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3 star

Franklin India Debt Hybrid Fund download report


1 Lakh

Investment Grown to
₹ 1.23 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.98 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Franklin India Debt Hybrid A-G 1.53 0.12 0.74 2.82 4.24 1.27 3.51 7.01 5.90 6.58 8.53
VR MIP TRI 1.72 0.06 0.74 4.56 5.65 1.63 5.50 8.92 8.30 8.37 9.11
Hybrid: Conservative Hybrid 1.66 0.08 0.57 2.64 3.86 1.58 5.03 7.69 6.22 7.08 8.51
Rank within category 14 10 4 12 14 15 20 20 19 17 11
Number of funds in category 34 35 35 35 35 34 34 30 28 27 26

As on 12-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Debt Hybrid Fund  | Invest Online Now
3 star
Sep-00 3.51 7.01 5.90 1.37 262
SBI Conservative Hybrid Fund  | Invest Online
4 star
Mar-01 7.43 11.11 7.56 1.10 6,286
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 6.70 9.49 8.29 1.74 3,267
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 5.62 9.77 7.12 1.85 2,689
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
4 star
May-04 7.07 9.65 6.39 1.88 1,657

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.78 12-May-2009 - 19-May-2009 -5.24 11-Mar-2020 - 18-Mar-2020
Month 7.29 11-May-2009 - 10-Jun-2009 -11.96 20-Feb-2020 - 23-Mar-2020
Quarter 15.64 09-Mar-2009 - 10-Jun-2009 -9.63 23-Dec-2019 - 23-Mar-2020
Year 26.44 31-Jan-2014 - 02-Feb-2015 -11.44 03-Dec-2007 - 02-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Franklin India Debt Hybrid A-G 6.62 5.92 0.53 0.50 0.75 -0.58
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Conservative Hybrid 7.33 6.38 0.63 0.77 0.66 0.59
Rank within category 21 18 23 24 21 25
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Number of Bonds 12
Average Maturity (yrs) 3.50
Top 10 Holdings (%) 67.89
Portfolio P/B Ratio 2.86
Portfolio P/E Ratio 19.02

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 15.28 14.51
equal 5.15% GOI 2025 GOI Securities SOV 12.86 - 16.82 12.86
equal 5.74% GOI 15/11/2026 GOI Securities SOV 0.00 - 11.29 11.09
equal Reserve Bank of India 364-D 11/05/2023 Treasury Bills SOV 0.00 - 7.49 7.29
equal Kotak Securities 182-D 23/09/2022 Commercial Paper A1+ 0.00 - 5.84 5.68
equal 4.66% Bajaj Finance 2022 Debenture AAA 3.87 - 4.85 3.91
equal 6.95% HDFC 27/04/2023 Debenture AAA 3.89 - 5.02 3.89
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 4.05 3.36
equal 6.18% GOI 2024 GOI Securities SOV 3.07 - 4.03 3.07
equal 5.22% GOI 15/06/2025 GOI Securities SOV 2.22 - 2.90 2.22
equal 9.25% Power Finance Corporation Additional Tier 2 Bond AAA 2.04 - 2.67 2.04
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.77 - 1.03 0.77

