VR Logo

Unrated

IDFC Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.16 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.89 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.48 0.38 0.62 2.68 4.57 5.25 8.12 5.10 5.70 6.47 6.67
VR MIP TRI 0.49 0.23 -0.14 0.45 2.86 4.24 10.08 8.76 7.36 8.84 8.26
Hybrid: Equity Savings 1.14 0.26 0.01 1.22 3.18 5.26 8.22 6.83 6.91 -- --
Rank within category 1 2 1 1 4 13 15 -- -- -- --
Number of funds in category 23 23 23 23 23 22 21 13 6 0 0

As on 24-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.43 (13-Oct-2008 - 20-Oct-2008) -2.32 (01-Oct-2018 - 09-Oct-2018)
Month 4.23 (10-Oct-2008 - 11-Nov-2008) -4.63 (07-Sep-2018 - 09-Oct-2018)
Quarter 6.49 (13-Oct-2008 - 12-Jan-2009) -4.15 (04-Jun-2019 - 03-Sep-2019)
Year 9.60 (03-Feb-2012 - 04-Feb-2013) -1.06 (03-Sep-2018 - 03-Sep-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.29 3.63 -0.39 -0.50 0.64 -3.43
VR MIP TRI 8.83 4.11 0.76 1.17 -- --
Hybrid: Equity Savings 6.67 4.69 0.22 0.34 0.94 -1.98
Rank within category 14 3 14 13 2 13
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 49
Number of Bonds 5
Average Maturity (yrs) 1.84
Top 10 Holdings (%) 49.00
Portfolio P/B Ratio 2.61
Portfolio P/E Ratio 20.12

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.40% HDFC 17/11/2020 Non Convertible Debenture AAA 0.00 - 7.52 7.52
equal 7.42% LIC Housing Fin. 15/07/2022 Bonds/NCDs AAA 0.00 - 7.47 7.47
equal Axis Bank Fixed Deposits -- 0.00 - 6.60 5.98
equal HDFC Bank Fixed Deposits -- 2.65 - 21.09 2.91

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 34.91 6.13 0.00 6.13
down Sun Pharmaceutical Inds. Healthcare 24.81 7.81 0.00 5.37
down Tech Mahindra Technology 17.20 6.02 0.00 4.40
down HDFC Bank Financial 25.94 7.13 0.00 3.42
equal Larsen & Toubro Construction 19.54 3.93 0.00 2.91
equal State Bank of India Financial 28.59 4.08 0.00 2.89
equal Aurobindo Pharma Healthcare 11.41 5.61 0.52 2.87
equal Axis Bank Financial 43.43 4.56 0.00 2.54
equal Gujarat State Petronet Energy 14.45 2.28 0.00 2.28
down Cadila Healthcare Healthcare 20.15 3.03 0.00 2.06
equal Bharti Airtel Communication -- 2.34 0.00 2.04
equal Maruti Suzuki India Automobile 35.42 2.33 0.00 1.98
down ICICI Bank Financial 67.25 5.95 0.00 1.77
new Tata Consultancy Services Technology 25.29 1.89 0.00 1.74
equal Dr. Reddy's Lab Healthcare 18.37 1.58 0.00 1.50
equal Exide Industries Engineering 21.00 1.51 0.00 1.48
equal Voltas Cons Durable 48.66 1.44 0.00 1.38
equal Reliance Industries Energy 22.24 3.97 0.00 1.36
equal Coromandel International Chemicals 21.33 1.35 0.00 1.35
down DLF Construction 39.85 4.45 0.00 1.25
down MRF Automobile 28.16 1.39 0.00 1.19
down Sundaram Finance Financial 14.57 1.19 0.00 1.10
equal Torrent Power Energy 12.00 1.06 0.00 1.06
equal Bajaj Finserv Financial 41.07 1.05 0.00 1.05
down Vedanta Metals 7.52 1.11 0.00 1.04

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Harshal Joshi since 20-Oct-2016

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:

— Rajendra Mishra since 30-Apr-2018

Education: Mr. Mishra is IIM, Lucknow

Experience: Prior to joining IDFC Mutual Fund he has worked with J.P. Morgan Services and Asian Paints India Ltd.

— Yogik Pitti since 27-Jun-2013

Education: He is a B.Com (H)

Experience: He has been associated with IDFC Mutual Fund since 2007.

Funds Managed:


0.38%

Change from previous, NAV as on 24-Jan-2020

Growth: ₹ 21.0500

Dividend Yearly: ₹ 10.9300

More

Dividend Quarterly: ₹ 10.5500

Dividend: ₹ 12.8600


Investment Strategy

The scheme seeks to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 09-Jun-2008
Return Since Launch: 6.61%
Benchmark: CRISIL Liquid (70), NIFTY 50 Total Return (30)
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 67 Cr (As on 31-Dec-2019)
Expense: 2.23% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: 93.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend27-Dec-20190.0300

 28-Nov-20190.0300
 30-Oct-20190.0300
 27-Sep-20190.0300
 29-Aug-20190.0300
 26-Jul-20190.0300
 24-Jun-20190.0500
 26-Apr-20180.0507
 22-Mar-20180.0409
 27-Feb-20180.0464
 30-Jan-20180.0747
 28-Dec-20170.0320
 28-Nov-20170.0333
 30-Oct-20170.0581
 27-Sep-20170.0433
 30-Aug-20170.0616
 28-Jul-20170.0610
 22-Jun-20170.0506
 30-May-20170.0657
 27-Apr-20170.0467
 29-Mar-20170.0449
 27-Feb-20170.0060
 30-Jan-20170.0255
 29-Nov-20160.1595
 27-Oct-20160.0628
Dividend Quarterly27-Dec-20190.1400

 24-Jun-20190.1400
Dividend Yearly27-Mar-20190.5800

 22-Mar-20180.5351
 29-Mar-20170.1492
 17-Mar-20160.5017

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

How worrisome is the slowdown

dateFriday, 31-Jan-2020
time12:30 PM - 01:00 PM