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IDFC Bond Fund Income Plan - Regular Plan

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Debt: Medium to Long Duration

1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.27 Lakh

Analyst's Choice?

Suitability:

Medium to Long Duration debt funds invest in bonds maturing in 4 to 7 years' time. They aim to earn slightly better returns than inflation and bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

We believe that Aggressive Hybrid funds or Large Cap Equity funds, which invest predominantly in shares, are more suitable alternatives for an investment horizon of 5 years or more because of their ability to earn much higher returns. They witness more severe ups and downs than Medium to Long Duration funds but the possibility of incurring a loss is substantially reduced if you invest for 5 years and above.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.71 -0.02 0.16 2.24 2.86 4.14 13.79 7.60 7.70 8.33 8.43
VR Bond 1.90 0.03 0.21 1.51 2.45 3.33 9.11 7.05 7.18 7.55 7.44
Debt: Medium to Long Duration 1.93 0.00 0.15 1.75 2.22 3.34 9.54 6.21 6.71 7.38 7.64
Rank within category 5 7 6 4 6 10 3 4 5 3 2
Number of funds in category 14 14 14 14 14 14 14 14 14 14 14

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.15 (11-Dec-2008 - 18-Dec-2008) -6.87 (02-Jan-2009 - 09-Jan-2009)
Month 14.64 (18-Nov-2008 - 18-Dec-2008) -7.22 (05-Jan-2009 - 04-Feb-2009)
Quarter 22.04 (03-Oct-2008 - 02-Jan-2009) -8.80 (05-Jan-2009 - 06-Apr-2009)
Year 27.57 (03-Jan-2008 - 02-Jan-2009) -5.84 (02-Jan-2009 - 04-Jan-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.34 3.62 0.18 0.43 1.54 0.12
VR Bond 6.03 2.13 0.17 0.31 -- --
Debt: Medium to Long Duration 4.91 3.55 -0.06 0.05 1.27 -1.22
Rank within category 4 9 4 4 10 4
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 29 4 21
Modified Duration (yrs) 6.80 6.80 5.34 5.09
Average Maturity (yrs) 10.17 10.17 7.23 7.31
Yield to Maturity (%) 6.96 8.45 6.80 7.19

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 52.82 52.82
down 7.27% GOI 2026 GOI Securities SOV 0.00 - 54.13 38.09
new 7.17% GOI 2028 GOI Securities SOV 0.00 - 35.70 6.70
equal 8.70% REC 28/09/2028 Zero Coupon Bonds AAA 0.72 - 0.81 0.80
equal 7.73% GOI 19/12/2034 GOI Securities SOV 0.05 - 0.06 0.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Suyash Choudhary since 15-Oct-2010

Education: Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience: Prior to joining IDFC Mutual Fund he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Interviews:

Funds Managed:

-0.02%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 49.4790

Dividend Yearly: ₹ 12.6502

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Dividend Quarterly: ₹ 12.1885

Dividend Periodic: ₹ 16.2481

Dividend Half Yearly: ₹ 12.0620

Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 14-Jul-2000
Return Since Launch: 8.49%
Benchmark: CRISIL Composite Bond
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 670 Cr (As on 31-Jan-2020)
Expense: 1.90% (As on 31-Jan-2020)
Risk Grade: Above Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly26-Dec-20190.0146

 25-Sep-20190.2433
 25-Jun-20190.2878
 27-Mar-20190.0542
 27-Dec-20180.3665
 21-Sep-20170.0650
 27-Jun-20170.3828
 22-Dec-20160.3467
 22-Sep-20160.3684
 23-Jun-20160.1661
 22-Mar-20160.0974
 21-Dec-20150.0481
 24-Sep-20150.1325
 23-Mar-20150.2453
 18-Dec-20140.5670
 19-Sep-20140.1359
 20-Jun-20140.2424
 28-May-20130.4137
 19-Mar-20130.3480
 27-Dec-20120.2203
 26-Sep-20120.2142
 27-Jun-20120.2733
 26-Mar-20120.1291
 29-Dec-20110.3081
 29-Sep-20110.2090
Dividend Half Yearly25-Sep-20190.5724

 27-Mar-20190.4822
 21-Sep-20170.3684
 22-Mar-20170.2889
 22-Sep-20160.5561
 22-Mar-20160.1450
 28-Sep-20150.1302
 23-Mar-20150.8313
 19-Sep-20140.4289
 07-Mar-20140.2283
 25-Sep-20130.0927
 19-Mar-20130.6109
 26-Sep-20120.5088
 26-Mar-20120.3336
 29-Sep-20110.3360
 30-Mar-20110.1330
 29-Sep-20100.1933
 29-Sep-20090.3907
 30-Mar-20090.5869
 30-Sep-20080.4380
 24-Mar-20080.4380
 28-Sep-20070.1752
 30-Mar-20070.1754
 29-Sep-20060.1754
 28-Feb-20060.1500
Dividend Yearly27-Mar-20190.6162

 20-Mar-20180.0721
 29-Mar-20170.9462
 17-Mar-20165.4211
 30-Mar-20090.8234
 24-Mar-20080.6570
 30-Mar-20070.3508
 28-Feb-20060.1500
 22-Mar-20040.9000
 04-Apr-20031.0000
 21-Mar-20021.7800
 22-Mar-20010.6000

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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