1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
"Money Market debt funds invest in bonds with a maturity of up to one year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital.
Such funds are usually more suited to institutional investors. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.
If you do decide to invest in them, remember that these funds usually deliver low returns which are only marginally higher than your bank account. They are not suitable if your aim is to build wealth in the long run."
Taxability of earnings:
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
---|---|---|---|---|---|---|---|---|---|---|---|
DSP Savings-G | 0.59 | -0.01 | 0.02 | -0.40 | 0.15 | 1.00 | 2.77 | 4.89 | 5.71 | 5.99 | 6.76 |
CCIL T Bill Liquidity Weight | 0.55 | 0.02 | 0.03 | -0.02 | 0.25 | 0.81 | 1.89 | 2.76 | 3.34 | 3.74 | 4.28 |
Debt: Money Market | 1.08 | 0.00 | 0.05 | -0.02 | 0.59 | 1.47 | 3.20 | 5.06 | 5.85 | 6.40 | 7.20 |
Rank within category | 20 | 20 | 19 | 20 | 19 | 19 | 15 | 11 | -- | -- | -- |
Number of funds in category | 20 | 20 | 20 | 20 | 20 | 20 | 18 | 14 | 12 | 12 | 12 |
As on 19-May-2022
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
DSP Savings Fund | Invest Online | Sep-99 | 2.77 | 4.89 | 5.71 | 0.50% | 2,662 | |
Aditya Birla Sun Life Money Manager Fund | Invest Online | Oct-05 | 3.55 | 5.48 | 6.33 | 0.33% | 16,159 | |
HDFC Money Market Fund | Invest Online | Nov-99 | 3.51 | 5.45 | 6.17 | 0.41% | 14,052 | |
Nippon India Money Market Fund | Invest Online | Jun-05 | 3.66 | 5.31 | 6.21 | 0.28% | 11,265 | |
UTI Money Market Fund - Regular Plan | Invest Online | Jul-09 | 3.61 | 5.26 | 6.17 | 0.28% | 10,561 |
Best Performance | Worst Performance | |||
---|---|---|---|---|
Return (%) | Period | Return (%) | Period | |
Week | 1.93 | 24-Jul-2013 - 31-Jul-2013 | -1.39 | 17-Mar-2020 - 24-Mar-2020 |
Month | 2.73 | 24-Mar-2020 - 23-Apr-2020 | -1.44 | 15-Jan-2003 - 14-Feb-2003 |
Quarter | 4.71 | 16-Jul-2013 - 15-Oct-2013 | -0.64 | 24-Dec-2019 - 24-Mar-2020 |
Year | 13.90 | 25-Aug-2000 - 27-Aug-2001 | 2.23 | 08-Apr-2009 - 08-Apr-2010 |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
DSP Savings-G | 5.14 | 0.83 | 1.96 | 5.99 | 1.50 | 2.62 |
CCIL T Bill Liquidity Weight | 2.86 | 0.36 | -1.85 | -5.13 | -- | -- |
Debt: Money Market | 5.22 | 0.84 | 2.19 | 7.49 | 1.56 | 2.74 |
Rank within category | 10 | 13 | 11 | 12 | 12 | 9 |
Number of funds in category | 15 | 15 | 15 | 15 | 15 | 15 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 30-Apr-2022
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Number of Securities | 29 | 31 | 20 | 48 |
Modified Duration (yrs) | 0.77 | 0.84 | 0.05 | 0.40 |
Average Maturity (yrs) | 0.82 | 0.88 | 0.06 | 0.41 |
Yield to Maturity (%) | 5.10 | 5.10 | 3.58 | 4.52 |
Avg Credit Rating | AAA | -- | -- | -- |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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Reserve Bank of India 364-D 16/03/2023 | Treasury Bills | SOV | 0.00 - 7.22 | 7.22 |
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HDFC 316-D 27/01/2023 | Commercial Paper | A1+ | 0.00 - 6.99 | 5.43 |
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National Bank Agr. Rur. Devp 14/02/2023 | Commercial Paper | A1+ | 0.00 - 5.42 | 5.42 |
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SIDBI 2023 | Commercial Paper | A1+ | 0.00 - 5.41 | 5.41 |
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HDFC Bank 2023 | Certificate of Deposit | A1+ | 0.00 - 5.40 | 5.40 |
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8.60% Tamilnadu State 2023 | State Development Loan | SOV | 0.00 - 4.74 | 4.74 |
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Bank of Baroda 14/02/2023 | Certificate of Deposit | A1+ | 0.00 - 4.66 | 3.61 |
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Canara Bank 2023 | Certificate of Deposit | A1+ | 0.00 - 4.65 | 3.61 |
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Reserve Bank of India 364-D 09/03/2023 | Treasury Bills | SOV | 0.00 - 4.65 | 3.61 |
