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UTI Long Term Equity Fund

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Equity: ELSS

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1 Lakh

Investment Grown to
₹ 1.83 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.66 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.58 -1.18 0.51 6.09 0.23 14.24 34.56 22.31 17.09 12.96 15.92
S&P BSE 500 TRI 5.26 0.32 1.83 7.61 0.14 15.17 33.45 21.39 18.41 13.86 16.42
Equity: ELSS 3.64 -1.23 0.34 5.98 -1.18 12.59 33.55 20.28 16.47 12.64 16.91
Rank within category 22 18 13 19 7 13 21 10 12 12 17
Number of funds in category 37 37 37 37 37 37 37 34 33 28 27

As on 18-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Long Term Equity Fund  | Invest Online
4 star
 Dec-99 34.56 22.31 17.09 2.24% 3,038
Axis Long Term Equity Fund
4 star
 Dec-09 28.67 22.19 19.41 1.64% 33,785
Mirae Asset Tax Saver Fund - Regular Plan  | Invest Online
5 star
 Dec-15 35.75 25.04 21.82 1.77% 10,660
DSP Tax Saver Fund  | Invest Online
4 star
 Jan-07 36.68 23.29 17.45 1.78% 9,636
IDFC Tax Advantage (ELSS) Fund - Regular Plan
4 star
 Dec-08 50.06 24.38 19.82 1.96% 3,533

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 16.47 27-Oct-2008 - 04-Nov-2008 -18.88 15-Jan-2008 - 22-Jan-2008
Month 30.36 11-May-2009 - 10-Jun-2009 -35.07 20-Feb-2020 - 23-Mar-2020
Quarter 61.00 09-Mar-2009 - 10-Jun-2009 -37.99 02-Sep-2008 - 02-Dec-2008
Year 91.04 23-Mar-2020 - 23-Mar-2021 -56.22 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 21.42 21.10 0.84 0.85 0.95 2.04
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: ELSS 19.35 21.47 0.73 0.78 0.95 -0.12
Rank within category 9 14 7 12 15 8
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 67
Top 10 Stocks (%) 40.05
Top 5 Stocks (%) 29.31
Top 3 Sectors (%) 47.97
Portfolio P/B Ratio 4.49
Portfolio P/E Ratio 29.42

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 93,279 1,38,142
Giant (%) 42.35 54.34
Large (%) 18.82 14.65
Mid (%) 30.11 24.51
Small (%) 8.72 6.65
Tiny (%) -- 0.25

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 36.53 7.70 5.21 7.69
equal ICICI Bank Financial 26.45 8.74 5.80 7.14
equal HDFC Bank Financial 23.35 9.16 6.82 6.89
down Bharti Airtel Communication 136.71 4.48 1.01 4.04
equal Axis Bank Financial 22.37 6.57 3.37 3.55
equal L&T Infotech Technology 55.53 2.54 0.00 2.40
equal Tech Mahindra Technology 31.87 2.16 1.04 2.16
equal Aditya Birla Fashion and Retail Services -- 2.87 1.16 2.13
equal State Bank of India Financial 16.07 2.26 0.00 2.07
equal Bajaj Finance Financial 76.73 2.25 0.00 1.98
equal ITC FMCG 19.03 5.09 1.88 1.88
up Crompton Greaves Consumer Electricals Consumer Durable 41.90 2.56 0.81 1.85
down Carborundum Universal Metals 50.08 1.84 0.00 1.63
equal Eicher Motors Automobile 44.54 2.01 0.00 1.62
equal Maruti Suzuki India Automobile 57.60 2.57 1.40 1.48
up Phoenix Mills Construction 108.66 1.65 0.84 1.48
equal Cholamandalam Investment & Finance Company Financial 31.48 2.12 0.00 1.42
equal Dr. Reddy's Lab Healthcare 39.75 1.42 0.00 1.39
equal Gujarat Gas Energy 32.55 2.89 0.62 1.38
equal Avenue Supermarts Services 195.89 1.40 0.00 1.36
equal Jubilant FoodWorks Services 117.83 2.21 0.83 1.23
equal ABB India Ltd. Engineering 123.72 1.23 0.00 1.23
down Sheela Foam Consumer Durable 67.97 1.27 0.00 1.23
down MTAR Technologies Services 128.96 1.22 0.00 1.22
equal Hindalco Inds. Metals 11.33 1.22 0.00 1.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

Invest Online
-1.18%

Change from previous, NAV as on 18-Jan-2022

Growth: ₹ 152.7241

IDCW: ₹ 31.9061

Investment Strategy

An open-ended equity fund investing a minimum of 80% in equity related instruments. It Aims at enabling members to avail tax rebate under Section 80C of the IT Act and provide them with the benefits of growth.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) 500
Lock-in Period 3 Years
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 15-Dec-1999
Return Since Launch: 15.46%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,038 Cr (As on 31-Dec-2021)
Expense: 2.24% (As on 30-Nov-2021)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 22.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW29-Jan-20191.3281

 22-Feb-20182.7000
 17-Jan-20171.3500
 25-Jan-20162.5000
 19-Jan-20152.2000
 18-Dec-20132.0000
 21-Feb-20111.0000
 29-Dec-20091.5000
 04-Feb-20083.5000
 16-Jan-20072.0000
 23-Feb-20066.0000
 15-Sep-20054.0000
 29-Nov-20042.0000
 20-Jan-20044.0000
 01-Mar-20011.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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