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HDFC Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.97 0.01 0.07 0.33 0.80 1.64 3.17 4.69 5.54 6.25 7.16
CCIL T Bill Liquidity Weight 1.87 -0.01 0.04 0.16 0.43 1.05 2.00 3.20 3.53 3.98 4.47
Debt: Liquid 2.96 0.01 0.06 0.31 0.79 1.60 3.17 4.61 5.48 6.18 7.09
Rank within category 30 30 8 12 23 21 30 25 27 25 22
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Liquid Fund  | Invest Online
3 star
 Oct-00 3.17 4.69 5.54 0.30% 54,646
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.19 4.78 5.65 0.32% 37,504
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.19 4.81 5.68 0.32% 27,208
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.23 4.82 5.69 0.32% 27,111
Axis Liquid Fund
4 star
 Oct-09 3.25 4.81 5.70 0.26% 26,451

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.49 24-Mar-2020 - 31-Mar-2020 -0.18 17-Mar-2020 - 24-Mar-2020
Month 0.97 22-Mar-2012 - 23-Apr-2012 0.15 23-Feb-2020 - 24-Mar-2020
Quarter 2.63 24-Jul-2013 - 23-Oct-2013 0.70 21-Oct-2020 - 20-Jan-2021
Year 9.77 26-Jul-2013 - 27-Jul-2014 3.10 26-Oct-2020 - 26-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.62 0.48 1.72 11.31 1.05 1.47
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 24 25 27 18 29 22
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 107 121 51 38
Modified Duration (yrs) 0.08 0.14 0.06 --
Average Maturity (yrs) 0.08 0.15 0.06 --
Yield to Maturity (%) 3.64 3.64 2.97 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 10/02/2022 Treasury Bills SOV 0.00 - 9.09 9.09
new Reserve Bank of India 91-D 02/02/2022 Treasury Bills SOV 0.00 - 5.91 5.91
equal Reserve Bank of India 91-D 06/01/2022 Treasury Bills SOV 0.00 - 4.99 4.18
new Bajaj Finance 91-D 25/02/2022 Commercial Paper A1+ 0.00 - 3.63 3.63
new Reserve Bank of India 182-D 2072 Treasury Bills SOV 0.00 - 3.23 3.23
new Hindalco Inds. 90-D 23/02/2022 Commercial Paper A1+ 0.00 - 2.72 2.72
equal Reserve Bank of India 364-D 09/12/2021 Treasury Bills SOV 0.00 - 3.00 2.51
equal Reliance Jio Infocomm 91-D 17/01/2022 Commercial Paper A1+ 0.00 - 2.50 2.09
equal Reliance Jio Infocomm 85-D 07/01/2022 Commercial Paper A1+ 0.00 - 2.40 2.01
new Reliance Jio Infocomm 90-D 28/02/2022 Commercial Paper A1+ 0.00 - 1.90 1.90
new Reliance Industries 91-D 16/02/2022 Commercial Paper A1+ 0.00 - 1.82 1.82
new Reserve Bank of India 91-D 13/01/2022 Treasury Bills SOV 0.00 - 1.80 1.80
equal BHEL 78-D 28/12/2021 Commercial Paper A1+ 0.00 - 1.85 1.55
new Indian Oil Corporation 46-D 24/12/2021 Commercial Paper A1+ 0.00 - 1.46 1.46
new Bharat Petroleum Corporation 91-D 11/02/2022 Commercial Paper A1+ 0.00 - 1.45 1.45
new Hindustan Petroleum Corporation 90-D 08/02/2022 Commercial Paper A1+ 0.00 - 1.36 1.36
equal Adani Ports and Special Economic Zone 86-D 29/12/2021 Commercial Paper A1+ 0.00 - 1.53 1.28
equal Adani Ports and Special Economic Zone 88-D 28/12/2021 Commercial Paper A1+ 0.00 - 1.53 1.28
new Chennai Petroleum Corporation 61-D 18/01/2022 Commercial Paper A1+ 0.00 - 1.14 1.14
new Reserve Bank of India 364-D 13/01/2022 Treasury Bills SOV 0.00 - 0.99 0.99
new Hindustan Petroleum Corporation 43-D 28/12/2021 Commercial Paper A1+ 0.00 - 0.91 0.91
equal Reliance Industries 91-D 11/01/2022 Commercial Paper A1+ 0.00 - 1.09 0.91
new Tata Power Company 87-D 17/02/2022 Commercial Paper A1+ 0.00 - 0.91 0.91
equal Tata Steel 90-D 14/12/2021 Commercial Paper A1+ 0.00 - 1.09 0.91
new Tata Power Company 88-D 25/02/2022 Commercial Paper A1+ 0.00 - 0.91 0.91

