: 24215052 / 24215051

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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