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4 star

Kotak Equity Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.65 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.57 -0.23 0.24 3.86 16.12 26.81 15.14 7.67 12.77 12.38 10.44
VR Balanced TRI 2.41 -1.29 -0.35 5.78 17.80 24.80 18.01 10.28 14.12 12.72 10.46
Hybrid: Aggressive Hybrid 1.46 -0.53 -0.24 2.77 15.46 22.01 13.64 6.01 11.49 13.15 10.75
Rank within category 7 4 10 9 17 3 12 8 8 15 13
Number of funds in category 44 44 44 43 43 42 42 31 25 24 21

As on 25-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Equity Hybrid Fund - Regular Plan  | Invest Online
4 star
Nov-99 15.14 7.67 12.77 2.21 1,283
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 11.66 8.40 12.37 1.70 35,655
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 15.65 8.76 13.47 1.87 6,194
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 14.87 8.58 13.89 1.86 4,379
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 18.79 10.68 13.79 1.97 4,170

Best & Worst Performance

Best (Period) Worst (Period)
Week 12.91 (13-May-2009 - 20-May-2009) -15.81 (16-Mar-2020 - 23-Mar-2020)
Month 21.75 (11-May-2009 - 10-Jun-2009) -31.66 (20-Feb-2020 - 23-Mar-2020)
Quarter 50.17 (09-Mar-2009 - 10-Jun-2009) -30.27 (23-Dec-2019 - 23-Mar-2020)
Year 82.47 (02-May-2005 - 02-May-2006) -44.87 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.95 19.01 0.22 0.23 1.00 -2.98
VR Balanced TRI 11.89 18.30 0.39 0.46 -- --
Hybrid: Aggressive Hybrid 7.45 17.49 0.16 0.18 0.91 -3.79
Rank within category 9 29 12 13 32 13
Number of funds in category 33 33 33 33 33 33

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Top 10 Holdings (%) 35.00
Top 5 Holdings (%) 21.63
Top 3 Sectors (%) 37.42
Portfolio P/B Ratio 3.62
Portfolio P/E Ratio 32.28
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 7.23 3.09
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 9.48 3.03
equal 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 2.48 2.44
down 6.85% IRFC 29/10/2040 Debenture AAA 0.00 - 1.97 1.57
new 6.75% National Co-op Development Corp. 2024 Debenture AA 0.00 - 1.56 1.56
equal 7.18% Canara Bank 2030 Zero Coupon Bonds AAA 0.00 - 1.37 1.22
equal 7.25% Punjab National Bank 14/10/2030 Debenture AA+ 0.00 - 1.26 1.19
equal 8.35% Tata Projects 17/12/2021 Zero Coupon Bonds AA 0.00 - 1.01 0.95
down GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 1.93 0.78
new 9.23% GOI 23/12/2043 GOI Securities SOV 0.00 - 0.34 0.34
equal Reliance Retail Ltd. 21/06/2021 Non Convertible Debenture AAA 0.10 - 0.14 0.13
new GOI 23/12/2023 GOI Securities SOV 0.00 - 0.07 0.07
new GOI 23/06/2024 GOI Securities SOV 0.00 - 0.07 0.07
new GOI 23/12/2024 GOI Securities SOV 0.00 - 0.06 0.06
new GOI 23/06/2025 GOI Securities SOV 0.00 - 0.06 0.06
new GOI 23/12/2025 GOI Securities SOV 0.00 - 0.06 0.06
equal 0.08% National Bank Agr. Rur. Devp Bonds/Debentures AAA 0.05 - 0.07 0.06
new GOI 23/06/2026 GOI Securities SOV 0.00 - 0.06 0.06
new GOI 23/12/2026 GOI Securities SOV 0.00 - 0.06 0.06
new GOI 23/06/2028 GOI Securities SOV 0.00 - 0.05 0.05
new GOI 23/12/2028 GOI Securities SOV 0.00 - 0.05 0.05
new GOI 23/06/2029 GOI Securities SOV 0.00 - 0.05 0.05
new GOI 23/12/2029 GOI Securities SOV 0.00 - 0.05 0.05
new GOI 23/06/2030 GOI Securities SOV 0.00 - 0.04 0.04
new GOI 23/12/2030 GOI Securities SOV 0.00 - 0.04 0.04