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021

Fund Manager

— Anupam Joshi since 27-Oct-2015

Education: Mr. Joshi is a PGDM in Business Management.

Experience: Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 07-Dec-2021

Growth: ₹ 4,106.7625

IDCW Weekly: ₹ 1,031.1046

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IDCW Monthly: ₹ 1,027.0435

IDCW Daily: ₹ 1,019.8200

Investment Strategy

The scheme seeks to generate income through a portfolio comprising money market and debt instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 5,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 17-Oct-2000
Return Since Launch: 6.91%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 54,646 Cr (As on 30-Nov-2021)
Expense: 0.30% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily05-Dec-20210.0853

 03-Dec-20210.1865
 02-Dec-20210.1007
 01-Dec-20210.0905
 30-Nov-20210.0934
 29-Nov-20210.1081
 28-Nov-20210.0949
 26-Nov-20210.1827
 25-Nov-20210.0910
 24-Nov-20210.0970
 23-Nov-20210.1240
 22-Nov-20210.1020
 21-Nov-20210.0648
 18-Nov-20210.2875
 17-Nov-20210.0912
 16-Nov-20210.1038
 15-Nov-20210.0775
 14-Nov-20210.0947
 12-Nov-20210.1803
 11-Nov-20210.1142
 10-Nov-20210.1210
 09-Nov-20210.0898
 08-Nov-20210.1352
 07-Nov-20210.1787
 03-Nov-20210.4254
IDCW Monthly29-Nov-20213.4964

 25-Oct-20212.3104
 27-Sep-20212.3175
 30-Aug-20213.2981
 26-Jul-20212.6108
 28-Jun-20212.5600
 31-May-20212.9755
 26-Apr-20212.3511
 30-Mar-20213.1204
 22-Feb-20212.5815
 25-Jan-20212.1052
 28-Dec-20201.9872
 01-Dec-20203.0488
 26-Oct-20202.6808
 28-Sep-20202.3275
 31-Aug-20203.1002
 27-Jul-20202.4982
 29-Jun-20203.1480
 26-May-20204.0369
 27-Apr-202010.5420
 24-Feb-20202.9131
 27-Jan-20202.7418
 30-Dec-20193.5250
 25-Nov-20192.8154
 29-Oct-20193.2618
IDCW Weekly29-Nov-20210.6994

 22-Nov-20210.6319
 15-Nov-20210.7436
 08-Nov-20210.8496
 01-Nov-20210.5866
 25-Oct-20210.4979
 18-Oct-20210.5393
 11-Oct-20210.6932
 04-Oct-20210.5902
 27-Sep-20210.5492
 20-Sep-20210.5887
 13-Sep-20210.5694
 06-Sep-20210.6184
 30-Aug-20210.6393
 23-Aug-20210.5752
 17-Aug-20210.8249
 09-Aug-20210.6274
 02-Aug-20210.6422
 26-Jul-20210.6933
 19-Jul-20210.6575
 12-Jul-20210.6372
 05-Jul-20210.6323
 28-Jun-20210.6791
 21-Jun-20210.6068
 14-Jun-20210.6398

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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