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IDFC Bond Fund Short Term Plan - Regular Plan

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Debt: Short Duration

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1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.26 Lakh

Suitability:

Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.72 0.07 0.15 0.21 1.35 5.39 9.88 8.19 8.06 8.48 8.38
CCIL T Bill Liquidity Weight 2.58 0.06 0.12 0.22 0.59 1.51 3.45 3.98 4.16 4.64 4.77
Debt: Short Duration 6.82 0.11 0.16 0.18 1.95 4.61 8.63 6.14 6.94 7.69 7.95
Rank within category 8 23 17 10 15 10 8 4 7 7 6
Number of funds in category 26 26 26 26 26 26 26 23 23 23 20

As on 01-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Short Term Plan - Regular Plan
4 star
 Dec-00 9.88 8.19 8.06 0.80 13,052
ICICI Prudential Short Term Fund  | Invest Now
4 star
 Oct-01 10.41 7.95 8.35 1.16 17,228
SBI Short Term Debt Fund
4 star
 Jul-07 9.48 7.81 8.00 0.84 17,109
HDFC Short Term Debt Fund  | Invest Online
5 star
 Jun-10 10.82 8.66 8.52 0.74 13,154
Kotak Bond - Short Term Regular Fund  | Invest Online
4 star
 May-02 9.69 7.97 7.98 1.14 12,848

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.84 (11-Dec-2008 - 18-Dec-2008) -1.92 (12-Mar-2020 - 19-Mar-2020)
Month 8.38 (18-Nov-2008 - 18-Dec-2008) -2.34 (20-Feb-2020 - 23-Mar-2020)
Quarter 8.97 (16-Oct-2008 - 15-Jan-2009) -1.30 (21-May-2013 - 20-Aug-2013)
Year 14.43 (16-Jul-2008 - 16-Jul-2009) 3.23 (12-Nov-2003 - 11-Nov-2004)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.91 1.87 1.52 3.25 1.85 4.98
CCIL T Bill Liquidity Weight 3.90 0.32 -3.63 -6.95 -- --
Debt: Short Duration 6.06 3.47 0.79 1.62 0.77 1.88
Rank within category 4 9 4 3 17 4
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 107 126 107 58
Modified Duration (yrs) 1.80 1.98 1.75 2.30
Average Maturity (yrs) 2.05 2.31 2.04 2.90
Yield to Maturity (%) 4.81 7.05 4.69 5.59
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.95% Reliance Industries 15/03/2023 Non Convertible Debenture AAA 0.00 - 6.90 6.90
equal 8.25% IRFC 28/02/2024 Debenture AAA 3.76 - 4.45 3.76
up 6.19% IRFC 28/04/2023 Debenture AAA 0.00 - 3.47 3.47
equal 8.30% Reliance Industries 2022 Debenture AAA 1.69 - 3.64 3.31
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 3.25 - 4.48 3.25
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 2.26 - 3.55 3.17
equal 7.93% NTPC 2022 Non Convertible Debenture AAA 2.99 - 3.77 2.99
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 0.00 - 3.29 2.99
equal 7.24% LIC Housing Fin. 23/08/2021 Non Convertible Debenture AAA 2.24 - 3.06 2.67
equal 8.81% SIDBI 25/01/2022 Debenture AAA 1.38 - 2.49 2.39
equal 7.05% National Housing Bank 18/12/2024 Non Convertible Debenture AAA 0.00 - 2.47 2.23
equal 8.60% National Bank Agr. Rur. Devp 31/01/2022 Debenture AAA 2.14 - 2.57 2.14
equal 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 1.87 - 3.86 1.87
equal 7.95% SIDBI 26/04/2022 Debenture AAA 1.82 - 2.29 1.82
equal 8.60% LIC Housing Fin. 14/01/2022 Debenture AAA 0.72 - 2.17 1.76
equal 7.25% Bajaj Finance 2020 Debenture AAA 0.00 - 1.97 1.74
equal 7.87% Larsen & Toubro 18/04/2022 Non Convertible Debenture AAA 1.69 - 2.12 1.69
up 5.80% National Housing Bank 15/05/2023 Debenture AAA 0.00 - 2.02 1.64
equal 6.88% National Housing Bank 21/01/2025 Bonds/NCDs AAA 0.00 - 1.78 1.59
equal 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 0.00 - 1.55 1.52
equal 8.58% HDFC 18/03/2022 Debenture AAA 1.52 - 1.93 1.52
equal 7.40% HDFC 17/11/2020 Non Convertible Debenture AAA 1.51 - 1.75 1.51
equal 7.28% HDFC 26/09/2022 Debenture AAA 0.00 - 1.46 1.32
equal 8.83% REC 21/01/2022 Non Convertible Debenture AAA 1.29 - 1.64 1.29
equal 8.71% HDB Financial Services 18/02/2021 Bonds/Debentures AAA 1.21 - 1.97 1.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Suyash Choudhary since 11-Mar-2011

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:

0.07%

Change from previous, NAV as on 01-Oct-2020

Growth: ₹ 43.7820

Dividend Yearly: ₹ 10.9328

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Dividend Quarterly: ₹ 10.5068

Dividend Periodic: ₹ 16.2451

Dividend Monthly: ₹ 10.3655

Dividend Fortnightly: ₹ 10.4303

Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load 0

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 14-Dec-2000
Return Since Launch: 7.74%
Benchmark: Nifty AAA Short Duration Bond
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 13,052 Cr (As on 31-Aug-2020)
Expense: 0.80% (As on 31-Aug-2020)
Risk Grade: Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Fortnightly29-Sep-20200.0052

 01-Sep-20200.0209
 18-Aug-20200.0045
 04-Aug-20200.0148
 21-Jul-20200.0344
 07-Jul-20200.0513
 23-Jun-20200.1201
 09-Jun-20200.0034
 26-May-20200.1363
 12-May-20200.0896
 28-Apr-20200.0209
 31-Mar-20200.0350
 03-Mar-20200.0001
 18-Feb-20200.0379
 04-Feb-20200.0376
 21-Jan-20200.0182
 07-Jan-20200.0228
 24-Dec-20190.0127
 26-Nov-20190.0206
 11-Nov-20190.0210
 29-Oct-20190.0337
 15-Oct-20190.0320
 01-Oct-20190.0143
 17-Sep-20190.0079
 03-Sep-20190.0434
Dividend Monthly28-Sep-20200.0562

 28-Jul-20200.0711
 26-Jun-20200.0674
 28-May-20200.1440
 28-Apr-20200.0421
 27-Mar-20200.0251
 28-Feb-20200.0614
 28-Jan-20200.0606
 27-Dec-20190.0081
 28-Nov-20190.0467
 30-Oct-20190.0918
 27-Sep-20190.0175
 29-Aug-20190.0809
 30-Jul-20190.0969
 27-Jun-20190.0283
 30-May-20190.0980
 26-Apr-20190.0103
 28-Mar-20190.0944
 27-Feb-20190.0459
 30-Jan-20190.0541
 28-Dec-20180.0635
 29-Nov-20180.0866
 30-Oct-20180.0583
 30-Aug-20180.0388
 30-Jul-20180.0628
Dividend Quarterly28-Sep-20200.1214

 26-Jun-20200.3096
 24-Mar-20200.0831
 26-Dec-20190.1081
 25-Sep-20190.1364
 25-Jun-20190.1344
 27-Mar-20190.1713
 27-Dec-20180.1916
 26-Sep-20180.0829
 26-Jun-20180.0176
Dividend Yearly24-Mar-20200.4405

 27-Mar-20190.5076

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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