1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
Banking and PSU funds invest mainly in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.
Taxability of earnings:
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
---|---|---|---|---|---|---|---|---|---|---|---|
Fund | -0.79 | 0.05 | 0.08 | -0.05 | -0.39 | 1.82 | 7.77 | 8.73 | 8.68 | 9.10 | 9.25 |
CCIL T Bill Liquidity Weight | 0.30 | 0.00 | 0.04 | 0.21 | 0.46 | 1.05 | 2.85 | 3.72 | 3.96 | 4.38 | 4.68 |
Debt: Banking and PSU | -0.61 | 0.07 | 0.09 | 0.02 | -0.25 | 1.58 | 6.99 | 8.33 | 8.06 | 8.22 | 8.55 |
Rank within category | 19 | 14 | 17 | 20 | 18 | 7 | 4 | 7 | 1 | 1 | 1 |
Number of funds in category | 22 | 23 | 23 | 23 | 21 | 20 | 19 | 16 | 14 | 11 | 3 |
As on 02-Mar-2021
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan | Invest Online | Apr-08 | 7.77 | 8.73 | 8.68 | 0.68 | 16,148 | |
IDFC Banking & PSU Debt Fund - Regular Plan | Mar-13 | 8.26 | 9.46 | 8.21 | 0.63 | 17,774 | |
Axis Banking & PSU Debt Fund | Jun-12 | 7.64 | 8.81 | 8.35 | 0.62 | 16,767 | |
Kotak Banking and PSU Debt Fund Regular Plan | Invest Online | Dec-98 | 7.46 | 8.96 | 8.44 | 0.77 | 11,292 | |
Nippon India Banking & PSU Debt Fund | Invest Online | May-15 | 8.01 | 8.89 | 8.40 | 0.79 | 7,712 |
Best Performance | Worst Performance | |||
---|---|---|---|---|
Return (%) | Period | Return (%) | Period | |
Week | 3.01 | 24-Mar-2020 - 31-Mar-2020 | -2.15 | 12-Mar-2020 - 19-Mar-2020 |
Month | 3.95 | 24-Mar-2020 - 23-Apr-2020 | -2.62 | 20-Feb-2020 - 23-Mar-2020 |
Quarter | 6.77 | 24-Mar-2020 - 24-Jun-2020 | -1.68 | 24-Nov-2016 - 23-Feb-2017 |
Year | 14.44 | 24-Nov-2015 - 24-Nov-2016 | 3.77 | 11-Sep-2017 - 11-Sep-2018 |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
Fund | 8.40 | 2.28 | 1.67 | 3.02 | 2.23 | 5.83 |
CCIL T Bill Liquidity Weight | 3.68 | 0.37 | -2.46 | -5.24 | -- | -- |
Debt: Banking and PSU | 8.04 | 2.53 | 1.48 | 2.62 | 2.54 | 5.75 |
Rank within category | 6 | 9 | 5 | 5 | 7 | 8 |
Number of funds in category | 17 | 17 | 17 | 17 | 17 | 17 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 28-Feb-2021
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Number of Securities | 253 | 253 | 190 | 88 |
Modified Duration (yrs) | 2.53 | 3.43 | 2.53 | -- |
Average Maturity (yrs) | 3.23 | 4.73 | 3.23 | -- |
Yield to Maturity (%) | 5.12 | 6.73 | 4.93 | -- |
Avg Credit Rating | AAA | -- | -- | -- |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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6.40% National Bank Agr. Rur. Devp 31/07/2023 | Non Convertible Debenture | AAA | 0.00 - 2.75 | 2.75 |
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8.24% GOI 15/02/2027 | Central Government Loan | SOV | 0.14 - 3.91 | 2.51 |
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7.85% National Bank Agr. Rur. Devp 23/05/2022 | Non Convertible Debenture | AAA | 1.67 - 2.40 | 1.81 |
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HUDCO 24/06/2023 | Non Convertible Debenture | AAA | 0.00 - 2.28 | 1.75 |
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7.42% Power Finance Corp. 19/11/2024 | Non Convertible Debenture | AAA | 1.69 - 2.19 | 1.71 |
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5.95% HUDCO 2023 | Debenture | AAA | 0.00 - 2.00 | 1.65 |
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7.99% State Bank of India 28/06/2029 | Non Convertible Debenture | AAA | 1.56 - 2.51 | 1.56 |
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8.15% GOI 24/11/2026 | Central Government Loan | SOV | 1.11 - 1.85 | 1.49 |
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8.50% National Bank Agr. Rur. Devp | Debenture | AAA | 0.68 - 2.20 | 1.49 |