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 30.35 5.38 1.72 5.38
down ICICI Bank Financial 26.69 7.52 1.88 5.03
down HDFC Bank Financial 26.26 7.04 3.17 4.53
equal Reliance Industries Energy 31.07 4.61 1.29 3.59
equal Tata Consultancy Services Technology 39.54 2.99 0.78 2.99
down Supreme Industries Chemicals 34.12 2.69 0.00 2.58
down HDFC Financial 28.41 3.83 1.52 2.35
down Dr. Reddy's Lab Healthcare 52.53 2.56 0.00 2.20
equal Century Plyboards (India) FMCG 59.06 2.07 0.00 2.07
equal Thermax Engineering 81.20 2.24 1.39 2.03
down JK Cement Construction 29.36 2.97 1.43 1.91
equal The Ramco Cements Construction 30.99 2.06 1.06 1.82
equal Sheela Foam Textiles 55.80 1.73 0.00 1.73
equal Solar Industries Chemicals 44.67 1.82 0.84 1.68
down Axis Bank Financial 56.79 3.54 1.13 1.65
down State Bank of India Financial 10.69 3.76 1.64 1.64
equal Cadila Healthcare Healthcare 28.26 1.60 0.00 1.60
equal Schaeffler India Engineering 59.36 2.22 1.26 1.58
equal Tech Mahindra Technology 23.59 1.52 0.00 1.52
down Page Industries Textiles 169.19 1.73 0.00 1.51
down Kotak Mahindra Bank Financial 39.26 3.51 0.00 1.43
equal Mahindra & Mahindra Automobile -- 1.86 0.78 1.35
equal Techno Electric & Engineering Engineering 18.90 1.76 0.00 1.34
equal Gujarat Gas Chemicals 25.09 1.34 0.74 1.33
equal ITC FMCG 18.65 2.66 1.08 1.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Abhishek Bisen since 15-Apr-2008

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Pankaj Tibrewal since 25-Aug-2015

Education: Mr. Tibrewal is a B.Com (H) from St.Xavier's College Kolkata and MBA (Finance) from Manchester University, U.K.

Experience: Prior to joining Kotak AMC he has worked with Principal Asset Management Company. as Fund Manager.

Interviews:

Funds Managed:


-0.23%

Change from previous, NAV as on 25-Jan-2021

Dividend: ₹ 18.5970

Growth: ₹ 31.6450


Investment Strategy

The Scheme seeks to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 25-Nov-1999
Return Since Launch: 14.11%
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,283 Cr (As on 31-Dec-2020)
Expense: 2.21% (As on 31-Dec-2020)
Risk Grade: Above Average
Return Grade: Above Average
Turnover: 24.05%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend23-Dec-20200.0890

 25-Sep-20200.0770
 12-Jun-20200.0680
 26-Dec-20190.1390
 25-Sep-20190.1301
 25-Jun-20190.1398
 25-Mar-20190.0858
 25-Feb-20190.1053
 25-Jan-20190.1080
 26-Dec-20180.1080
 26-Nov-20180.1062
 25-Oct-20180.1097
 25-Sep-20180.1169
 27-Aug-20180.1178
 25-Jul-20180.1159
 25-Jun-20180.1186
 25-May-20180.1204
 25-Apr-20180.1221
 26-Mar-20180.1380
 26-Feb-20180.1400
 25-Jan-20180.1450
 26-Dec-20170.1400
 27-Nov-20170.1400
 25-Oct-20170.1100
 25-Sep-20170.1100

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: http://www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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