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 20.78 2.49 1.11 1.82
equal ICICI Bank Financial 21.96 1.89 0.73 1.79
equal Infosys Technology 30.12 2.88 1.40 1.62
down Larsen & Toubro Construction 28.17 1.30 0.00 1.16
down Axis Bank Financial 14.47 2.69 1.06 1.06
equal Bharti Airtel Communication 75.69 1.93 0.87 1.03
equal Reliance Industries Energy 26.83 0.89 0.00 0.82
equal State Bank of India Financial 13.41 0.79 0.22 0.73
equal Sapphire Foods India Services 75.75 0.63 0.00 0.63
equal HCL Technologies Technology 19.11 0.71 0.00 0.62
equal NTPC Energy 9.34 0.60 0.00 0.58
equal Dr. Reddy's Lab Healthcare 23.69 1.20 0.43 0.55
equal Crompton Greaves Consumer Electricals Consumer Discretionary 40.45 0.51 0.00 0.51
equal GAIL Energy 4.31 0.54 0.00 0.48
equal Hindustan Aeronautics Capital Goods 13.75 0.45 0.00 0.45
equal SBI Cards & Payments Services Financial 46.41 0.46 0.00 0.43
equal Grasim Industries Materials 13.67 1.04 0.16 0.40
equal Voltas Consumer Discretionary 67.84 1.42 0.38 0.38
down Bajaj Auto Automobile 18.81 0.61 0.00 0.37
up Maruti Suzuki India Automobile 59.18 0.37 0.00 0.37
equal Aditya Birla Fashion and Retail Services 80.96 0.47 0.17 0.36
equal Blue Star Consumer Discretionary 41.42 0.39 0.00 0.36
equal Tata Motors Automobile -- 0.47 0.11 0.36
equal Westlife Development Services 177.52 0.35 0.00 0.35
equal Ultratech Cement Materials 26.24 0.35 0.00 0.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Anand Radhakrishnan since 07-Sep-2021

Education: Mr. Radhakrishnan is a B.Tech, CFA and PGDM from IIM Ahmedabad.

Experience: Prior to joining Franklin Templeton Investments, he has worked with Sundaram Asset Management Ltd., SBI Funds Management and Asian Convertible and Income Fund.

Interviews:

Funds Managed:

— Rajasa Kakulavarapu since 07-Sep-2021

Education: Ms. Kakulavarapu has done B.Tech and MBA.

Experience: Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Funds Managed:

— Sachin Padwal-Desai since 05-Jul-2010

Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.

Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with Sundaram Mutual Fund, ICICI Bank, Infosys Technologies and Thermax.

Funds Managed:

— Umesh Sharma since 05-Jul-2010

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.12%

Change from previous, NAV as on 12-Aug-2022

Growth: ₹ 69.0074

IDCW Quarterly: ₹ 12.0592

IDCW Monthly: ₹ 12.7602


Investment Strategy

The Scheme seeks to provide regular income through a portfolio of predominantly fixed income securities with a maximum with a maximum exposure of 20% to equities. exposure of 25% to equities.

Investment Details

Min. Investment (₹) 10,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 28-Sep-2000
Return Since Launch: 9.23%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 262 Cr (As on 31-Jul-2022)
Expense Ratio: 1.37% (As on 30-Jun-2022)
Risk Grade: Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly22-Jul-20220.0850

 17-Jun-20220.0850
 20-May-20220.0850
 22-Apr-20220.0850
 17-Mar-20220.0850
 18-Feb-20220.0850
 21-Jan-20220.0850
 24-Dec-20210.0850
 18-Nov-20210.0850
 22-Oct-20210.0850
 17-Sep-20210.0850
 20-Aug-20210.0850
 23-Jul-20210.0850
 18-Jun-20210.0850
 21-May-20210.0850
 23-Apr-20210.0850
 19-Mar-20210.0850
 19-Feb-20210.0850
 22-Jan-20210.0850
 18-Dec-20200.0850
 20-Nov-20200.0786
 23-Oct-20200.0786
 18-Sep-20200.0786
 21-Aug-20200.0740
 24-Jul-20200.0740
IDCW Quarterly17-Jun-20220.2600

 17-Mar-20220.2600
 24-Dec-20210.2600
 17-Sep-20210.2600
 18-Jun-20210.2600
 19-Mar-20210.2600
 18-Dec-20200.2600
 18-Sep-20200.2405
 19-Jun-20200.2405
 20-Mar-20200.1873
 20-Dec-20190.1873
 20-Sep-20190.1873
 21-Jun-20190.1873
 22-Mar-20190.1873
 21-Dec-20180.1873
 21-Sep-20180.1873
 15-Jun-20180.1981
 16-Mar-20180.1986
 15-Dec-20170.1986
 15-Sep-20170.1986
 16-Jun-20170.1986
 17-Mar-20170.1986
 16-Dec-20160.1986
 16-Sep-20160.1986
 17-Jun-20160.1986

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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