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Unrated

Principal Multi Cap Growth Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.84 Lakh

₹ 10000

Monthly SIP Grown to
₹ 6.02 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 48.20 0.69 3.58 6.57 17.07 39.02 72.40 22.62 17.24 16.00 18.51
S&P BSE 500 TRI 38.37 0.88 3.14 5.83 15.67 30.15 63.63 23.16 17.74 15.35 15.86
Equity: Multi Cap -- 0.73 3.31 6.44 14.89 35.62 -- -- -- -- --
Rank within category -- 7 6 6 4 3 -- -- -- -- --
Number of funds in category 0 12 12 11 11 10 0 0 0 0 0

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Multi Cap Growth Fund
Unrated
Oct-00 72.40 22.62 17.24 2.41 851
Nippon India Multi Cap Fund  | Invest Online
Unrated
Mar-05 88.39 20.65 15.14 1.85 11,079
ICICI Prudential Multicap Fund  | Invest Now
Unrated
Oct-94 74.51 19.55 14.60 1.95 6,462
Kotak Multicap Fund - Regular Plan  | Invest Online
Unrated
Sep-21 -- -- -- -- 3,512
Aditya Birla Sun Life Multi-Cap Fund - Regular Plan  | Invest Online
Unrated
May-21 -- -- -- 2.08 3,010

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 17.86 27-Oct-2008 - 04-Nov-2008 -19.78 15-Jan-2008 - 22-Jan-2008
Month 27.82 11-May-2009 - 10-Jun-2009 -36.68 20-Feb-2020 - 23-Mar-2020
Quarter 67.64 09-Mar-2009 - 10-Jun-2009 -45.31 02-Sep-2008 - 02-Dec-2008
Year 122.77 24-Apr-2003 - 23-Apr-2004 -65.80 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 19.91 21.31 0.75 0.78 0.95 0.06
S&P BSE 500 TRI 20.70 22.02 0.76 0.86 -- --
Equity: Multi Cap 22.38 22.58 0.82 0.92 0.98 2.06
Rank within category 7 3 6 6 3 6
Number of funds in category 8 8 8 8 8 8

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 69
Top 10 Stocks (%) 33.48
Top 5 Stocks (%) 20.76
Top 3 Sectors (%) 52.47
Portfolio P/B Ratio 3.45
Portfolio P/E Ratio 29.96

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 61,015 56,290
Giant (%) 38.64 33.24
Large (%) 4.53 11.57
Mid (%) 30.33 34.82
Small (%) 26.48 20.37
Tiny (%) 0.01 0.01

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 25.20 7.98 3.78 5.08
equal HDFC Bank Financial 28.44 9.10 4.43 4.71
equal Infosys Technology 34.54 6.52 2.33 4.70
equal Bajaj Finance Financial 106.37 3.36 0.00 3.18
equal Reliance Industries Energy 37.90 9.84 2.63 3.09
equal KPIT Technologies Technology 52.83 2.75 0.00 2.75
equal Kei Industries Engineering 27.88 2.54 0.00 2.54
equal Dixon Technologies Engineering 183.40 3.07 0.00 2.52
equal HDFC Financial 25.18 4.39 2.07 2.46
equal Polycab India Engineering 45.65 2.45 0.00 2.45
equal PNC Infratech Construction 18.52 2.35 0.00 2.35
equal Brigade Enterprises Construction -- 2.15 0.00 2.15
equal JK Cement Construction 31.28 2.39 0.45 2.15
equal State Bank of India Financial 17.50 4.75 1.21 2.13
equal eClerx Services Services 24.91 2.27 0.00 2.08
equal Indoco Remedies Healthcare 36.81 2.03 0.00 1.88
equal TCI Express Ltd. Services 49.83 2.00 0.00 1.80
equal Orient Electric Consumer Durable 47.04 1.89 0.00 1.69
equal Sona BLW Precision Forgings Automobile 204.69 1.66 0.00 1.66
equal Can Fin Homes Financial 19.72 1.88 0.00 1.65
equal Avenue Supermarts Services 298.97 1.75 0.00 1.65
equal Tata Consultancy Services Technology 36.52 4.73 1.42 1.61
equal Coforge Technology 67.92 1.87 0.00 1.61
equal KNR Constructions Construction 18.13 1.82 0.00 1.55
equal Axis Bank Financial 29.10 2.26 0.71 1.51

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Ravi Gopalakrishnan since 29-Jul-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Interviews:

Funds Managed:

— Siddarth Mohta since 28-Aug-2018

Education: Mr. Mohta is a MBA (Finance), Financial Risk Management

Experience: Has over 16 years of experience as an Equity Analyst/Finance Manager.

Funds Managed:


0.69%

Change from previous, NAV as on 14-Oct-2021

Growth: ₹ 245.3200

IDCW Half Yearly: ₹ 55.9300


Investment Strategy

The fund seeks to achieve long-term capital appreciation through investment primarily in equities. With professional management and diversification provided the AMC, the risk will be considerably lower.

Investment Details

Minimum Investment (₹) 300
Minimum Addl Investment (₹) 300
Minimum SIP Investment (₹) 100
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 24% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 25-Oct-2000
Return Since Launch: 16.47%
Benchmark: Nifty 500 Multicap 50:25:25 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 851 Cr (As on 30-Sep-2021)
Expense: 2.41% (As on 30-Sep-2021)
Risk Grade: --
Return Grade: --
Turnover: 54.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly17-Jun-20211.6457

 17-Dec-20201.7848
 15-Dec-20174.9600
 16-Jun-201710.8300
 23-Dec-20162.7100
 24-Dec-20150.8500
 29-Dec-20144.8800
 31-Dec-20072.5000
 20-Mar-20062.5000
 16-Jan-20051.5000
 27-Oct-20041.5000
 26-Dec-20033.0000
 26-Sep-20032.0000

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over