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4 star

Kotak Equity Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.39 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.86 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 9.96 0.37 -1.25 -0.42 6.28 26.88 59.79 11.62 12.89 12.66 10.91
VR Balanced TRI 4.08 0.19 -1.29 -1.56 1.27 20.89 52.11 11.95 13.29 12.26 10.40
Hybrid: Aggressive Hybrid 5.54 0.41 -1.34 -1.14 2.52 22.14 46.36 8.63 11.48 12.67 11.04
Rank within category 7 24 22 8 4 8 5 5 11 14 15
Number of funds in category 49 50 50 50 49 48 47 35 30 26 24

As on 16-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Kotak Equity Hybrid Fund - Regular Plan  | Invest Online
4 star
Nov-99 59.79 11.62 12.89 2.22 1,380
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 40.22 10.85 12.34 1.60 37,727
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 45.44 11.04 13.27 1.89 6,396
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 44.02 11.41 13.47 1.90 4,829
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 41.13 12.22 13.70 2.12 4,812

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 12.91 13-May-2009 - 20-May-2009 -15.81 16-Mar-2020 - 23-Mar-2020
Month 21.75 11-May-2009 - 10-Jun-2009 -31.66 20-Feb-2020 - 23-Mar-2020
Quarter 50.17 09-Mar-2009 - 10-Jun-2009 -30.27 23-Dec-2019 - 23-Mar-2020
Year 82.47 02-May-2005 - 02-May-2006 -44.87 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 13.77 19.17 0.48 0.49 1.03 -0.77
VR Balanced TRI 14.30 18.13 0.54 0.62 -- --
Hybrid: Aggressive Hybrid 10.92 17.72 0.37 0.42 0.93 -2.70
Rank within category 5 33 7 10 35 7
Number of funds in category 37 37 37 37 37 37

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Holdings (%) 33.49
Top 5 Holdings (%) 20.54
Top 3 Sectors (%) 38.11
Portfolio P/B Ratio 3.80
Portfolio P/E Ratio 32.16
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 5.15% GOI 2025 GOI Securities SOV 0.00 - 2.48 2.48
down 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 3.16 2.42
down 8.50% Canara Bank Additional Tier 1 Bond AA 0.00 - 1.99 1.69
new 7.17% Gujarat State 26/07/2027 State Development Loan SOV 0.00 - 1.12 1.12
up GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 1.93 1.08
equal Power Finance Corp. 22/01/2031 Floating Rate Debenture AAA 0.00 - 0.73 0.73
equal 5.44% National Bank Agr. Rur. Devp 2024 Debenture AAA 0.00 - 0.74 0.73
new 4.99% REC 31/01/2024 Debenture AAA 0.00 - 0.72 0.72
down 6.75% National Co-op Development Corp. 2024 Debenture AA 0.00 - 1.58 0.72
new 6.72% Kerala State 24/03/2027 State Development Loan SOV 0.00 - 0.37 0.37
equal 8.35% Tata Projects 17/12/2021 Zero Coupon Bonds AA 0.00 - 1.01 0.15
equal Reliance Retail Ltd. 21/06/2021 Non Convertible Debenture AAA 0.12 - 0.14 0.12
equal GOI 23/12/2025 GOI Securities SOV 0.00 - 0.06 0.06
equal 9.25% LIC Housing Fin. 2022 Debenture AAA 0.04 - 0.05 0.04
equal 8.19% Rajasthan State 23/06/2026 State Development Loan SOV 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 29.78 5.38 1.80 5.25
equal ICICI Bank Financial 26.57 7.52 1.89 4.75
equal HDFC Bank Financial 25.67 7.04 3.32 4.38
equal Reliance Industries Energy 30.95 4.61 1.37 3.08
equal Tata Consultancy Services Technology 36.95 3.31 1.11 3.08
equal Thermax Engineering 116.44 2.88 1.39 2.79
equal Century Plyboards (India) FMCG 53.01 2.63 0.00 2.63
down JK Cement Construction 34.01 2.97 1.43 2.63
equal HDFC Financial 26.52 3.83 1.61 2.13
equal The Ramco Cements Construction 33.67 2.12 1.06 2.12
down Supreme Industries Chemicals 39.11 2.92 0.00 2.12
up State Bank of India Financial 13.08 3.76 1.64 2.08
equal Solar Industries Chemicals 49.95 1.90 0.96 1.83
equal Dr. Reddy's Lab Healthcare 37.41 2.56 0.14 1.78
equal Techno Electric & Engineering Engineering 19.02 1.77 0.00 1.77
equal Schaeffler India Engineering 55.52 2.22 1.26 1.76
equal Sheela Foam Textiles 45.99 1.90 0.00 1.75
equal Axis Bank Financial 68.55 3.54 1.13 1.65
equal Tech Mahindra Technology 23.58 1.62 0.00 1.62
up Cipla Healthcare 33.83 1.45 0.00 1.45
equal Gujarat Gas Chemicals 31.64 1.45 0.74 1.45
equal Mahindra Lifespace Construction -- 1.42 0.00 1.42
equal Cadila Healthcare Healthcare 29.22 1.60 0.00 1.37
equal Galaxy Surfactants FMCG 31.89 1.33 0.70 1.33
equal ITC FMCG 19.30 2.66 1.08 1.26

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Abhishek Bisen since 15-Apr-2008

Education: Mr. Bisen is a BA and MBA in Finance.

Experience: Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Funds Managed:

— Pankaj Tibrewal since 25-Aug-2015

Education: Mr. Tibrewal is a B.Com (H) from St.Xavier's College Kolkata and MBA (Finance) from Manchester University, U.K.

Experience: Prior to joining Kotak AMC he has worked with Principal Asset Management Company. as Fund Manager.

Interviews:

Funds Managed:


0.37%

Change from previous, NAV as on 16-Apr-2021

IDCW: ₹ 19.9370

Growth: ₹ 33.9250


Investment Strategy

The Scheme seeks to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 8% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Kotak Mahindra Mutual Fund
Launch Date: 25-Nov-1999
Return Since Launch: 14.33%
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,380 Cr (As on 31-Mar-2021)
Expense: 2.22% (As on 28-Feb-2021)
Risk Grade: Above Average
Return Grade: Above Average
Turnover: 22.20%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Dec-20200.0890

 25-Sep-20200.0770
 12-Jun-20200.0680
 26-Dec-20190.1390
 25-Sep-20190.1301
 25-Jun-20190.1398
 25-Mar-20190.0858
 25-Feb-20190.1053
 25-Jan-20190.1080
 26-Dec-20180.1080
 26-Nov-20180.1062
 25-Oct-20180.1097
 25-Sep-20180.1169
 27-Aug-20180.1178
 25-Jul-20180.1159
 25-Jun-20180.1186
 25-May-20180.1204
 25-Apr-20180.1221
 26-Mar-20180.1380
 26-Feb-20180.1400
 25-Jan-20180.1450
 26-Dec-20170.1400
 27-Nov-20170.1400
 25-Oct-20170.1100
 25-Sep-20170.1100

Contact Information

AMC: Kotak Mahindra Asset Management Company Ltd

Address: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E) Mumbai - 400051

Phone: 022-61152100 / 1800-22-2626

Fax: 022-66384455

Email: [email protected]

Website: http://www.kotakmutual.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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