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Unrated

IDFC Equity Savings Fund - Regular Plan


Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.82 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.04 0.62 0.29 1.70 8.21 0.91 5.81 4.07 4.95 5.80 6.61
VR MIP TRI 0.99 -0.09 -0.35 2.81 5.30 1.26 5.12 6.19 7.24 8.87 7.98
Hybrid: Equity Savings -1.16 0.67 -0.25 2.13 8.32 -1.60 3.31 2.45 4.14 -- --
Rank within category 3 12 1 14 9 4 7 -- -- -- --
Number of funds in category 18 18 18 18 18 18 18 10 5 0 0

As on 04-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Equity Savings Fund - Regular Plan
Unrated
Jun-08 5.81 4.07 4.95 2.48 51
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 6.91 5.68 6.79 2.20 1,395
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
Dec-14 1.93 4.33 6.55 1.35 1,159
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
Aug-15 3.81 4.95 -- 2.33 688
HDFC Equity Savings Fund  | Invest Online
3 star
Sep-04 0.36 2.19 6.52 2.03 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.10 (24-Mar-2020 - 31-Mar-2020) -8.29 (16-Mar-2020 - 23-Mar-2020)
Month 10.84 (24-Mar-2020 - 23-Apr-2020) -16.97 (20-Feb-2020 - 23-Mar-2020)
Quarter 18.06 (24-Mar-2020 - 23-Jun-2020) -15.39 (23-Dec-2019 - 23-Mar-2020)
Year 9.60 (03-Feb-2012 - 04-Feb-2013) -12.45 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.31 8.80 -0.10 -0.11 1.21 -2.14
VR MIP TRI 6.24 6.56 0.16 0.18 -- --
Hybrid: Equity Savings 3.21 9.07 -0.19 -0.19 1.29 -3.32
Rank within category 5 7 5 5 7 5
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Number of Bonds 4
Average Maturity (yrs) 1.42
Top 10 Holdings (%) 53.65
Portfolio P/B Ratio 2.57
Portfolio P/E Ratio 19.30

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 10.25 10.25
equal HDFC Bank Fixed Deposits -- 2.65 - 11.43 5.90
equal 7.40% HDFC 17/11/2020 Non Convertible Debenture AAA 0.00 - 8.14 3.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 34.24 7.67 0.00 7.67
down Bharti Airtel Communication -- 6.94 0.00 6.81
up Maruti Suzuki India Automobile 47.65 4.33 0.00 4.33
new ITC FMCG 16.47 4.16 0.00 4.16
down HDFC Financial 14.06 7.57 0.00 3.86
down Aurobindo Pharma Healthcare 17.88 5.94 1.52 3.42
equal Tata Consultancy Services Technology 27.04 3.27 0.00 3.27
down Dr. Reddy's Lab Healthcare 39.63 3.57 0.00 2.52
down HDFC Bank Financial 20.09 7.13 0.00 2.45
equal Adani Ports and Special Economic Zone Services 17.00 2.03 0.00 2.03
down ICICI Bank Financial 22.35 5.95 0.00 1.71
up Power Grid Corporation Energy 9.95 1.65 0.00 1.65
equal Gujarat State Petronet Energy 6.48 2.67 0.00 1.63
up Vedanta Metals -- 1.52 0.00 1.52
equal Sun Pharmaceutical Inds. Healthcare 175.67 7.81 0.68 1.32
equal MRF Automobile 18.26 1.39 0.00 1.31
up Godrej Consumer Products FMCG 47.30 1.22 0.00 1.22
down ICICI Prudential Life Insurance Co. Ltd. Financial 60.88 2.17 0.00 1.00
down Torrent Power Energy 13.63 1.37 0.00 1.00
equal Exide Industries Engineering 21.90 1.51 0.00 0.92
equal Axis Bank Financial 71.57 4.56 0.00 0.80
down Ultratech Cement Construction 21.67 1.37 0.00 0.77
equal Laurus Labs Healthcare 26.31 0.71 0.00 0.71
new Torrent Pharmaceuticals Healthcare 42.36 0.70 0.00 0.70
down Larsen & Toubro Construction 15.48 3.93 0.00 0.67

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Rajendra Mishra since 30-Apr-2018

Education: Mr. Mishra is IIM, Lucknow

Experience: Prior to joining IDFC Mutual Fund he has worked with J.P. Morgan Services and Asian Paints India Ltd.

— Yogik Pitti since 27-Jun-2013

Education: He is a B.Com (H)

Experience: He has been associated with IDFC Mutual Fund since 2007.

Funds Managed:

— Harshal Joshi since 20-Oct-2016

Education: Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

Experience: Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.

Funds Managed:


0.62%

Change from previous, NAV as on 04-Aug-2020

Growth: ₹ 20.9600

Dividend Yearly: ₹ 10.8900

More

Dividend Quarterly: ₹ 10.4500

Dividend: ₹ 12.5200


Investment Strategy

The scheme seeks to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 09-Jun-2008
Return Since Launch: 6.27%
Benchmark: CRISIL Liquid (70), NIFTY 50 TRI (30)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 51 Cr (As on 30-Jun-2020)
Expense: 2.48% (As on 30-Jun-2020)
Risk Grade: --
Return Grade: --
Turnover: 99.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Jul-20200.0300

 26-Jun-20200.0300
 28-May-20200.0300
 28-Apr-20200.0300
 24-Mar-20200.0700
 28-Feb-20200.0281
 28-Jan-20200.0300
 27-Dec-20190.0300
 28-Nov-20190.0300
 30-Oct-20190.0300
 27-Sep-20190.0300
 29-Aug-20190.0300
 26-Jul-20190.0300
 24-Jun-20190.0500
 26-Apr-20180.0507
 22-Mar-20180.0409
 27-Feb-20180.0464
 30-Jan-20180.0747
 28-Dec-20170.0320
 28-Nov-20170.0333
 30-Oct-20170.0581
 27-Sep-20170.0433
 30-Aug-20170.0616
 28-Jul-20170.0610
 22-Jun-20170.0506
Dividend Quarterly26-Jun-20200.0800

 27-Dec-20190.1400
 24-Jun-20190.1400
Dividend Yearly27-Mar-20190.5800

 22-Mar-20180.5351
 29-Mar-20170.1492
 17-Mar-20160.5017

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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