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Can Fin Homes 335-D 08/03/2023 | Commercial Paper | A1+ | 0.00 - 3.60 | 3.60 |
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Kotak Mahindra Bank 14/03/2023 | Certificate of Deposit | A1+ | 0.00 - 4.64 | 3.60 |
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Indusind Bank 2023 | Certificate of Deposit | A1+ | 0.00 - 4.64 | 3.60 |
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Network 18 Media & Inv 364-D 06/03/2023 | Commercial Paper | A1+ | 0.00 - 4.63 | 3.60 |
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Axis Bank 2023 | Certificate of Deposit | A1+ | 0.00 - 4.65 | 3.60 |
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Reserve Bank of India 364-D 30/03/2023 | Treasury Bills | SOV | 0.00 - 4.64 | 3.60 |
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Export-Import Bank 17/03/2023 | Certificate of Deposit | A1+ | 0.00 - 4.64 | 3.60 |
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Bajaj Financial Securities 334-D 20/03/2023 | Commercial Paper | A1+ | 0.00 - 3.58 | 3.58 |
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Infina Finance 363-D 20/03/2023 | Commercial Paper | A1+ | 0.00 - 4.60 | 3.57 |
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TV18 Broadcast 364-D 06/03/2023 | Commercial Paper | A1+ | 0.00 - 3.47 | 2.70 |
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8.65% Chhattisgarh State 20/03/2023 | State Development Loan | SOV | 0.00 - 2.54 | 2.54 |
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IDFC First Bank 20/02/2023 | Certificate of Deposit | A1+ | 0.00 - 2.32 | 1.80 |
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Hero FinCorp 354-D 10/03/2023 | Commercial Paper | A1+ | 0.00 - 2.31 | 1.80 |
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Export-Import Bank 24/03/2023 | Certificate of Deposit | A1+ | 0.00 - 1.80 | 1.80 |
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Tata Motors Finance 364-D 23/03/2023 | Commercial Paper | A1+ | 0.00 - 2.30 | 1.79 |
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Motilal Oswal Financial Ser. 364-D 24/02/2023 | Commercial Paper | A1+ | 0.00 - 2.30 | 1.79 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Apr-2022
— Karan Mundra since 01-May-2021
Education: Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience: He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Funds Managed:
— Kedar Karnik since 18-Jul-2016
Education: Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.
Experience: Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..
Funds Managed:
The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Min. Investment (₹) | 500 |
Min. Addl Investment (₹) | 500 |
Min. SIP Investment (₹) | 500 |
Min. No of Cheques | 12 |
Min. Withdrawal (₹) | 500 |
Min. Balance (₹) | 500 |
Lock-in Period | Not Applicable |
Exit Load | 0 |
Fund House: | DSP Mutual Fund |
Launch Date: | 30-Sep-1999 |
Return Since Launch: | 6.61% |
Benchmark: | CRISIL Money Market Fund BI Index |
Riskometer: | Moderate |
Type: | Open-ended |
Assets: | ₹ 2,662 Cr (As on 30-Apr-2022) |
Expense: | 0.50% (As on 30-Apr-2022) |
Risk Grade: | -- |
Return Grade: | Average |
Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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IDCW Daily | 01-May-2022 | 0.0033 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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IDCW Monthly | 28-Apr-2022 | 0.0254 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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IDCW Half Yearly | 28-Mar-2022 | 0.1941 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: DSP Investment Managers Pvt. Ltd.
Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069
Phone: 1800-208-4499 / 1800-200-4499
Fax: 022-56578181
Website: https://www.dspim.com/
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com