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Unrated

IDFC Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.20 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.09 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.13 0.30 -0.43 -0.48 0.70 7.87 21.33 6.13 6.05 6.32 6.88
VR MIP TRI 1.64 -0.02 -0.69 -0.26 0.45 8.80 20.95 8.80 9.17 9.30 8.54
Hybrid: Equity Savings 2.73 0.14 -0.58 -0.58 1.25 10.65 23.89 6.47 7.81 -- --
Rank within category 15 5 6 9 17 18 18 -- -- -- --
Number of funds in category 23 23 23 23 23 23 23 15 12 0 0

As on 16-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Equity Savings Fund - Regular Plan
Unrated
Jun-08 21.33 6.13 6.05 2.34 54
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 26.00 6.89 9.85 2.11 2,332
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 21.62 7.71 8.67 2.23 1,391
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 24.75 8.09 8.74 2.41 725
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
May-15 29.63 7.63 8.41 1.70 1,365

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.10 24-Mar-2020 - 31-Mar-2020 -8.29 16-Mar-2020 - 23-Mar-2020
Month 10.84 24-Mar-2020 - 23-Apr-2020 -16.97 20-Feb-2020 - 23-Mar-2020
Quarter 18.06 24-Mar-2020 - 23-Jun-2020 -15.39 23-Dec-2019 - 23-Mar-2020
Year 32.87 23-Mar-2020 - 23-Mar-2021 -12.45 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.50 9.05 0.22 0.25 1.23 -3.83
VR MIP TRI 9.24 6.80 0.70 0.81 -- --
Hybrid: Equity Savings 7.22 9.66 0.31 0.35 1.33 -3.61
Rank within category 15 6 13 13 6 13
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Number of Bonds 4
Average Maturity (yrs) 1.18
Top 10 Holdings (%) 53.76
Portfolio P/B Ratio 4.06
Portfolio P/E Ratio 28.79

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 10.63 9.75
new Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 5.57 5.57
equal Reserve Bank of India 182-D 29/04/2021 Treasury Bills SOV 0.00 - 3.73 3.72
equal Others Margin Money -- - 0.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal IDFC Nifty ETF-G Financial -- 8.62
equal Adani Ports and Special Economic Zone Services 37.98 6.55 0.00 6.55
equal Tata Consultancy Services Technology 36.95 5.58 0.00 5.58
equal Bharti Airtel Communication -- 6.94 0.00 4.72
equal Sun Pharmaceutical Inds. Healthcare 64.33 5.71 0.68 3.61
equal Aurobindo Pharma Healthcare 10.37 5.94 1.61 2.99
equal Larsen & Toubro Construction 16.63 3.93 0.00 2.63
equal HDFC Bank Financial 25.67 7.13 0.00 2.51
equal JSW Steel Metals 37.94 5.44 0.00 2.36
equal Godrej Consumer Products FMCG 47.25 2.68 0.00 2.04
equal Dabur India FMCG 63.64 2.02 0.00 2.02
equal Mahindra & Mahindra Automobile -- 1.90 0.00 1.87
equal Infosys Technology 29.78 6.36 0.00 1.84
equal ICICI Bank Financial 26.57 5.82 0.00 1.74
equal Bajaj Auto Automobile 22.58 6.17 0.00 1.64
equal MRF Automobile 21.24 1.57 0.00 1.52
new Voltas Cons Durable 71.14 1.50 0.00 1.50
equal SBI Life Insurance Company Financial 62.86 1.94 0.00 1.36
equal HDFC Financial 26.52 7.57 0.00 1.31
equal Torrent Power Energy 31.68 1.37 0.00 1.27
equal Ultratech Cement Construction 28.27 1.37 0.00 1.26
down Reliance Industries Energy 30.95 9.71 0.00 1.25
new Marico FMCG 47.76 1.23 0.00 1.23
equal Gujarat State Petronet Energy 9.27 2.67 0.00 1.22
equal Exide Industries Engineering 20.49 1.51 0.00 1.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Sachin Relekar since 09-Dec-2020

Education: Mr. Relekar is an MMS(Finance) from Jamnalal Bajaj Institute of Management Studies Mumbai and B.E (Mechanical) from K.E.S. College of Engineering Islampur.

Experience: Prior to joining IDFC AMC he has worked with LIC Mutual Fund, Sundaram Mutual Fund, Tata AMC, CD Equity Search, Innovision Consulting and Tech Pacific India.

Funds Managed:

— Yogik Pitti since 27-Jun-2013

Education: He is a B.Com (H)

Experience: Prior to joining IDFC Mutual Fund, he was associated with CRISIL.

Funds Managed:

— Harshal Joshi since 20-Oct-2016

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


0.30%

Change from previous, NAV as on 16-Apr-2021

Growth: ₹ 23.0400

IDCW Yearly: ₹ 11.6500

More

IDCW Quarterly: ₹ 11.4400

IDCW: ₹ 13.5100


Investment Strategy

The scheme seeks to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 09-Jun-2008
Return Since Launch: 6.71%
Benchmark: CRISIL Liquid TRI (70), NIFTY 50 TRI (30)
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 54 Cr (As on 31-Mar-2021)
Expense: 2.34% (As on 31-Mar-2021)
Risk Grade: --
Return Grade: --
Turnover: 50.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW22-Mar-20210.0300

 26-Feb-20210.0300
 28-Jan-20210.0300
 28-Dec-20200.0300
 25-Nov-20200.0300
 28-Oct-20200.0300
 28-Sep-20200.0300
 31-Aug-20200.0300
 28-Jul-20200.0300
 26-Jun-20200.0300
 28-May-20200.0300
 28-Apr-20200.0300
 24-Mar-20200.0700
 28-Feb-20200.0281
 28-Jan-20200.0300
 27-Dec-20190.0300
 28-Nov-20190.0300
 30-Oct-20190.0300
 27-Sep-20190.0300
 29-Aug-20190.0300
 26-Jul-20190.0300
 24-Jun-20190.0500
 26-Apr-20180.0507
 22-Mar-20180.0409
 27-Feb-20180.0464
IDCW Quarterly22-Mar-20210.0400

 26-Jun-20200.0800
 27-Dec-20190.1400
 24-Jun-20190.1400
IDCW Yearly22-Mar-20210.3100

 27-Mar-20190.5800
 22-Mar-20180.5351
 29-Mar-20170.1492
 17-Mar-20160.5017

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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