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2 star

HDFC Liquid Fund download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
HDFC Liquid-G 2.49 0.02 0.10 0.40 1.19 2.03 3.74 3.95 5.17 5.78 6.75
CCIL T Bill Liquidity Weight 1.24 -0.04 0.05 0.21 0.72 0.97 1.98 2.58 3.26 3.62 4.20
Debt: Liquid 2.48 0.02 0.10 0.41 1.18 2.02 3.71 3.88 5.16 5.75 6.71
Rank within category 25 11 28 28 22 22 23 25 25 23 23
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Liquid Fund  | Invest Online
2 star
Oct-00 3.74 3.95 5.17 0.30 49,150
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.79 4.02 5.29 0.24 27,542
Axis Liquid Fund
4 star
Oct-09 3.82 4.07 5.32 0.20 20,917
Baroda BNP Paribas Liquid Fund
5 star
Feb-09 3.84 4.04 5.30 0.27 6,654
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.78 4.03 5.27 0.27 4,462

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.49 24-Mar-2020 - 31-Mar-2020 -0.18 17-Mar-2020 - 24-Mar-2020
Month 0.97 22-Mar-2012 - 23-Apr-2012 0.15 23-Feb-2020 - 24-Mar-2020
Quarter 2.63 24-Jul-2013 - 23-Oct-2013 0.70 21-Oct-2020 - 20-Jan-2021
Year 9.77 26-Jul-2013 - 27-Jul-2014 3.10 26-Oct-2020 - 26-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
HDFC Liquid-G 3.89 0.30 1.33 4.91 0.71 1.03
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.82 0.29 1.06 4.41 0.60 0.87
Rank within category 25 23 27 28 27 21
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 133 141 83 51
Modified Duration (yrs) 0.12 0.14 0.08 0.09
Average Maturity (yrs) 0.12 0.14 0.08 0.10
Yield to Maturity (%) 5.69 5.69 3.31 5.62
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new State Bank of India 2022 Certificate of Deposit A1+ 0.00 - 10.07 10.07
equal Reserve Bank of India 91-D 29/09/2022 Treasury Bills SOV 0.00 - 7.06 7.06
equal Reserve Bank of India 91-D 25/08/2022 Treasury Bills SOV 0.00 - 6.59 6.59
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 6.08 6.08
new Reserve Bank of India 91-D 06/10/2022 Treasury Bills SOV 0.00 - 5.13 5.13
down Reserve Bank of India 91-D 11/08/2022 Treasury Bills SOV 0.00 - 3.97 3.05
new Reserve Bank of India 91-D 13/10/2022 Treasury Bills SOV 0.00 - 3.02 3.02
equal Reliance Retail Ventures 87-D 25/08/2022 Commercial Paper A1+ 0.00 - 2.53 2.53
equal Bajaj Finance 91-D 25/08/2022 Commercial Paper A1+ 0.00 - 2.03 2.03
equal Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 2.02 2.02
new Hindustan Petroleum Corporation 84-D 21/10/2022 Commercial Paper A1+ 0.00 - 2.01 2.01
up Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 1.98 1.98
new Indian Oil Corporation 43-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.77 1.77
equal Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 1.53 1.53
equal NTPC 91-D 13/09/2022 Commercial Paper A1+ 0.00 - 1.52 1.52
equal ICICI Securities 91-D 05/09/2022 Commercial Paper A1+ 0.00 - 1.32 1.32
equal Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 1.32 1.32
up 7.39% LIC Housing Fin. 30/08/2022 Debenture AAA 0.00 - 1.03 1.03
equal Tata Power Company 60-D 05/08/2022 Commercial Paper A1+ 0.00 - 1.02 1.02
up 7.18% National Bank Agr. Rur. Devp 2022 Non Convertible Debenture AAA 0.00 - 1.02 1.02
new Punjab & Sind Bank 2022 Certificate of Deposit A1+ 0.00 - 1.01 1.01
new Punjab National Bank 2022 Certificate of Deposit A1+ 0.00 - 1.01 1.01
equal Export-Import Bank 91-D 26/08/2022 Certificate of Deposit A1+ 0.00 - 1.01 1.01
up Tata Steel 88-D 30/08/2022 Commercial Paper A1+ 0.00 - 1.01 1.01
equal NTPC 91-D 29/08/2022 Commercial Paper A1+ 0.00 - 1.01 1.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Anupam Joshi since 27-Oct-2015

Education: Mr. Joshi is a PGDM in Business Management.

Experience: Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 4,218.6487

IDCW Weekly: ₹ 1,032.3880

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IDCW Monthly: ₹ 1,029.5754

IDCW Daily: ₹ 1,019.8200


Investment Strategy

The scheme seeks to generate income through a portfolio comprising money market and debt instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 5,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 17-Oct-2000
Return Since Launch: 6.81%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 49,150 Cr (As on 31-Jul-2022)
Expense Ratio: 0.30% (As on 31-Jul-2022)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily16-Aug-20220.1710

 12-Aug-20220.5876
 11-Aug-20220.1167
 10-Aug-20220.1570
 09-Aug-20220.1642
 08-Aug-20220.1460
 07-Aug-20220.1371
 05-Aug-20220.2922
 04-Aug-20220.1076
 03-Aug-20220.1341
 02-Aug-20220.1584
 01-Aug-20220.2060
 31-Jul-20220.2449
 29-Jul-20220.2998
 28-Jul-20220.1491
 27-Jul-20220.1449
 26-Jul-20220.0204
 25-Jul-20220.0127
 24-Jul-20220.1466
 22-Jul-20220.2832
 21-Jul-20220.0968
 20-Jul-20220.0655
 19-Jul-20220.0437
 18-Jul-20220.0935
 17-Jul-20220.1305
IDCW Weekly08-Aug-20221.0474

 01-Aug-20220.8817
 25-Jul-20220.7375
 18-Jul-20220.9121
 11-Jul-20220.9685
 04-Jul-20221.0672
 27-Jun-20220.9573
 20-Jun-20220.8371
 13-Jun-20220.9554
 06-Jun-20220.8409
 30-May-20220.9029
 23-May-20220.7587
 17-May-20220.9825
 09-May-20220.1014
 02-May-20220.6303
 25-Apr-20220.7461
 18-Apr-20220.6988
 11-Apr-20220.5796
 04-Apr-20220.9530
 28-Mar-20220.6848
 21-Mar-20220.7651
 14-Mar-20220.7176
 07-Mar-20220.6418
 28-Feb-20220.6667
 21-Feb-20220.7010
IDCW Monthly25-Jul-20223.6735

 27-Jun-20223.5790
 30-May-20223.3646
 25-Apr-20222.9670
 28-Mar-20222.7998
 28-Feb-20222.8236
 31-Jan-20223.2209
 27-Dec-20212.6730
 29-Nov-20213.4964
 25-Oct-20212.3104
 27-Sep-20212.3175
 30-Aug-20213.2981
 26-Jul-20212.6108
 28-Jun-20212.5600
 31-May-20212.9755
 26-Apr-20212.3511
 30-Mar-20213.1204
 22-Feb-20212.5815
 25-Jan-20212.1052
 28-Dec-20201.9872
 01-Dec-20203.0488
 26-Oct-20202.6808
 28-Sep-20202.3275
 31-Aug-20203.1002
 27-Jul-20202.4982

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: Ground Floor, Mafatlal House, H.T Parekh Marg Backbay Reclamation Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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