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7.65% Axis Bank 30/01/2027 | Non Convertible Debenture | AAA | 0.54 - 1.78 | 1.48 |
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7.17% Nat. Highways Authority 23/12/2021 | Non Convertible Debenture | AAA | 0.00 - 3.19 | 1.43 |
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7.59% GOI 2026 | GOI Securities | SOV | 0.00 - 2.96 | 1.32 |
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6.24% State Bank of India 21/09/2030 | Non Convertible Debenture | AAA | 0.00 - 1.25 | 1.10 |
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Axis Bank 2021 | Certificate of Deposit | A1+ | 0.00 - 1.07 | 1.07 |
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5.14% National Bank Agr. Rur. Devp 21-D 31/01/2024 | Debenture | AAA | 0.00 - 1.04 | 1.04 |
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6.79% HUDCO 14/04/2023 | Non Convertible Debenture | AAA | 0.35 - 1.35 | 1.03 |
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Tata Capital Financial Services 27/08/2021 | Debenture | AAA | 0.00 - 1.23 | 0.98 |
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7.28% HDB Financial Services 24/08/2023 | Debenture | AAA | 0.00 - 2.05 | 0.97 |
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6.75% Power Finance Corp. 22/05/2023 | Debenture | AAA | 0.00 - 1.21 | 0.96 |
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7.73% State Bank of India | Debenture | AA+ | 0.00 - 1.01 | 0.96 |
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5.83% State Bank of India 26/10/2030 | Debenture | AAA | 0.00 - 0.92 | 0.92 |
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7.11% Nat. Highways Authority 2022 | Non Convertible Debenture | AAA | 0.90 - 1.47 | 0.90 |
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7.27% IRFC 15/06/2027 | Bonds | AAA | 0.87 - 2.65 | 0.89 |
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7.20% Sikka Ports and Terminals 16/06/2023 | Zero Coupon Bonds | AAA | 0.00 - 1.09 | 0.87 |
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7.35% Power Finance Corp. 15/10/2022 | Debenture | AAA | 0.83 - 2.07 | 0.84 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Jan-2021
— Kaustubh Gupta since 29-Sep-2009
Education: Mr. Gupta is a B.Com and a Chartered Accountant.
Experience: Prior to joining Birla Sun Life AMC he has worked with ICICI Bank.
Funds Managed:
— Pranay Sinha since 06-Aug-2020
Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Funds Managed:
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The scheme seeks to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Minimum Investment (₹) | 1,000 |
Minimum Addl Investment (₹) | 1,000 |
Minimum SIP Investment (₹) | 100 |
Minimum No of Cheques | 6 |
Minimum Withdrawal (₹) | 1 |
Minimum Balance (₹) | 500 |
Lock-in Period | Not Applicable |
Exit Load | 0 |
Fund House: | Aditya Birla Sun Life Mutual Fund |
Launch Date: | 24-Apr-2008 |
Return Since Launch: | 8.66% |
Benchmark: | NIFTY Banking and PSU Debt TRI |
Riskometer: | Moderate |
Type: | Open-ended |
Assets: | ₹ 16,148 Cr (As on 31-Jan-2021) |
Expense: | 0.68% (As on 31-Jan-2021) |
Risk Grade: | Average |
Return Grade: | Average |
Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Monthly | 26-Feb-2021 | 0.4314 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend | 25-Feb-2021 | 8.3400 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend Quarterly | 15-Dec-2020 | 1.3565 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: Aditya Birla Sun Life AMC Ltd.
Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013
Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000
Fax: 022-43568110
Website: http://mutualfund.adityabirlacapital.com
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com