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4 star

UTI Nifty Index Fund - Regular Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.48 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.94 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.13 0.77 -0.07 6.17 17.59 32.07 28.80 13.89 17.74 14.48 11.70
S&P BSE 100 TRI 8.48 0.77 -0.17 6.27 18.33 32.27 30.17 13.49 18.27 15.37 12.65
Equity: Large Cap 7.96 0.69 -0.40 5.89 17.50 30.00 27.10 12.33 16.93 14.60 11.99
Rank within category 41 38 23 39 38 29 33 33 27 36 28
Number of funds in category 119 120 119 119 118 115 112 92 76 63 53

As on 25-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 28.80 13.89 17.74 0.14 3,097
Axis Bluechip Fund
5 star
Jan-10 20.51 16.78 18.82 1.77 21,868
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 26.47 12.77 19.39 1.64 21,746
HDFC Index Fund Nifty 50 Plan  | Invest Online
4 star
Jul-02 28.38 13.68 17.55 0.30 2,343
HDFC Index Fund - Sensex Plan  | Invest Online
5 star
Jul-02 27.38 14.99 18.20 0.30 1,770

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 23.60 27-Oct-2008 - 04-Nov-2008 -20.93 10-May-2004 - 17-May-2004
Month 30.67 11-May-2009 - 10-Jun-2009 -37.55 24-Sep-2008 - 24-Oct-2008
Quarter 79.72 09-Mar-2009 - 10-Jun-2009 -41.25 28-Jul-2008 - 27-Oct-2008
Year 105.89 24-Apr-2003 - 23-Apr-2004 -55.95 26-Oct-2007 - 27-Oct-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.55 22.29 0.26 0.31 1.00 0.37
S&P BSE 100 TRI 10.16 22.19 0.25 0.30 -- --
Equity: Large Cap 9.20 21.52 0.21 0.26 0.95 -0.70
Rank within category 35 76 39 39 81 39
Number of funds in category 93 93 93 93 93 93

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 61.05
Top 5 Stocks (%) 41.92
Top 3 Sectors (%) 69.40
Portfolio P/B Ratio 3.07
Portfolio P/E Ratio 34.71

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 3,29,788 2,44,251
Giant (%) 82.95 66.60
Large (%) 17.05 25.42
Mid (%) -- 10.37
Small (%) -- 2.18
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 27.47 11.28 9.18 10.32
up Reliance Industries Energy 33.48 15.03 7.38 10.16
up Infosys Technology 28.70 7.83 5.13 7.83
up HDFC Financial 26.28 8.48 6.48 7.29
up ICICI Bank Financial 27.85 7.00 4.17 6.32
up Tata Consultancy Services Technology 35.04 5.57 3.44 5.57
up Kotak Mahindra Bank Financial 38.23 5.00 3.39 4.28
up Hindustan Unilever FMCG 68.72 4.59 2.30 3.45
up ITC FMCG 19.02 5.92 2.87 3.03
up Axis Bank Financial 74.78 3.44 2.07 2.80
up Larsen & Toubro Construction 17.69 4.09 2.26 2.75
up Bharti Airtel Communication -- 3.10 0.93 2.27
up Bajaj Finance Financial 78.93 2.51 0.95 2.14
up State Bank of India Financial 15.12 2.89 1.45 1.85
up Asian Paints Chemicals 80.29 2.10 1.22 1.85
up HCL Technologies Technology 18.77 1.83 1.19 1.69
up Maruti Suzuki India Automobile 46.46 2.88 1.59 1.63
up Mahindra & Mahindra Automobile -- 2.02 0.76 1.22
up Sun Pharmaceutical Inds. Healthcare 60.93 1.56 0.88 1.08
up Wipro Technology 22.19 1.06 0.69 1.06
up Ultratech Cement Construction 26.24 1.13 0.85 1.05
up Nestle India FMCG 74.40 1.63 0.00 1.04
up Tech Mahindra Technology 21.58 1.21 0.77 1.01
up Titan Company Cons Durable 166.13 1.16 0.00 1.01
up Dr. Reddy's Lab Healthcare 34.20 1.31 0.55 0.95

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Sharwan Kumar Goyal since 02-Jul-2018

Education: Mr.Goyal is B.Com, CFA and MMS.

Experience: Has 10 years of experience in Risk Management, Equity Research and portfolio Analysis.

Funds Managed:


0.77%

Change from previous, NAV as on 25-Feb-2021

Growth: ₹ 99.7661

Dividend: ₹ 50.2622


Investment Strategy

The scheme seeks to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by passive investment.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 06-Mar-2000
Return Since Launch: 11.58%
Benchmark: NIFTY 50 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,097 Cr (As on 31-Jan-2021)
Expense: 0.14% (As on 31-Jan-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: 30.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend20-Nov-20170.3500

 25-Mar-200815.0000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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