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IDFC Bond Fund Income Plan - Regular Plan

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Debt: Medium to Long Duration

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1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.01 -0.05 -0.08 0.47 0.94 0.54 2.17 9.11 7.57 8.43 8.51
VR Bond 0.45 0.09 0.13 -0.14 0.32 0.30 1.98 6.73 6.14 7.01 7.28
Debt: Medium to Long Duration 0.75 0.00 0.02 0.33 0.91 0.91 3.05 7.36 6.40 7.48 7.70
Rank within category 11 13 13 3 5 9 9 3 4 4 3
Number of funds in category 14 14 14 14 14 14 14 14 14 14 14

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Bond Fund Income Plan - Regular Plan
3 star
 Jul-00 2.17 9.11 7.57 1.97 685
ICICI Prudential Bond Fund  | Invest Now
4 star
 Aug-08 3.89 8.90 7.62 1.20 3,352
Aditya Birla Sun Life Income Fund  | Invest Online
4 star
 Oct-95 4.26 9.52 7.53 0.80 2,417
Kotak Bond Fund - Regular Plan  | Invest Online
4 star
 Nov-99 3.29 8.76 6.76 1.76 2,071
SBI Magnum Income Fund  | Invest Online
5 star
 Nov-98 5.46 9.46 8.39 1.46 1,743

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.15 11-Dec-2008 - 18-Dec-2008 -6.87 02-Jan-2009 - 09-Jan-2009
Month 14.64 18-Nov-2008 - 18-Dec-2008 -7.22 05-Jan-2009 - 04-Feb-2009
Quarter 22.04 03-Oct-2008 - 02-Jan-2009 -8.80 05-Jan-2009 - 06-Apr-2009
Year 27.57 03-Jan-2008 - 02-Jan-2009 -5.84 02-Jan-2009 - 04-Jan-2010

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.99 3.99 1.20 1.72 1.76 0.46
VR Bond 6.66 2.10 1.17 1.62 -- --
Debt: Medium to Long Duration 7.31 3.53 1.13 1.86 1.19 0.19
Rank within category 3 12 9 7 14 8
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 9 4 21
Modified Duration (yrs) 2.00 6.81 2.00 3.71
Average Maturity (yrs) 2.42 9.58 2.42 4.90
Yield to Maturity (%) 4.54 6.38 4.54 5.45
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 6.97% GOI 2026 GOI Securities SOV 0.00 - 83.61 31.94
down 5.63% GOI 2026 GOI Securities SOV 0.00 - 41.42 10.91
new 7.59% GOI 2026 GOI Securities SOV 0.00 - 3.89 3.89
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 26.34 0.15
equal 7.73% GOI 19/12/2034 GOI Securities SOV 0.06 - 0.06 0.06
equal Others Margin Money -- - 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Suyash Choudhary since 15-Oct-2010

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:

-0.05%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 53.8425

IDCW Yearly: ₹ 11.6155

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IDCW Quarterly: ₹ 11.9283

IDCW Periodic: ₹ 11.5559

IDCW Half Yearly: ₹ 11.8236

Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 14-Jul-2000
Return Since Launch: 8.33%
Benchmark: CRISIL Composite Bond TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 685 Cr (As on 30-Jun-2021)
Expense: 1.97% (As on 30-Jun-2021)
Risk Grade: Above Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Periodic25-Mar-20210.7745

 24-Mar-20203.4944
IDCW Half Yearly24-Mar-20210.0215

 28-Sep-20200.7184
 24-Mar-20200.3526
 25-Sep-20190.5724
 27-Mar-20190.4822
 21-Sep-20170.3684
 22-Mar-20170.2889
 22-Sep-20160.5561
 22-Mar-20160.1450
 28-Sep-20150.1302
 23-Mar-20150.8313
 19-Sep-20140.4289
 07-Mar-20140.2283
 25-Sep-20130.0927
 19-Mar-20130.6109
 26-Sep-20120.5088
 26-Mar-20120.3336
 29-Sep-20110.3360
 30-Mar-20110.1330
 29-Sep-20100.1933
 29-Sep-20090.3907
 30-Mar-20090.5869
 30-Sep-20080.4380
 24-Mar-20080.4380
 28-Sep-20070.1752
IDCW Yearly24-Mar-20210.7595

 24-Mar-20200.9008
 27-Mar-20190.6162
 20-Mar-20180.0721
 29-Mar-20170.9462
 17-Mar-20165.4211
 30-Mar-20090.8234
 24-Mar-20080.6570
 30-Mar-20070.3508
 28-Feb-20060.1500
 22-Mar-20040.9000
 04-Apr-20031.0000
 21-Mar-20021.7800
 22-Mar-20010.6000
IDCW Quarterly24-Dec-20200.3308

 28-Sep-20200.0007
 26-Jun-20200.6747
 24-Mar-20200.2005
 26-Dec-20190.0146
 25-Sep-20190.2433
 25-Jun-20190.2878
 27-Mar-20190.0542
 27-Dec-20180.3665
 21-Sep-20170.0650
 27-Jun-20170.3828
 22-Dec-20160.3467
 22-Sep-20160.3684
 23-Jun-20160.1661
 22-Mar-20160.0974
 21-Dec-20150.0481
 24-Sep-20150.1325
 23-Mar-20150.2453
 18-Dec-20140.5670
 19-Sep-20140.1359
 20-Jun-20140.2424
 28-May-20130.4137
 19-Mar-20130.3480
 27-Dec-20120.2203
 26-Sep-20120.2142

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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