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3 star

Kotak Equity Hybrid Fund - Regular Plan


Hybrid: Aggressive Hybrid

1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.60 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -10.11 -0.06 -0.90 5.93 14.68 -11.56 -4.48 0.62 4.98 8.80 7.85
VR Balanced TRI -9.42 0.10 -0.56 6.93 16.03 -10.52 -4.95 4.25 6.11 9.33 8.20
Hybrid: Aggressive Hybrid -7.91 -0.03 -0.64 5.94 12.58 -9.34 -4.03 0.84 4.73 10.47 8.51
Rank within category 32 19 28 15 4 34 22 18 12 16 13
Number of funds in category 43 43 43 43 43 43 40 32 24 23 21

As on 15-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Equity Hybrid Fund - Regular Plan  | Invest Online
3 star
Nov-99 -4.48 0.62 4.98 2.23 1,185
SBI Equity Hybrid Fund  | Invest Online
5 star
Dec-95 -1.87 4.66 6.83 1.74 30,192
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 -7.88 0.96 5.85 1.76 17,615
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 1.65 3.24 6.70 1.89 5,661
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 -2.30 4.36 -- 1.88 3,468

Best & Worst Performance

Best (Period) Worst (Period)
Week 12.91 (13-May-2009 - 20-May-2009) -15.81 (16-Mar-2020 - 23-Mar-2020)
Month 21.75 (11-May-2009 - 10-Jun-2009) -31.66 (20-Feb-2020 - 23-Mar-2020)
Quarter 50.17 (09-Mar-2009 - 10-Jun-2009) -30.27 (23-Dec-2019 - 23-Mar-2020)
Year 82.47 (02-May-2005 - 02-May-2006) -44.87 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.49 17.99 -0.16 -0.16 1.00 -3.43
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid 2.29 16.30 -0.18 -0.19 0.90 -3.56
Rank within category 17 30 17 15 32 17
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 53
Top 10 Holdings (%) 40.08
Top 5 Holdings (%) 26.39
Top 3 Sectors (%) 42.76
Portfolio P/B Ratio 2.38
Portfolio P/E Ratio 20.94

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 7.46 7.46
equal 7.98% Nat. Highways Authority 23/12/2049 Bonds/Debentures AAA 0.00 - 3.98 3.76
up 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 5.06 2.33
equal 11.50% Tata Steel Debenture AA- 0.00 - 1.88 1.80
equal 7.18% Canara Bank 2030 Zero Coupon Bonds AAA 0.00 - 1.37 1.28
new 8.35% Tata Projects 17/12/2021 Zero Coupon Bonds AA 0.00 - 1.01 1.01
down 9.75% Uttar Pradesh Power Corporation 20/10/2023 Debenture A+ 0.85 - 1.41 0.85
equal Bahadur Chand Investments 2024 Zero Coupon Bonds AA 0.00 - 0.88 0.85
equal 8.56% REC 29/11/2028 Debenture AAA 0.00 - 0.61 0.60
equal 7.68% Power Finance Corp. 15/07/2030 Non Convertible Debenture AAA 0.00 - 0.44 0.44
down 7.55% REC 2030 Debenture AAA 0.00 - 1.30 0.43
equal Reliance Retail Ltd. 21/06/2021 Non Convertible Debenture AAA 0.10 - 1.66 0.13
equal 0.08% National Bank Agr. Rur. Devp Bonds/Debentures AAA 0.00 - 1.42 0.06
equal 9.25% LIC Housing Fin. 2022 Debenture AAA 0.04 - 0.05 0.05
equal 8.19% Rajasthan State 23/06/2026 State Development Loan SOV 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 21.21 7.04 3.17 5.85
down ICICI Bank Financial 23.41 7.52 1.88 5.50
down Reliance Industries Energy 31.71 3.82 0.92 3.82
equal Infosys Technology 21.34 4.45 1.27 3.17
equal JK Cement Construction 22.75 2.82 1.30 2.82
down Larsen & Toubro Construction 13.41 3.37 1.77 2.78
down Kotak Mahindra Bank Financial 29.71 3.51 0.00 2.55
equal Dr. Reddy's Lab Healthcare 33.13 2.56 0.00 2.37
equal State Bank of India Financial 8.30 3.76 1.91 2.31
equal Tata Consultancy Services Technology 26.85 2.43 0.49 2.07
equal HDFC Financial 14.49 3.83 1.17 2.05
down Axis Bank Financial 65.00 3.54 1.13 2.03
equal The Ramco Cements Construction 25.62 1.98 0.99 1.98
equal Thermax Engineering 43.04 2.24 1.18 1.83
equal Sun Pharmaceutical Inds. Healthcare 31.53 1.84 0.00 1.76
equal BPCL Energy 26.24 1.78 0.00 1.72
equal Solar Industries Chemicals 31.20 1.69 0.72 1.69
equal Shree Cement Construction 51.31 2.76 0.00 1.58
equal VST Tillers Tractors Engineering 62.10 1.93 0.84 1.51
equal Schaeffler India Engineering 32.43 2.22 1.26 1.34
equal ITC FMCG 15.94 2.66 1.23 1.30
equal Cadila Healthcare Healthcare 30.83 1.31 0.00 1.28
equal Techno Electric & Engineering Engineering 10.88 1.76 0.00 1.28
equal Mahindra & Mahindra Automobile 538.19 1.86 0.78 1.27
equal Supreme Industries Chemicals 31.05 1.25 0.00 1.25

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Abhishek Bisen since 15-Apr-2008

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Pankaj Tibrewal since 25-Aug-2015

Education: Mr. Tibrewal is a B.Com (H) from St.Xavier's College Kolkata and MBA (Finance) from Manchester University, U.K.

Experience: Prior to joining Kotak AMC he has worked with Principal Asset Management Company. as Fund Manager.

Interviews:

Funds Managed:


-0.06%

Change from previous, NAV as on 15-Jul-2020

Dividend: ₹ 14.2670

Growth: ₹ 24.0350


Investment Strategy

The Scheme seeks to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 25-Nov-1999
Return Since Launch: 12.99%
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,185 Cr (As on 30-Jun-2020)
Expense: 2.23% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Average
Turnover: 15.82%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend12-Jun-20200.0680

 26-Dec-20190.1390
 25-Sep-20190.1301
 25-Jun-20190.1398
 25-Mar-20190.0858
 25-Feb-20190.1053
 25-Jan-20190.1080
 26-Dec-20180.1080
 26-Nov-20180.1062
 25-Oct-20180.1097
 25-Sep-20180.1169
 27-Aug-20180.1178
 25-Jul-20180.1159
 25-Jun-20180.1186
 25-May-20180.1204
 25-Apr-20180.1221
 26-Mar-20180.1380
 26-Feb-20180.1400
 25-Jan-20180.1450
 26-Dec-20170.1400
 27-Nov-20170.1400
 25-Oct-20170.1100
 25-Sep-20170.1100
 27-Aug-20170.1100
 25-Jul-20170.1200

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: http://www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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Value Investing

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dateFriday, 17-Jul-2020
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